The Best Home Warranties for Sellers (2024)

Boasting some of the highest customer satisfaction ratings in the industry and a 4.5 star rating from our team, Liberty Home Guard is our top pick for sellers. In business since 2017, the company offers competitive prices and comprehensive coverage to millions of customers. Liberty Home Guard may also offer discounts to eligible customers.

• Repairs include an impressive 60-day workmanship guarantee, which is more than twice the national average
• Policyholders cannot choose their own service technician for repairs

When it comes to home warranty plans, Liberty Home Guard offers coverage for essential systems and appliances through three plans: Appliance Guard, System Guard and Total Home Guard. The Appliance Guard plan covers major appliances such as ovens, dishwashers and refrigerators. System Guard protects against damage to electrical and heating systems. Total Home Guard’s service contract offers home systems and home appliance insurance.

• Appliance Guard ($50.19 per month): This plan covers the majority of home appliances, such as your refrigerator, dishwasher, built-in microwave and even garage door.
• System Guard ($55.19 per month): This covers built-in systems like air conditioning and heating units, ductwork, plumbing, electrical and water heaters.
• Total Home Guard ($60.19 per month): This includes everything included in the Appliance Guard and System Guard plans.
• Coverage Add-ons: Liberty Home Guard offers 38 unique add-ons, including pool and spa, pest control, gutter cleaning, central vacuum, septic system, lawn sprinkler system and window washing.

Customers are also charged a service fee, which is a one-time payment to a technician for each service call. You may not select your own service fee, which can range from $65-$125 depending on the claim. These fees are based on the plan you choose and where your home is located.

Get a Quote: To get a quote and view the full list of add-ons from Liberty Home Guard, call 866-452-9107, or fill out this form.

Note: As of April 2024 Liberty Home Guard is under review by the BBB for complaints related to its claims process, customer service and sales tactics. As of the time of this writing, the company does not hold a rating with the BBB. The company provided our team with the following statement regarding its rating:

“Despite the BBB’s alert, our customer satisfaction levels remain by far the highest relative to our scale, said David Moreno and Ben Joseph, co-CEOs and co-founders of Liberty Home Guard. “Last month, we had the lowest percentage of customer cancellation requests in our entire history. On the BBB’s own platform, Liberty Home Guard has achieved a star rating of 4.5 out of 5 from nearly 2,500 reviews. For added context, the approximately 480 resolved complaints on Liberty Home Guard’s BBB profile equate to an extremely low, fraction of a percentage relative to the size and scale of our total customer base. As we navigate this situation, which we believe will be resolved in time, we want to assure you that we remain committed to our customers and their satisfaction; they are the key stakeholders we orient all our efforts around.”

Due to its nationwide availability, multiple plan options and decades of experience, American Home Shield received 4.6 out of 5 stars in our review and is the most budget-friendly option.

American Home Shield is one of the most well-known home warranty companies in the U.S. For many years, the company has offered some of the most comprehensive home warranties in the industry, with three different plans, flexible service call fees and generous coverage limits.

American Home Shield’s parent company, Frontdoor, has developed a mobile app that pairs well with coverage plans. The app features a how-to library, as well as repair instructions, routine maintenance tips and more.

• Its most basic plan includes heating, cooling, electrical and plumbing systems coverage.
• American Home Shield (AHS) has free perks like A/C tune-ups in most plans.
• AHS only offers two service call fee options: $100 or $125, which is above average.

American Home Shield offers some of the most comprehensive coverage of household systems and appliances. There are three plans to choose from:

• ShieldSilver™ ($42.31 per month) This plan covers most major home systems, such as electrical and air conditioning systems.
• ShieldGold™ ($65.63 per month): This plan covers home appliances and systems, including refrigerators and cooktops.
• ShieldPlatinum™ ($93.37 per month): This plan offers comprehensive coverage of appliances and systems, as well as add-ons like roof-leak repair coverage, free HVAC tune-ups and a code violation fee coverage.

ShieldSilver™ and ShieldGold™ offer a $3,000 coverage limit for each covered item. In other words, American Home Shield will pay up to $3,000 per replacement or repair. If a repair or replacement exceeds the coverage gap, you will be responsible for the additional cost.

American Home Shield offers some of the most comprehensive plans out of all the home warranty providers. Although it is somewhat expensive, it is a strong option if you want to make sure a buyer has the right coverage.

Get a Quote: Visit AHS’s website or call 844-529-9298 to get a quote.

Elite Home Warranty is another option for homeowners looking for a provider with more extensive coverage, however, the company uses aggregate coverage limits. Elite includes up to $7,000 in aggregate coverage for appliances and up to $8,000 in combined protection for systems — although many items include a lower individual limit. For example, washers and dryers have a coverage limit of $1,000, which counts toward the overall $7,000 limit for appliances.

Elite also offers coverage on 25 specific items, a potential benefit for Kansas homeowners who desire customization. We rated Elite Home Warranty 4.8 out of 5 stars.

