Hail damage roof repair costs typically range from $200 to $32,500, but most homeowners will pay around $4,250 on average. Most hail is too small to cause significant damage to a properly installed roof, but golf-ball-size hail can cause problems.

Dents and dings may be cosmetic, but punctures can expose the roof’s structure to potential water damage and must be repaired quickly. Below, we’ll explain major and minor repair costs and how much you can expect insurance to cover.

*Article cost data via Angi.

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Major Cost Factors of Hail Damage Roof Repair

Hail damage repair costs depend on roof size, material type, and the amount of damage.

Hail Damage Repair Costs by Roof Type

Some roofing materials are more likely to take hail damage than others.

• Clay or concrete tiles ($3 to $7 per sq. ft.): While these tiles are designed to resist impact, hail can cause chips and cracks, especially if the tiles are older. Minor chips and cracks can usually be repaired with mortar, and individual tiles can be replaced without significant investment.
• Asphalt shingles ($4–$15 per sq. ft.): Although hail is rarely sharp enough to puncture shingles, repeated impact weakens them. Hail removes granules from the surface, exposing the shingle to UV damage. Multiple impacts crack the mat underneath, which weakens the whole shingle structure. Over time, wind and water exacerbate this damage, which eventually leads to leaks.
• Wooden shakes and shingles ($5–$9 per sq. ft.): Wood is highly susceptible to hail damage and can split, crack, dent, and puncture. Damaged shakes and shingles often need to be refinished or replaced so they don’t cause water damage and rot.
• Metal roofs ($5–$20 per sq. ft.): Metal panels and tiles are very durable. Most hail damage will be cosmetic, but dents must be removed and patched rather than bent back into place. Damage to seams and fasteners is more serious and should be repaired quickly to prevent further damage.

Cost by Roof Type

The most relevant pricing factor is the cost of materials. For example, metal roof pricing is higher than shingle roof pricing, so repair costs will also be higher. Here’s how roof repair costs vary by material.

Roofing Material	Cost Range per Square Foot
Clay tiles	$3–$7
Concrete tiles	$4–$7
Asphalt shingles	$4–$15
Rubber/PVC	$4–$20
Wood shakes/shingles	$5–$9
Steel shingles	$5–$20
Slate tiles	$5–$30
Aluminum shingles	$7–$20

Roof Size and Layout

Materials are priced by the square foot, so you’ll pay for larger replacements. Storms generally cause the most damage on the building’s windier side, so you may not need a full roof replacement. However, if your roof is older and significantly damaged, you may want to invest in a replacement.

Here are repair cost ranges based on the price of asphalt shingles. Steep or complex roofs will likely fall at the range’s higher end.

Size of Repaired Area in Square Feet	Cost Range
100	$400–$1,500
200	$800–$3,000
500	$2,000–$7,500
1000	$4,000–$15,000
1500	$6,000–$22,500
2000	$8,000–$30,000
2500	$10,000–$37,500
3000	$12,000–$45,000

Extent of Damage

Minor surface material damage will be the easiest and least costly to repair. However, the repair process is more involved if underlying materials are damaged. For example, deck repair requires removing everything atop it, including shingles, underlayment, and flashing. You may also need to repair or replace roof features such as skylights and gutters.

Labor Costs

Roof repair should be performed by a licensed roofing contractor. Roofers charge between $35 and $90 per hour based on their experience and the job’s complexity. Labor costs will also vary by geographic area—in regions where the cost of living is higher, contractors will charge more. Roofers charge a bit more in spring and summer when demand is higher.

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Does Homeowners Insurance Cover Hail Damage?

Most home insurance includes coverage for storm damage, so it’s a good idea to contact your insurance company. Your case will be assigned to an adjuster, who will help you assess the damage, get an estimate for roof repair expenses, and file a claim.

Typical Insurance Deductible Amounts

If your claim is accepted, homeowners insurance will cover most of the costs, but you’ll still be responsible for a deductible. You’ll choose the deductible when you purchase the insurance policy. Deductibles are either calculated as a flat rate—for example, $1,000 per incident—or as a percentage of your insurance. For instance, if you have a 1% deductible and your home is insured for $400,000, your deductible will be $4,000. If the repair estimate is less than or very close to your deductible, filing a claim usually doesn’t make sense.

Getting Your Roof Inspected

The first step of filing an insurance claim is getting a professional roof inspection. Even if you don’t file a claim, an inspection will provide necessary information about the extent of damage and necessary repairs. If not covered by the insurance company, inspection will cost between $125 and $340. You’ll receive a report documenting the damage and professional recommendations for proceeding. If the inspector determines the damage is cosmetic, insurance may not cover it.

Home Warranty Coverage

If your insurance won’t cover the damage, a home warranty may cover minor repair costs—but only if you already have one in place beforehand. You can’t receive coverage for damage that has already happened. Home warranty coverage for roofs is usually limited and doesn’t cover full roof replacement costs, but the best home warranties for roofs cover roof leaks.

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How to Hire a Professional

Most insurance coverage doesn’t apply to do-it-yourself (DIY) repairs. Even if you don’t file an insurance claim, you should leave roof repair to licensed professionals. Here’s how to choose between roofing companies.

• Make sure the roofing contractor is locally licensed, bonded, and insured.
• If you have a specialty roofing material, such as clay tiles or standing seam metal panels, ensure the roofer has experience repairing it.
• Look up each company’s rating on the Better Business Bureau (BBB) website, which will also show you customer reviews and complaints.
• Seek more customer reviews on sites such as Trustpilot and Google Reviews.
• Get quotes from at least three companies, including itemized estimates if possible.

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Our Recommendation

If you suspect your roof has taken damage from hail, we recommend calling your insurance company as soon as possible. There’s a time limit for reporting and fixing covered problems, and you don’t want to expose your roof to further damage from water and wind. Insurance may cover part or all of a new roof’s cost depending on how much of it was damaged, but you’ll need a professional inspection to find out.

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