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Full List: America's Best And Worst Banks 2015

Kurt Badenhausen
Former Staff
I write about the business of sports.
This article is more than 9 years old.

UPDATE: The 2016 Forbes ranking of the 100 largest banks can be found here.

This is the sixth straight year Forbes has ranked the 100 largest publicly traded banks and thrifts. Banks have made huge strides since the global financial crisis threatened to implode the global banking system. The FDIC’s “Problem Bank List” of banks shrank to 329 as of September from 515 a year ago (it was 884 at the end of 2010). Although, we are still miles away from the historic low of 47 banks from September 2006. U.S. bank failures are down to 17 this year versus 24 in 2013 and 157 in 2010, but the financial health of the biggest banks is still mixed. To sort out the best and worst among the biggest banks, we turned to Charlottesville, Va. financial data firm SNL Financial.

SNL supplied Forbes with data regarding the asset quality, capital adequacy and profitability of the 100 biggest banks by assets. They range in size from $2.5 trillion behemoth JPMorgan Chase to Oklahoma City-based BancFirst with $6.4 billion in assets. The metrics to rank the banks included net interest margin; nonperforming loans (NPLs) as a percentage of loans; nonperforming assets as a percentage of assets; reserves as a percentage of NPLs; two capital ratios (Tier 1 and risk-based) and leverage ratio. The data is based on the regulatory filings of banks and thrifts for the period ending Sept. 30. We also factored in return on average equity over the last 12 months.

While SNL provided the data, the rankings are done exclusively by Forbes. The final component of the rankings was revenue growth for the latest 12 months based on data from  FactSet Research Systems . The nine metrics were weighted equally in the final ranking. Click here for the full story.

