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Fixed Deposit

HDFC Bank Fixed Deposits and the interest on them are a good source of income in a safe and assured manner.

Choose a tenure and amount of your choice to grow your income in a steady fashion. You can open an FD for as less as ₹ 5,000, and use it as a back-up for your savings or current account with Sweep-in and Super Saver Facilities. HDFC Bank Fixed Deposits easy and convenient to open or liquidate whenever necessary.

Regular Fixed Deposits

Earn higher interest on your savings, along with flexibility and security

Regular Fixed Deposits
  • First Feature IconGrow income with compound interest on reinvesting principal and interest
  • Second Feature IconCover shortfalls in your account by sweeping in funds from linked FDs
  • Third Feature IconGet an overdraft to tide over cash flow issues with the Super-Saver facility

Five Year Tax Saving Fixed Deposit

Get a combination of two benefits – saving tax while earning interest

Five Year Tax Saving Fixed Deposit
  • First Feature IconSave tax under section 80c of the Income Tax Act
  • Second Feature IconInvest a minimum of ₹ 100 upto ₹ 1.5 lakhs in a financial year
  • Third Feature IconEnjoy quarterly or monthly interest pay outs

Non-withdrawable Deposits

Open a fixed deposit for amounts greater than Rs 5 crore

Non-withdrawable Deposits
  • First Feature IconNo Premature or Partial withdrawal allowed
  • Second Feature IconGet an overdraft to tide over cash flow issues with the Super-Saver facility
  • Third Feature IconEnjoy quarterly or monthly interest pay outs

Overdraft Against Fixed Deposits

Avail up to 90% of overdraft on your fixed deposit instantly

Overdraft Against Fixed Deposits
  • First Feature IconLink your current or savings account to a Fixed Deposit
  • Second Feature IconGet an overdraft to tide over cash flow issues with such linking
  • Third Feature IconPay interest only on the overdrawn amount for the period it is used

Sweep-in facility

Cover shortfalls in your accounts by sweeping in funds held in linked Fixed Deposits

Sweep-in facility
  • First Feature IconEarn higher interest on your funds in your Savings Account by moving it to an FD
  • Second Feature IconLink multiple deposits to your Accounts
  • Third Feature IconChange your period of deposit, maturity, principal amount etc., as you need