(FORTUNE Magazine) – 1 SULTAN HAJI HASSANAL BOLKIAH MU'IZZADDIN WADDAULAH, 46 and family Bandar Seri Begawan BRUNEI $37.0 Investments; global real estate; oil and gas fields. Gold was the color of the Sultan's silver jubilee, which he celebrated last October. On the 25th anniversary of his accession to the throne, he was driven through the streets in a gilded chariot drawn by 40 men. Brunei, which occupies a tiny corner of the island of Borneo, has extensive oil and gas reserves -- which the Sultan controls. How handy to have a filling station on the grounds when you have 165 Rolls-Royces.

2 HELEN R. WALTON, 73 Bentonville ARKANSAS S. ROBSON WALTON, 48 Bentonville ARKANSAS JOHN T. WALTON, 46 San Diego CALIFORNIA JAMES C. WALTON, 44 Bentonville ARKANSAS ALICE L. WALTON, 42 Bentonville ARKANSAS $23.5 38% of Wal-Mart Stores. It's news when a Walton -- the late Sam Walton's nephew John J. Robson -- loses money shorting Wal-Mart stock. Not something any of Sam's four kids would do. Rob, the eldest, serves as Wal-Mart's chairman. When he took a leave of absence from the company in the mid-1980s to train for the Ironman triathlon in Hawaii, there were people who mistakenly thought that signaled he didn't have much interest in running the store. Jim is president of Walton Enterprises, the family holding company. Even John, who manufactures boats in California, pulled for the family team by going on the Wal-Mart board. Alice, an investment banker, is pushing to develop an airport in northwestern Arkansas. Can she count on help from some old pals named Bill and Hillary?

3 FORREST MARS SR., 89 Las Vegas NEVADA FORREST MARS JR., 61 McLean VIRGINIA JOHN MARS, 57 McLean VIRGINIA JACQUELINE MARS VOGEL, 53 Bedminster NEW JERSEY $14.0 100% of Mars Inc.: M&M/Mars, Uncle Ben's Rice, Pedigree pet food, Mars Electronics. Candy wasn't so dandy for the Mars clan this year. The conglomerate launched a low-cal Milky Way II, made with polydextrose and a fat called caprenin (mmmmm!), but consumers failed to swallow the idea. There was also the trademark infringement case Mars brought against a Los Angeles lawyer who marketed an M&M clone called the Green Ones. Victory was only semisweet: The court ruled that the product could still be sold under a different name -- Greenies.

4 MINORU MORI, 58 AKIRA MORI, 56 Tokyo JAPAN $13.0 Mori Building Co.; Mori Building Development; real estate. Minoru, CEO of Mori Building, and Akira, CEO of the development company, are the richest men in Japan. But the troubled Japanese economy has clipped $1 billion off their net worth. Inheritors of the fortune of their father, Taikichiro, the brothers plan to follow his ways. That includes Minoru's dwelling in an apartment -- he told Fortune: ''That way I can understand what tenants really need'' -- and their continuing to develop projects in Minato-ku, a central Tokyo ward favored by their dad.

5 SAMUEL I. NEWHOUSE JR., 65 DONALD NEWHOUSE, 63 and family New York NEW YORK $10.0 100% of Advance Publications. Media siblings Si and Donald Newhouse try to stay out of the news, but Si keeps attracting unwanted attention with his slash-and-burn theory of management. Most recently he folded Conde Nast's venerable shelter magazine, HG, after buying its rival Architectural Digest. But just when you started wondering whether Si is completely heartless, Self magazine began distributing a new promotional item -- his-and-her leather condom cases.

6 KING FAHD BIN ABDUL-AZIZ AL SAUD, 73 Riyadh SAUDI ARABIA $10.0 Saudi Arabia's oil revenues; real estate. With 40 years of experience in government, the King is a master at ruling by compromise rather than confrontation. Every dollar of oil that is pumped out of Saudi Arabia adds to a pool of capital that he can draw on, although he does not do so very often.

7 JOHN WERNER KLUGE, 78 Charlottesville VIRGINIA $8.8 95% of Metromedia Co.: telecommunications and restaurants; real estate; cash. Kluge recently gave $60 million to Columbia University, his alma mater, for minority scholarships. He has not forgotten how hard it was for him to afford tuition when he earned $7 a week working in the school dining hall. His fortune is the equivalent of $7 a week, provided one lived 24 million years.

8 GAD RAUSING, 71 London ENGLAND HANS RAUSING 67 Sussex ENGLAND $8.5 100% of Tetra-Laval, liquid-food packaging and agricultural equipment. The Rausings are Swedes who live in England and who have incorporated their company in Switzerland. Confusing, no? Well, the brothers have bigger problems than figuring out their nationality. The throwaway nature of Tetra's products is a drawback in the ecologically conscious West. So the company is expanding into Eastern Europe and the former Soviet Union, where environmental rules are easier.

