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About Advance America Cash Advance
Advance America is a loan company that offers payday loans, installment loans, title loans and lines of credit. Advance America has online and in-store services in 27 states and delivers the funds you qualify for in as few as 24 hours.
Pros & Cons
- Payday, installment and title loans
- Apply online or in-store
- 1,900 locations
- Not available in every state
Featured Reviews
I have to applaud Rhonda for her awesome customer service. I just relocated from Miami, Florida to Houston, Texas and needed some extra cash to get me by until payday. Rhonda was ...
Read full reviewThis is the first time I have ever used Advance America Cash Advance in Roland Oklahoma and I was very pleased with their service and very friendly employees that explained everyt...
Read full reviewPayday lending is illegal and unavailable to consumers in some states. Payday loans usually have very high interest rates and carry risk. As with any loan, consumers should have a clear understanding of the fees, terms and conditions of any payday loan before borrowing.
What is Advance America?
Advance America offers online and in-store loans and has an easy application process. To apply for an online loan, visit the company’s website. You need your Social Security number, a valid email address, an active checking account and proof of income to complete an application.
Advance America employs certified loan specialists and a responsive customer service team to operate its online loan services, but you can also visit an Advance America location if you’re more comfortable with in-store loan services. To apply in person, bring a government-issued photo ID, proof of an open checking account, proof of income and verification of your Social Security number.
Many people use Advance America’s payday loans to cover short-term expenses and to receive cash for unforeseen emergencies, but the company’s website cautions that short-term loans are not a long-term solution.
Advance America rates and fees
Advance America doesn’t disclose a full range of interest rates and fees, but it does state that a typical fee for cash advances is around $15 per $100 borrowed. This is the set price for a short-term transaction.
Advance America FAQ
Can you pay Advance America online?
Yes, you can make loan payments to Advance America online. On the payment due date, your bank receives an electronic request for payment from your account, and the funds are electronically withdrawn.
What do I need to get a loan from Advance America?
To get a loan from an Advance America store, you need the following documents:
- Government-issued photo ID
- Proof of open and current checking account
- Proof of income
- Verification of Social Security number
To apply for a loan online, you need:
- Social Security number
- Valid email address
- Active checking account
- Valid source of income
Does Advance America do a credit check?
Yes, Advance America checks your credit score, but it doesn’t report activity to the major credit bureaus.
Does Advance America do payment plans?
Advance America has an extended payment plan for customers unable to pay back their loans by the given deadline. Log into your account or visit a store for more information on the extended payment plan.
Is Advance America legit?
Advance America is a loan company that primarily deals with short-term loans. The company has an easy application process and disburses funds quickly. If you need cash for an emergency, visit Advance America’s website to see if you qualify for its loan programs.
Advance America Cash Advance Reviews
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Advance America Cash Advance Company Information
- Company Name:
- Advance America
- Year Founded:
- 1997
- Formerly Named:
- Advance America Cash Advance
- Website:
- www.advanceamerica.net