Rank Company Total assets ($bil) Return on avg equity NPLs/total loans Reserves/ NPLs* Tier 1 ratio Leverage ratio
1 Signature Bank $26 13.8% 0.1% 634% 15.5% 9.5%
2 Bank of Hawaii 15 15.5 0.6 285 15.3 7.2
3 BankUnited 18 10.6 0.3 269 17.2 11.2
4 SVB Financial Group 36 11.4 0.1 1,000+ 14.0 8.2
5 State Street 275 10.0 0.0 1,000+ 14.2 6.4
6 First Republic Bank 47 11.1 0.1 389 13.8 9.5
7 Prosperity Bancshares 21 9.6 0.5 174 13.2 7.4
8 Cullen/Frost Bankers 27 10.2 0.7 129 13.9 8.3
9 Commerce Bancshares 23 11.7 0.5 282 13.8 9.4
10 BancFirst 6 10.8 0.5 221 13.5 8.9
11 CVB Financial 7 12.8 1.0 162 17.3 10.7
12 Community Bank System 8 9.1 0.6 193 17.0 9.8
13 East West Bancorp 28 12.5 0.6 184 10.9 8.5
14 United Community Banks 8 8.7 0.3 464 12.1 8.7
15 UMB Financial 16 8.2 0.5 237 13.7 8.9
16 Umpqua Holdings 22 4.6 0.5 155 14.1 11.0
17 Columbia Banking System 7 7.7 0.7 206 13.1 10.5
18 Hilltop Holdings 9 8.5 0.8 98 18.6 13.6
19 Texas Capital Bancshares 14 10.8 0.3 224 8.8 10.2
20 National Penn Bancshares 9 8.7 0.7 235 14.8 11.2
21 Boston Private Financial 7 11.5 0.7 221 14.2 10.3
22 Glacier Bancorp 8 11.2 1.5 190 17.8 12.8
23 City National 32 8.8 0.3 642 9.9 7.4
24 Home BancShares 7 11.2 0.9 126 12.4 10.2
25 Northern Trust 111 9.2 0.8 110 13.4 7.9
26 First National of Nebraska 17 10.1 0.8 313 12.7 10.5
27 BancorpSouth 13 7.5 0.5 309 13.2 10.5
28 Central Bancompany 11 7.6 0.9 238 17.2 11.9
29 Investors Bancorp 18 5.5 0.8 158 26.9 19.9
30 Customers Bancorp 7 9.7 0.4 139 8.4 7.1
31 Cathay General Bancorp 12 8.9 0.7 263 14.8 12.7
32 U.S. Bancorp 391 13.9 0.8 195 11.3 9.4
33 NBT Bancorp 8 9.0 0.9 131 12.0 9.2
34 BOK Financial 29 9.8 0.7 208 13.7 10.2
35 BBCN Bancorp 7 10.1 1.0 121 13.7 11.8
36 BB&T 187 9.1 0.8 159 12.4 9.7
37 Capital One Financial 300 9.9 1.3 157 13.3 10.6
38 Washington Federal 15 8.0 1.1 129 22.7 11.4
39 OFG Bancorp 8 9.5 4.1 62 16.0 10.5
40 FirstMerit 25 8.5 1.0 89 11.2 8.2
41 Western Alliance Bancorporation 10 15.2 1.0 141 11.0 10.1
42 International Bancshares 12 10.4 1.4 90 19.1 12.2
43 New York Community Bancorp 49 8.3 0.3 166 12.1 8.1
44 Webster Financial 22 8.9 1.0 112 13.1 9.0
45 First Citizens BancShares 22 4.9 0.7 196 14.3 9.8
46 PrivateBancorp 15 11.0 0.6 205 11.1 10.7
47 Huntington Bancshares 64 10.1 0.9 155 11.6 9.8
48 First Interstate BancSystem 8 9.9 1.5 101 14.7 10.4
49 PacWest Bancorp 16 4.9 1.0 68 13.2 12.2
50 Chemical Financial 7 8.3 1.2 129 13.8 11.1
51 Capitol Federal Financial 10 5.0 0.4 37 33.0 13.2
52 Fifth Third Bancorp 134 10.0 0.8 201 10.8 9.8
53 IBERIABANK 16 5.9 0.7 163 11.2 9.2
54 Bank of the Ozarks 7 15.1 1.1 94 12.3 13.0
55 SunTrust Banks 187 8.3 0.7 225 10.5 9.5
56 South State 8 7.0 1.3 56 13.3 9.2
57 Zions Bancorporation 55 4.1 0.8 200 14.4 11.9
58 F.N.B. 16 7.2 0.9 124 11.1 8.7
59 Hancock Holding 20 7.1 0.7 139 11.6 9.5
60 United Bankshares 12 8.1 0.9 89 12.5 10.6
61 Old National Bancorp 11 8.0 1.8 42 13.0 8.9
62 Park National 7 11.6 2.6 47 13.2 9.4
63 Trustmark 12 9.0 1.9 62 13.5 9.5
64 Citigroup 1,883 4.5 1.5 168 13.0 9.0
65 KeyCorp 90 8.4 0.8 169 12.0 11.2
66 Bank of New York Mellon 386 7.6 0.9 34 12.3 5.8
67 Wintrust Financial 19 7.6 0.7 98 11.7 10.0
68 Provident Financial Svcs 8 6.6 1.0 103 12.0 9.1
69 Sterling Bancorp 7 3.1 1.1 80 10.3 8.1
70 Northwest Bancshares 8 5.9 1.5 80 16.5 11.2
71 Valley National Bancorp 17 8.4 0.8 110 9.6 7.4
72 Astoria Financial 15 6.0 1.0 99 17.9 10.6
73 JPMorgan Chase 2,527 10.4 1.6 117 11.5 7.6
74 First Horizon National 24 10.3 1.6 96 14.5 11.7
75 First Financial Bancorp 7 7.1 1.0 113 12.7 9.7
76 Comerica 69 7.7 0.7 172 10.6 10.8
77 TCF Financial 19 9.5 1.7 80 11.6 10.2
78 Fulton Financial 17 7.8 1.1 132 13.0 10.6
79 EverBank Financial 21 7.8 0.5 64 13.6 8.5
80 Union Bankshares 7 5.4 1.3 49 13.1 10.6
81 Susquehanna Bancshares 19 5.6 0.9 114 11.9 9.6
82 Wells Fargo 1,637 13.1 2.3 63 12.6 9.6
83 Associated Banc-Corp 26 6.6 1.0 148 10.7 7.9
84 Flagstar Bancorp 10 5.9 1.8 255 22.8 12.4
85 PNC Financial Services 335 9.8 1.6 104 12.8 11.1
86 First BanCorp 13 6.0 7.1 32 17.3 12.3
87 Citizens Financial Group 132 4.2 1.1 124 12.9 10.9
88 Bank of America 2,126 2.2 1.9 88 12.8 7.9
89 M&T Bank 97 8.6 1.6 87 12.5 10.6
90 Popular 34 -4.3 3.9 68 16.9 11.1
91 Regions Financial 119 7.2 1.4 106 12.7 11.0
92 Capital Bank Financial 7 4.5 3.2 34 18.4 14.4
93 TFS Financial 12 4.4 1.3 60 24.0 13.5
94 First Niagara Financial 38 -14.1 1.3 78 9.8 7.3
95 People's United Financial 35 5.4 1.1 66 10.7 8.8
96 MB Financial 15 5.2 1.9 58 12.6 12.3
97 Synovus Financial 27 6.0 1.2 110 11.2 9.9
98 First Midwest Bancorp 9 7.2 1.4 80 9.9 8.9
99 Hudson City Bancorp 37 3.4 3.7 29 26.7 11.5
100 Doral Financial 7 -62.8 10.0 24 3.5 2.6
If capital ratios were not reported at the holding co. level, the unitary banking subsidaries ratios were used.*NPLs: Nonperforming loans include loans 90+ days past due and nonaccrual loans. Source: SNL Financial

 

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Kurt Badenhausen
Kurt Badenhausen