9 QUEEN ELIZABETH II, 67 London ENGLAND $7.8 Agricultural land; premier London real estate; vast stock portfolio; art; jewelry; stamps; porcelain; furniture; racehorses. Although she'll take some exemptions -- the Royal Art Collection, the yacht Britannia, Windsor Castle, and Buckingham Palace -- 1993 marks the first time that H.M. will pay taxes, said to range between 1 million pounds ($1.6 million) and 2 million pounds. And she thinks last year was the annus horribilis.

10 TOICHI TAKENAKA, 50 and family Hyogo JAPAN $7.1 77.9% of Takenaka Komuten, construction. This CEO of a 400-year-old construction firm never goes anywhere without a pair of cleats. His firm, which made its reputation building Emperor Hirohito's residence in Tokyo, is now building golf courses. When Takenaka isn't busy testing them, he's climbing mountains. He has already scaled the Japanese Alps, which run through Nagano; this summer it's the other Alps.

11 SHEIKH JABER AHMED AL-SABAH, 67 and family KUWAIT $7.0 Vast foreign investments; real estate. Recent times have been rough for this royal. He narrowly escaped assassination in 1984, and was quite shaken by the Gulf war, which sent him into temporary exile in Saudi Arabia. But Kuwait held elections last October, the reconvened Parliament is getting along well with the government, and Jaber is busy rebuilding his palace, which the Iraqis leveled.

12 WILLIAM GATES III, 37 Seattle WASHINGTON $6.7 30.1% of Microsoft; 7.6% of Icos Corp. The joint venture on everyone's E-mail: ! Bill Gates, Microsoft CEO and the nation's most eligible bachelor, announced his pending merger with Melinda French, 28, a manager at his company. The happy couple will live on his three-acre estate, now abuilding, with enough bedrooms to ensure plenty of space for little dividends. But no word on how many Windows.

13 WARREN EDWARD BUFFETT, 62 Omaha NEBRASKA $6.4 44% of Berkshire Hathaway. Buffett called it a ''nonevent'' when Berkshire's stock price rose above $10,000, screwing up the financial tables of newspapers that weren't programmed to print more than four digits. Said share would have cost you just $12 in 1965 if you'd had the foresight to see the words ''legendary investor'' stamped on Buffett's forehead.

14 RONALD OWEN PERELMAN, 50 New York NEW YORK $5.9 MacAndrews & Forbes Holdings: 100% of Revlon, 82% of Coleman Cos., 80% of Marvel Entertainment Group, 21% of National Health Laboratories. Perelman has this billionaire stuff down. Two of his recent purchases were fantasy businesses: Consolidated Cigar -- he puffs H. Upmanns -- and more stock in Marvel, the comic book company. Last fall BankAmerica bought the S&Ls he acquired in 1988 at fire-sale prices, giving him an estimated profit, mostly in tax benefits, of $1 billion.

15 ANNE COX CHAMBERS, 73 Atlanta GEORGIA BARBARA COX ANTHONY, 70 Honolulu HAWAII $5.8 98% of Cox Enterprises. These Southern belles are ringing -- squaring off against local phone companies. In February, Cox was the first company to use cable-TV equipment to transmit a phone call. Anne accidentally gave too much money -- you know how that is -- to the Democratic Party, $18,000 above the legal maximum of $25,000 for the 1992 election year. Her lawyer blames his own staff's sloppy work.

16 LI KA-SHING, 64 HONG KONG $5.8 35% of Cheung Kong Holdings: 40% of Hutchison Whampoa, securities, real estate; 100% of Vancouver property development; 46% of Husky Oil; 50% of STAR TV. Li (K.S. to his friends) has curtailed overseas expansion of Hutchison Telecommunications' operations to concentrate on investments in China and on STAR, the first pan-Asian satellite broadcaster.

17 KENNETH R. THOMSON, 69 and family Toronto CANADA $5.7 70% of Thomson Corp., publishing and travel agencies; 25% of Hudson's Bay Co., department stores; 81% of Markborough Properties; art; real estate. A notorious pinchpenny, Canada's wealthiest man broke with tradition by selling low. He had acquired 71.9% of Hudson's Bay Co. in 1979, but as the retailing conglomerate swallowed other department stores, costs soared and profits didn't. So he recently unloaded two-thirds of his shares at a loss.