Elite Home Warranty has three plans for Kansas homeowners, each of which includes a $100 service fee: 

• Elite Appliances ($50): Covers a built-in microwave, ceiling fans, washer, dryer, dishwasher, garbage disposal, oven, range, cooktop and refrigerator
• Elite Systems ($60): Covers your air conditioning system, heating system, electrical system, garage door opener, water heater and plumbing system, including stoppages
• Elite Complete ($80): Covers all items on the appliances and systems plans

You can also upgrade your coverage with any of the following add-ons:

• Annual maintenance
• Central vacuum
• Drainage and sewer lines
• Effluent pump
• Ejector pump
• Freestanding freezer
• Freestanding ice makers
• Freestanding spa equipment
• Generator
• Geothermal heating and cooling systems
• Grinder pump
• Guest house
• Jetted and hot tubs
• Lawn sprinkler system
• Lift pump
• Limited roof-leak repair
• Pool and spa equipment
• Pool equipment
• Premium appliances
• Premium benefits
• Premium systems (with the option to add extended coverage)
• Septic system
• Sump pumps
• Water softener
• Well pump
• Wine coolers

Known for its affordable premiums and unique offerings, Select Home Warranty offers excellent value among the companies in our home warranty reviews, earning 4.5 stars. As part of its comprehensive coverage, each of its home warranty plans include roof-leak coverage, which is rare. Coverage is also available nationwide, so it is worth considering if you are on a budget.

• All three plans are under $50 a month, making it a budget friendly choice for sellers
• Select includes roof leak protection in every plan.
• While it is among the cheapest of our recommendations, Select has below-average coverage limits.

Select Home Warranty offers three coverage plans: Bronze, Gold and Platinum, costing $44.42 to $47.75 per month. These options offer the following types of coverage:

• Bronze Care ($44.45 per month): Covers appliances like your clothes washer, dryer, refrigerator, oven, stove, dishwasher and built-in microwave
• Gold Care ($44.45 per month): Covers systems including air conditioning, heating, plumbing, electrical, water heaters and ductwork
• Platinum Care ($47.80 per month): Comprehensive coverage that includes both systems and appliances, as well as plumbing stoppages, garage door openers, ceiling fans and exhaust fans
• Coverage add-ons: Central vacuum, lawn sprinkler system, pool, spa, roof leaks, well pump and sump pump

Coverage caps are $3,000 for high-value appliances and systems and $500 for less expensive equipment. Select Home Warranty is not available in Nevada, Washington or Wisconsin.

Get a Quote: Get a quote from Select Home Warranty by filling out this form or calling 888-370-3956.

AFC Home Warranty has the most coverage options of our picks, earning it 4.5 out of 5 stars according to our methodology. It has been providing affordable and reliable home coverage for about 12 years. The company offers a number of comprehensive plans, and you can even customize your coverage. It is available in 48 states and currently has a B rating from the BBB.

• AFC Home Warranty offers four plans, many add-ons and three service fee options for comprehensive coverage.
• AFC Home Warranty offers a workmanship warranty that covers repairs and replacements. If an item breaks again during your policy period, you can request another service without additional fees.
• AFC Home Warranty requires you to file a claim within 24 hours to avoid claim denial.

While most home warranty companies offer three plans, AFC Home Warranty offers four: Systems, Silver, Gold and Platinum. Plan costs range from $35 to $56 per month and service call fees include $75, $100 or $125. Here are how the different plans stack up in terms of coverage:

• Silver Plan ($35.18 per month): Covers nine household appliances, including kitchen and laundry appliances and garage door openers
• Systems Plan ($43 per month): Covers six household systems, including your water heater, air conditioning, heating, plumbing, electrical and ductwork
• Gold Plan ($49.66 per month): Includes everything in the Silver Plan and Systems Plan.
• Platinum Plan ($54.48 per month): Includes Gold Plan coverage as well as coverage for plumbing stoppages, faucets, ice makers and built-in microwaves
• Coverage add-ons: In-ground pool and spa, pumps, ice maker, double oven, built-in microwave, electronics, roof leaks, central vacuum, stand-alone freezer and hot water dispenser

AFC Home Warranty offers customizable coverage options, so it is great if you want to pick and choose what type of coverage you want a buyer to have. Coverage is available in all 50 states.

Get a Quote: See what AFC Home Warranty has to offer by calling 877-755-1115 or filling out this quick form.

Our team gave First American Home Warranty 4.5 out of 5 stars, and it is our top pick when it comes to add-on coverage. Established in 1984, the company offers impressive coverage and 24/7 customer service. It earned a B rating with the BBB, suggesting that many customers are satisfied. First American provides coverage in 35 states.

• First American offers optional septic system and roof leak repair coverage.
• First American covers kitchen appliances under all three of its plans and offers additional refrigeration protection as a policy add-on.
• The Starter Plan does not cover plumbing, electrical or air conditioning systems.

First American offers three plans ranging in cost from $47 to $87 per month and service fees of $75, $100 or $125.

Starter Plan ($47.88 per month): Covers basic appliances and systems, including your dishwasher, refrigerator, plumbing, ductwork, electrical and more

Essential Plan ($57.88 per month): Covers everything in the Starter Plan and adds your clothes washer, dryer, water heater, air conditioning and garage door opener

Premium Plan $72.88 per month): Includes everything in the Starter and Essential plans, plus high-end appliances, your garbage disposal, garage door system, faucets, hot water dispenser and more

Coverage add-ons : Additional refrigeration, air conditioning, HVAC tune-up, limited roof-leak protection, pool and spa equipment, septic tank systems and pumping, and more

Note: If you pay monthly, First American will charge a $2 handling fee for each payment.

First American Home Warranty is available in 35 states. It is not currently available in Alaska, Connecticut, Delaware, Hawaii, Idaho, Indiana, Iowa, Kansas, Maine, Massachusetts, Minnesota, New Hampshire, Rhode Island, Vermont or Wisconsin.

Get a Quote: Get a free quote from First American Home Warranty by filling out this form or calling 855-435-0489.