Personal Finance

The Robots Are Coming. To Put You in an Index Fund

Digital financial advisers are raising the standards for their human counterparts
Photograph: Getty Images
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You're sitting down with your financial adviser and looking her right in the eye. Is she advising you? Or selling you?

Some financial advisers, like doctors and lawyers, have a legal duty to put their clients’ interests first. Others are free to sell expensive funds or complicated annuities with hidden fees.