18 LORD ALAN SAINSBURY OF DRURY LANE, 90 SIR ROBERT SAINSBURY, 86 LORD JOHN SAINSBURY OF PRESTON CANDOVER, 65 DAVID SAINSBURY, 52 London ENGLAND $5.3 43% of Sainsbury's: supermarkets. In January, David, who recently took over as chairman from his cousin John, gave $310 million in stock to his charitable foundation. The endowment supports African development, disadvantaged children, and business research. The family is busy piling up more money to give away: By lowering prices Sainsbury's has increased the number of customers who shop there and the amount they spend.

19 MASATOSHI ITO, 69 and family Tokyo JAPAN $5.0 17.2% of Ito-Yokado, Japan's second-largest supermarket chain; 10.5% of 7- Eleven Japan; 4.9% of York-Benimaru, a supermarket chain; 9.4% of Denny's Japan. Last November, Ito-Yokado allegedly paid off racketeers who threatened to disrupt the company's annual meeting, and the payments turned into a scandal. Ito was tainted, so he resigned as CEO of the supermarket chain, though he remains an adviser.

20 SHEIKH MAKTOUM BIN RASHID AL-MAKTOUM, 53 and family Dubai UNITED ARAB EMIRATES $5.0 Oil; real estate; racehorses and camels. As Dubai's ruler, Maktoum has a light hand with regulations in order to encourage business. He is the oldest of four full brothers; the others, Hamdan, Mohammad, and Ahmed, help him run the place. While one of the siblings supervises affairs of state, the others are free to trot off to the horseraces in Britain. Of the four, brother Hamdan owns the most successful stable.

21 SHEIKH ZAYED BIN SULTAN AL-NAHAYAN, 77 and family Abu Dhabi UNITED ARAB EMIRATES $5.0 Oil; real estate; investments. Zayed lacks any formal education, which may have left him open to entanglement in the BCCI scandal. He now holds a majority stake in that notorious institution. Having withdrawn from active governing recently, he depends for his information on a few courtiers, with the result that the state has become extremely corrupt. ;

22 PHYLLIS BRONFMAN LAMBERT, 66 Montreal CANADA EDGAR M. BRONFMAN, 64 New York NEW YORK CHARLES R. BRONFMAN, 62 and family Montreal CANADA $4.9 37.2% of Seagram Co.; 5.7% of Time Warner; commercial real estate; cash. The root of the name Bronfman is the Yiddish word for ''whiskey,'' but the family is straying a little from its roots. As liquor consumption drops in the U.S. and Western Europe, Seagram's Martell cognac is driving the company's growth in the Asia-Pacific region. The results fund the family's substantial philanthropy.

23 CHARLES KOCH, 57 Wichita KANSAS DAVID KOCH, 53 New York NEW YORK $4.7 80% of Koch Industries. America's second-largest private company after Cargill, with sales estimated at $18 billion, bought its first natural-gas pipeline last fall. That link should fit nicely into Koch Industries' chain of petroleum and chemical-based businesses. The outfit is controlled by Charles, who is chairman, and brother David, who is president and a former Libertarian Party candidate for Vice President.

24 OTTO BEISHEIM, 69 Baar SWITZERLAND $4.5 33% of Metro Group: majority of Asko Group; stakes in Kaufhof AG, department stores; and Pelikan, office equipment manufacturers. After swallowing the giant Asko chain last December, Beisheim's Metro Group is now the second- largest retail-wholesale company in the world after Sears Roebuck. Fortunately, Metro is considerably more successful than its American competitor.

25 KEIZO SAJI, 73 and family Hyogo JAPAN $4.5 89.5% of Suntory, Japan's largest liquor manufacturer; 89.5% of Suntory Foods; real estate. Despite Suntory's diversification into beer and fruit juice, the company's income has fallen along with sales of its flagship product, Scotch whisky. Young Japanese are drinking a variety of beverages these days. Saji must be cheered, however, by his appointment as chairman of the Osaka 21st Century Association, following in the prestigious footsteps of the founder of Matsushita Electric.

26 TSAI WAN-LIN, 68 and family Taipei TAIWAN $4.4 47.5% of Cathay Life Insurance, Taiwan's largest life insurance company. Having been denied a banking application in 1991, Tsai may try going in the back door. He bought 45% of Taiwan First, an investment trust company that , could be gussied up into a commercial bank and start him on the way toward diversifying his financial empire.

27 MASAKUNI OSANO, 64 and family Tokyo JAPAN $4.3 Kokusai Kogyo, 70 companies involved in bus lines, hotels, and resorts; 28.1% of the Imperial Hotel; 1.9% of Japan Airlines; 1.3% of All Nippon Airways; real estate. Kenji Osano, the company's founder, started as a dealer in American cars. His reputation was subsequently tarnished when he accepted illegal payments from Lockheed in the 1970s. At his death, Kenji left the company to his nephew Masakuni, who is now under investigation for passing cash to political kingpin Shin Kanemaru. Masakuni refuses to comment on the charges. Says this newcomer to the rankings: ''It is an honor to be listed as a billionaire, but actually I wonder if I'm really rich or not.''

