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About 21st Century Insurance
21st Century Insurance sells auto insurance that comes with free roadside assistance. It provides direct policy services only in California, but its coverage is also available in other states through its parent company, Farmers Insurance. 21st Century offers 24/7 claims service and several discounts.
Pros & Cons
- 24/7 claims service
- Backed by Farmers Insurance
- Free 24/7 roadside assistance
- No online cancellation
- Available only in California
Featured Reviews
I used 21st Century Auto Insurance for over two decades. In that time, I have had nothing but positive interactions with them… When my car was totaled in an accident (not my fault...
Read full reviewI recommend 21st Century Insurance because of my 40 years of experience with them. They provide the quickest and smoothest in claims submitted. Their rates are very competitive an...
Read full reviewWhat is 21st Century Insurance?
21st Century has provided insurance to Americans for more than 60 years. It’s backed by a parent company (Farmers Insurance), but it writes new auto policies only in California. It operates primarily online, over the phone and by mail. You can use the website or mobile app to manage your policy, though the company also offers further assistance with its 24/7 interactive voice response services. To submit documents or cancel, you’ll likely have to send by post.
How does 21st Century Insurance work?
21st Century specializes in auto insurance. The company has several coverage options to choose from, including:
- Collision
- Comprehensive
- Rental
- Bodily injury liability
- Property damage liability
- Underinsured motorist
- Uninsured motorist
The company also offers free 24/7 roadside assistance, and because it operates primarily online, you can manage your policy almost entirely through the website or app. Its claims service is straightforward, and it allows electronic signatures and provides other helpful features. You can get a 21st Century quote on its website by providing your ZIP code and information about your vehicle; you can also call its customer service line and speak to an agent.
21st Century Insurance quotes and costs
The cost of a 21st Century auto insurance policy varies significantly from person to person. Still, you can compare your quote to the national average of $1,134, according to the National Association of Insurance Commissioners’ (NAIC) most recent report. Factors like age, driving history, vehicle, credit score and more influence premium costs. 21st Century offers several discounts, including:
- Good driver
- Superior driver
- Good student
- Mature driver
- Multivehicle
- Anti-theft
To find out if you’re eligible for any 21st Century auto discounts, apply for a free quote online or contact the customer service line.
21st Century Auto Insurance FAQ
Does 21st Century give online quotes for auto insurance?
Where is 21st Century Insurance available?
Can I cancel my 21st Century Insurance coverage?
What other insurance services does 21st Century offer?
Is 21st Century insurance good?
21st Century offers solid coverage options and several discounts. Because it doesn’t directly provide policies outside of California, it usually sends drivers in other states to its parent company, Farmers Insurance. Farmers is a large and well-established company, which gives 21st Century financial stability customers can trust. Overall, 21st Century is a no-frills, no-fuss option for California drivers, whether they’re looking for basic or comprehensive auto coverage.
21st Century Insurance Reviews
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21st Century Insurance Company Information
- Company Name:
- 21st Century Insurance group
- Website:
- www.21st.com