US News

Homeowner booted from own house after being duped and labeled a squatter: report

A Mississippi homeowner is living a squatter nightmare after getting duped out of her deed and kicked out of her own house by a local judge, according to reports.

Marcia Naylor of Olive Branch was struggling with bills after her husband’s death and signed up with a local company to borrow against her home so she could keep up with her spiraling finances — only to have a local judge label her a squatter and boot her from her own house, WREG News reported.

“He [told me] he would borrow money against my house to give me wiggle room,” Naylor told the outlet. “I didn’t sign anything. He asked me to share with him a copy of the deed of trust to my home.”

Mississippi homeowner Marcia Naylor.
Marcia Naylor says she was duped into signing over the lease on her house and ended up getting booted as a squatter. WREG
Marcia Naylor's home in Mississippi.
Marcia Naylor wanted to borrow against her house in Olive Branch, Mississippi, to pay off bills following her husband’s death. Instead she inadvertently signed over the deed to a scammer and was kicked out as a squatter. WREG

It proved to be a massive mistake when she was hauled into court.

Naylor fell victim to a scam where homeowners are tricked into signing over their deeds to get quick cash from the property’s value — only to have the scammers file a “quitclaim deed” that transfers ownership to them, the Mississippi Better Business Bureau told WREG.

“[The judge] upholds that document and tells me I have to be out of my home and that I’ve been squatting in my home, I don’t know how long,” she said.

Instead of catching up on her $19,000 debt, Naylor is now renting an apartment with her grandkids.

The nightmare comes as squatters — individuals who break in or take over a property and claim they have a right to live there — make headlines across the US.

In most of New York State they have to stay put for 10 years, but in the five boroughs, lenient tenants rights laws say a squatter only has to live in a home for 30 days to qualify.

Several Empire State lawmakers have pending bills to rectify the problem.

.