28 RINJI SHINO, 84 Wakayama JAPAN $4.3 Meiko Group: diverse holdings in real estate, art, restaurants, gas stations, manufacturing, and services. Shino's legs aren't what they used to be, but he still rides around golf courses in a cart to be near the action. The former journalist turned developer insists that talking to other players gives him ''a lot of information about business.'' His next project is mining: One of Shino's business partners recently discovered silicon under a forest they own in France.

29 CHUNG JU-YUNG, 77 and family Seoul SOUTH KOREA $4.1 34.2% of Hyundai. The family slightly reduced its Hyundai holdings, possibly to finance Chung's presidential campaign. Although he had been called Korea's Ross Perot, this also-ran billionaire retired from politics in February after he lost the election. Chung announced he would work to assist the Korean economy, but he has not reclaimed the chairmanship of Hyundai, which is held by his brother.

30 ERIVAN KARL HAUB, 60 Mulheim GERMANY $4.0 100% Tengelmann AG, Germany's leading supermarket chain; 53% of Great Atlantic & Pacific Tea Co. Haub hasn't yet seen any return on the billion deutsche marks he's invested in the former East Germany. Still, with 460 stores there, he reports he's satisfied with the progress he has made. Haub has three sons, Karl-Erivan, 32, Georg, 30, and Christian, 28, all eager to run Tengelmann, but he has no immediate plans to retire.

31 KONRAD HENKEL, 78 and family Dusseldorf GERMANY $4.0 100% of Henkel Group: detergents, chemicals, hygienic products, industrial adhesives, and cosmetics; 24.2% of Ecolab Inc., 50% Henkel-Ecolab joint venture; 37% of Clorox Co. To get last year's 9% growth in spite of Germany's recession, the Henkel Group ranged far: an acquisition in Hungary, a joint venture in China, a takeover at home. Patriarch Konrad doesn't stop moving either. He is a fixture at social events with wife Gabriele, a lavish party giver.

32 STAVROS NIARCHOS, 84 St. Moritz SWITZERLAND $4.0 Shipping; real estate; cash; art; racehorses. Though rumored to be in ill health, Niarchos still demands final say on every business transaction. Also, the last of the Golden Greeks has not lost his appreciation of beauty. While in St. Petersburg recently, the shipping magnate attended the Kirov ballet and, deeply moved by the economic plight of the dancers, promptly wrote a check for $25,000.

33 JOHANNA QUANDT, 66 SUSANNE KLATTEN, 30 STEFAN QUANDT, 26 Bad Homburg GERMANY $4.0 60% of BMW; 50% of Altana Co.; 60% of CEAG AG. Each of the Quandt children is well prepared to manage the 20% stakes in BMW they have. Stefan studied economics in the U.S. and also controls 60% of CEAG, an investment company. Susanne Klatten (her husband didn't know she was a Quandt till right before the wedding) will take Johanna's place on the board of Altana, a diversified company, when her mother retires.

34 PRINCE SULTAN BIN ABDUL-AZIZ AL SAUD, 69 and family Riyadh SAUDI ARABIA $4.0 Saudi Arabia's oil revenues; real estate. In some ways a traditional prince, Sultan is the patron of all Saudis involved with the armed forces. Every year thousands flock to his council chamber to file petitions for judgment or financial help. Currently Minister of Defense and Aviation, Sultan is second after half-brother Crown Prince Abdullah in the line of succession to King Fahd.

35 YOSHIAKI TSUTSUMI, 59 Tokyo JAPAN $3.9 40% of Kokudo: 48.8% of Seibu Railway, 50% of Seibu Construction, Prince Hotel chain. Yoshiaki's trying to be the mogul mogul: He's fighting to develop ski resorts in the north of Japan, and he's working on construction contracts for the 1998 Winter Olympics. This schuss boomer will probably succeed. He's the one who persuaded the Olympic committee to select its Japanese site, Nagano, in the first place. ^

36 GARFIELD WESTON, 66 London ENGLAND W. GALEN WESTON, 52 and family Toronto CANADA $3.9 57% of George Weston Ltd.; Holt-Renfrew stores; 63% of Associated British Foods. Two brothers carry on the milling and baked-goods dynasty founded by grandfather George Weston in 1882. Galen oversees North American operations from Toronto but has long summered in Britain, where he plays polo with Prince Charles. Meanwhile, lower-key Garry, in charge of British dealings, wears rumpled suits and takes the underground. He says he was hired initially because he was the first person his father saw after firing someone.

37 KUNIO BUSUJIMA, 68 and family Kiryu JAPAN $3.8 79.7% of Sankyo, the world's second-largest pachinko machine manufacturer. Like fellow pachinko king Kenkichi Nakajima (see below), Busujima is making money from Japan's recession because idled workers have more time -- and incentive -- to gamble. Indeed, pachinko is Japan's largest industry. The newest machines are a cross between standup pinball and Vegas-style slots -- complete with payoff.

38 SUMNER M. REDSTONE, 70 and family Newton Center MASSACHUSETTS $3.8 100% of National Amusements, a movie theater chain; 75.8% of Viacom Inc. Redstone once survived a hotel fire by clinging to a window ledge. That same resoluteness serves him well as chairman of Viacom Inc., the operator of the Showtime, Nickelodeon, and MTV channels. Already in an astounding one out of four TV households worldwide, MTV now plans to produce network television programs and feature-length films.

39 EMILIO AZCARRAGA MILMO, 63 LAURA AZCARRAGA DE WACHSMAN, 42 ALEJANDRO BURILLO AZCARRAGA, 41 EMILIO AZCARRAGA JEAN, 24 Mexico City MEXICO $3.7 64.5% of Televisa, a Mexican media giant; art. Not only does Televisa reach 90% of the Mexican TV audience, it also distributes 80% of the nation's magazines. Thinking big comes easily to Emilio, known as El Tigre for his striped hair and aggressive personality. At a small exclusive dinner in February, the Tiger reportedly leaped to pledge $70 million to President Salinas's political party.

40 JAMES KENNETH IRVING, 64 ARTHUR LEIGH IRVING, 61 JOHN E. IRVING, 58 New Brunswick CANADA $3.7 Irving Oil; timberland in Canada and Maine; paper mills; newspapers; shipbuilding. The empire of papa K.C., who died last December at 93, is hugely successful because it is vertically integrated -- timber to newspapers, crude oil to unleaded pumps. Now the Irving juggernaut is rolling from Canada into the Northeastern U.S., buying up timberland and planting gas stations.

41 THOMAS SCHMIDHEINY, 47 St. Gallen SWITZERLAND STEPHAN SCHMIDHEINY, 46 Zurich SWITZERLAND $3.7 Nueva: construction supplies; Unotec: high-tech investing, such as 6% of ABB Asea Brown Boveri, 17% of watchmaker SMH; Anova: packaging and real estate; Holderbank Financiere Glaris Ltd., cement. What makes for success? For Stephan, it's just a matter of time; continuing demand for Swatches drove SMH profits up 50% since last year. For Thomas, it's built in; his Holderbank Group is the world's largest supplier of cement and building materials.

42 JOHN SPYRIDON LATSIS, 83 and family London ENGLAND $3.5 John S. Latsis Group: shipping, real estate, oil refineries, and banks. The seed money Latsis used to start his shipping and oil empire was literally that -- he traded in dried fruit. The colorful Greek now serves as a den mother to European royals, providing them with jets or pleasure boats. Not all his benevolent efforts succeed: Several years ago he loaned Charles and Di one of his yachts for a second honeymoon.

43 SULAIMAN ABDUL-AZIZ AL-RAJHI, 65 and family Riyadh SAUDI ARABIA $3.5 Real estate; 51% of Al-Rajhi Banking & Investment Corp.; chicken farming. As the only authorized Islamic bank in Saudi Arabia, Al-Rajhi does not pay or charge interest -- Chase Manhattan, are you listening? The bank makes its money sharing risks and profits with its borrowers. The family -- Sulaiman and his brothers begat over 130 children -- lives an observant life, abstaining from alcohol and praying five times a day.

44 PAUL SACHER, 87 Basel SWITZERLAND $3.5 30% of Hoffmann-La Roche. As head of Hoffmann-La Roche's founding family, Sacher plays a crucial role in the pharmaceutical industry. But famed cellist Msistlav Rostropovich calls him ''Paultschik -- my little brother!'' Sacher's most enduring achievement is that of a modern Medici. He has commissioned or sponsored works by more than 200 musicians, including Igor Stravinsky and Bela Bartok, who considered him a friend as well as a patron.

45 ^ SEIJI TSUTSUMI, 66 Tokyo JAPAN $3.5 Investment in Saison Group, 200 companies, including 70.2% of Seibu Department Store; InterContinental Hotels; Seiyu, a supermarket chain; Mikasa Coca-Cola Bottling; real estate. The older brother of billionaire Yoshiaki Tsutsumi, Seiji got the worst part of Dad's properties but expanded them into an empire. The brothers are friendly rivals, but Seiji lost points this year when Seibu Department Store posted its first loss since 1940. In his spare time Seiji writes award-winning poetry under the nom de plume Takashi Tsujii.

46 LILIANE BETTENCOURT, 69 Paris FRANCE $3.4 28% of L'Oreal: perfumes and cosmetics; 4% of Nestle; 30% of Cosmair. France's richest person, Liliane Bettencourt, who once worked in her father's factory making hair dyes, now enjoys relaxing in her art deco-filled townhouse. One fly in the skin cream: food conglomerate Nestle. It owns 49% of the company that holds the majority of L'Oreal's shares and has the right of first refusal if L'Oreal is to be sold.

47 YOHACHIRO IWASAKI, 91 and family Kagoshima JAPAN $3.4 Iwasaki Group: gas stations, buses, ferry boats, resorts, hotels; real estate. Though this ''Boss of Kagoshima'' sometimes drops by the office to encourage employees, the group is basically run by his son Fukuzo and grandson Yoshitaro. They've been busy: Iwasaki group started a new golf course on Amami Island last October, and in March opened a Mexican-style theme park with 8,500 cacti in Okinawa.

48 ESTEE LAUDER, 84 and family New York NEW YORK $3.4 100% of Estee Lauder. Little Josephine Esther Mentzer from Queens parlayed a face cream concocted by her Hungarian uncle (who also brewed a swell poultry lice killer) into a cosmetics fiefdom. But competition is harsh in the world of soft skin. Though son Leonard, who is CEO, denies the company is for sale, he is mum about rumors his brother Ronald, chairman of the international division, wants out to pursue his political ambitions.

49 SHIN KYUK-HO, 70 Seoul SOUTH KOREA $3.4 41.4% of Lotte Business Group: hotels, confectionery, department stores. With 27 member companies, Lotte is the tenth-largest conglomerate in Korea. Not bad for someone who started out making chewing gum. The group's next project is a second Lotte World, a tourism, shopping, and sports complex in Pusan -- to + match the one in Seoul.

50 KARL ALBRECHT, 73 Essen GERMANY THEO ALBRECHT, 70 and family Mulheim GERMANY $3.3 100% of Aldi: some 4,000 discount supermarkets throughout Europe and the U.S.; 10.9% of Albertson's, the supermarket chain based in Boise. Aldi stores are cheap and low tech. Some don't have phones, and goods are sold straight from cardboard boxes. The Albrechts' miserliness is legendary. In their drive to cut costs, they turned down the heat in their warehouses and gave the workers gloves. They anger suppliers by paying them late so the brothers have free working capital.

51 PAUL ALLEN, 40 Seattle WASHINGTON $3.3 13.4% of Microsoft; Portland Trail Blazers; 70% of Asymetrix; 6.7% of Egghead Software; 24.9% of America Online. Paul Allen made his first billion co- founding Microsoft with high school pal Bill Gates. The reclusive techie now runs Asymetrix, a small software manufacturer, and recently surprised everyone by announcing he might acquire all of America Online, an information service provider. But his heart strings zing to a different beat. Allen is financing a museum honoring Seattle's hometown legend Jimi Hendrix.

52 FRIEDRICH KARL FLICK, 66 Munich GERMANY $3.3 Cash; investments. Flick's inheritance included Daimler-Benz shares, which he sold when they were some 40% higher than they are currently. He now lives with third wife Ingrid, who so far remains in his will along with two daughters from a previous marriage. Tempestuous Ingrid, half Flick's age, reportedly jetted to Palm Springs the last time the couple quarreled. Guess it makes more of a point than slamming the door.

53 WALTER KWOK, 42 THOMAS KWOK, 41 RAYMOND KWOK, 40 HONG KONG $3.3 46.7% of Sun Hung Kai Properties: a real estate developer and holding company. The brothers hold a wide range of stakes through SHK, which owns shares of Hongkong Bank as well as bus and garment companies. Walter (the steady one) is chairman, while his more venturesome younger brothers are in charge of the firm's financing and construction arms.

54 RUPERT MURDOCH, 62 and family Los Angeles CALIFORNIA $3.3 34% of News Corp. The press lord has become Murdoch of the Movies since he assumed more hands-on control of his film studio, Twentieth Century Fox. But , he still misses the tabloids, so he is busy negotiating to buy back the New York Post, which has finally collapsed into bankruptcy. He'll have plenty of money to spend on it: News Corp. stock has risen 28% in the past year.

55 H. ROSS PEROT, 63 Dallas TEXAS $3.3 Perot Systems Corp.; cash; real estate; oil and gas production. Here's the deal, see. After losing the election, the bat-eared Texas billionaire clung to the deficit issue like a tick on a junkyard dog. But his United We Stand America lobbying group is suffering from staff shakeups, ill-defined goals, and the defection of Dana Carvey from Saturday Night Live -- hey, any publicity is good publicity, right? Claims one disenchanted Perotista, the grass-roots organization is ''starting to look like AstroTurf.''

56 LAWRENCE, LORD KADOORIE, 93 SIR HORACE KADOORIE, 90 MICHAEL KADOORIE, 52 HONG KONG $3.2 55% of Hong Kong & Shanghai Hotels; 35% of China Light & Power; stake in Hong Kong Carpet. The secretive Kadoories -- the trio guard investment information even from personal secretaries -- pulled one more piece of their empire out of the public eye when they privatized Hong Kong Carpet last year. Ailing Lord Lawrence remains the patriarch of Hong Kong's Jewish community.

57 SIR JOHN SWIRE, 66 Kent ENGLAND SIR ADRIAN SWIRE, 61 London ENGLAND $3.2 65% of John Swire & Sons Ltd.: shipping, airlines, real estate, and insurance. The publicity-shy Sirs are fifth-generation owners of a trading company nearly two centuries old. Fortunes have ebbed -- during World War II, half their fleet was destroyed -- and flowed -- Hong Kong's Swire Pacific now generates more than 80% of profits. The brothers remain optimistic about Hong Kong post- 1997, recently buying a $396 million Kowloon development site in a joint venture with mainland Chinese.

58 LEE SHAU-KEE, 65 HONG KONG $3.1 65% of Henderson Land Development Co. This son of a mainland banker started investing in real estate in 1948 because he thought it was more stable than currency. It sure worked out that way for him: He made his fortune by riding the real estate cycle up from a market depression. Lee's stakes now range from a local naphtha company to the Hong Kong franchise for Hardee's, the U.S. fast-food chain.

59 KENKICHI NAKAJIMA, 72 and family Kiryu JAPAN $3.1 67.8% of Heiwa, the largest pachinko machine maker in the world. Ah, vast wealth can be a burden. Last November, Nakajima was hit with a $250 million tax bill. Why? In 1988 he lent a private company $3 billion to buy Heiwa stock. He didn't pay taxes on the interest because he never bothered to collect it.

60 SALIM AHMED BIN MAHFOUZ, 86 and family Mecca SAUDI ARABIA $3.0 Over 90% of National Commercial Bank in Jiddah; real estate; securities. The Bin Mahfouz family stake in this regular commercial bank has risen from 52% because of inheritances from the Kaaki family, with whom they are intermarried. Unfortunately, it's a tough business to own more of. Royal borrowers have outstanding loans estimated as high as $1 billion, and they are proving to be slow pays.

61 RICHARD M. DeVOS, 67 Manalapan FLORIDA $3.0 50% of Amway; Orlando Magic basketball team. Following bypass surgery in December, DeVos decided to retire as president of Amway, the household products and more giant he co-founded with Jay Van Andel (see below). DeVos's son Dick, 37, had been mentioned as a contender for Donald Riegle's Michigan Senate seat but took himself out of the running when Dad turned the Amway presidency over to him.

62 JOHN T. DORRANCE III, 48 Devils Tower WYOMING BENNETT DORRANCE, 47 Paradise Valley ARIZONA MARY ALICE DORRANCE MALONE, 43 Coatesville PENNSYLVANIA $3.0 31.7% of Campbell Soup Co. The Dorrances' good breeding tells them soup should be served in China. So the family-founded company, now run by nonfamily managers, is starting to hawk its product in Guangdong province, where their watercress and duck-gizzard soup is a big seller. Potential growth in Asia and cost cutting at home have the stock price bubbling near an all-time high.

63 FREDERICK H. FENTENER VAN VLISSINGEN, 59 JOHN ARTHUR FENTENER VAN VLISSINGEN, 53 PAUL FENTENER VAN VLISSINGEN, 51 Hilversum NETHERLANDS $3.0 70% of Steenkool Handels Vereniging: energy, scrap metal, retailing; Flint Holding; investments. Paul Fentener van Vlissingen, chief executive of wholesale distributor SHV Holdings, once recruited the Dalai Lama for some consciousness-raising sessions with company managers. ''If you concentrate on figures only, you will hire people who only do likewise, and in the end you'll | get stuck,'' Fentener van Vlissingen explained. Not that he ignores numbers: Holland's fifth-largest enterprise recently posted a 7% profit increase while the rest of the country headed into recession.

64 LIEM SIOE LIONG, 77 and family Jakarta INDONESIA $3.0 Full and partial ownership of over 500 companies, including Indocement, Indosteel, Indomilk, Unggul Indah Chemical, and Bogasari Flour. Liem helps answer the burning question: What kind of taxes does a billionaire pay? The short answer: low. For 1991, the last year on record, he and his family paid $5.75 million to the Indonesian government. Currently Liem is investing a fortune in the islands around Singapore, planning to provide food, water, and entertainment for that rich city-state.

65 JAY VAN ANDEL, 69 Ada MICHIGAN $3.0 50% of Amway. After his partner DeVos's retirement (see above), Van Andel, Amway's chairman, helped set up an eight-member policy board: four Van Andels and four DeVoses. The aim is to continue the fraternal relations that helped the company achieve sales of $3.9 billion in 1992. That revenue depends on a strong, almost evangelical distribution system and a long reach into Asia. Already a force in Japan and South Korea, Amway is building a plant in Canton.

66 WILLIAM BERNARD ZIFF, 63 and family Manalapan FLORIDA $3.0 100% of Ziff Communications Co.: computer magazines, trade shows; trusts. Though Bill Ziff once called himself ''an inheriting son rather than a founding father,'' he built Ziff Communications, his second publishing company, out of a couple of computer magazines he kept from his first. An ardent environmentalist, Ziff has donated land to preserve the manatee and threatened botanical species. He can recite by its Latin name every endangered tree along the Eastern seaboard.

67 GIANNI AGNELLI, 72 and family Turin ITALY $2.9 39% of Fiat Group: cars, department stores; food companies; insurance; Chateau Margaux vineyards. This year Gianni Agnelli celebrates the golden anniversary of his membership on the Fiat board (27 of those years have been as chairman). There's a little less gold than there used to be, as Fiat's net income dropped some 40% last year while its indebtedness ballooned. What gold remains is somewhat tarnished by the company's admission it paid bribes to politicians to gain public-works contracts.

68 CARLOS SLIM HELU, 53 Mexico City MEXICO $2.9 60% of Grupo Carso: 5.5% of Telefonos de Mexico; Industrias Nacobre, an industrial/mining group; Grupo Inbursa, a financial group; cigarette manufacturing; hotels. Slim got fat as a turnaround artist, then gained widespread recognition as the leader of a group that bid for Telmex when it was privatized in 1990. Slim told Fortune that his most profitable company is Cigatam, which makes Marlboros for Philip Morris. Asked whether he smoked them, he replied, ''Only cigars.''

69 TED ARISON, 69 and family Tel Aviv ISRAEL $2.8 80% of Carnival Cruise Lines; 65% of the Miami Heat basketball team. Twenty years ago, when the cruise industry couldn't stay afloat, Ted Arison bought his friend and partner, Meshulam Riklis, out of Carnival for $1 -- and the assumption of all debts. Then Ted used his tremendous marketing flair to fill ever bigger ''fun ships.'' Son Micky is now CEO, and last year Carnival reported record profits.

70 KIRK KERKORIAN, 76 Las Vegas NEVADA $2.8 76.1% of MGM Grand Inc., casino hotels; 9.2% of Chrysler Corp.; cash and other assets. Lawyers are so plentiful around the lion it's hard to believe MGM doesn't stand for More Goddam Motions. There's a legal battle between Credit Lyonnais and Kirk Kerkorian over the MGM studio that he sold to one of the bank's clients. There's also been a tussle with Disney over whose theme parks -- Mickey's or MGM Grand's -- can have the lion logo. Disney owns the rights to use it in Orlando.

71 SULIMAN SALEH OLAYAN, 75 Riyadh SAUDI ARABIA $2.8 Olayan Group: food, building materials and construction, machinery imports, insurance; foreign investments. Proficient in English, Suliman began his career as a contractor for Aramco on the first large Saudi pipeline. In the two years he worked on it, he walked from the gulf to the Jordanian border -- some 600 miles. To this day he remains unpretentious -- at least, as billionaires go.

72 GENSHIRO KAWAMOTO, 61 Tokyo JAPAN $2.7 Marugen Co.: real estate in Japan, Hawaii, and California. Japan's sole bachelor billionaire owns 60 buildings in Japan and 700 houses in the U.S. Kawamoto recently planted 100 blossoming cherry trees at his private villa in Atami. The compound is pretty luxurious, with gold-plated fixtures in the ; bathrooms, but the entrance gate proved to be too narrow for his Rolls-Royce limo to drive through.

73 KARL HEINZ KIPP, 69 Arosa SWITZERLAND $2.7 Commercial and resort real estate; cash. Kipp established one heck of an annuity for himself -- he sold his grocery chain but kept the leases on the buildings. Then, after deciding he wanted to retire in Switzerland, he bought several resort hotels there. He travels among them. Try to make an engagement with him, and he says, ''I am retired. I don't have an appointment book anymore.''

74 SIR JOHN MOORES, 97 and family Formby ENGLAND $2.7 Littlewoods Organization: mail order, retail stores, football pools, catalogue shops, banking, real estate. After Sir John Moores and his late brother, Cecil, invented the football pools in 1923, Ramsay MacDonald, the Prime Minister, denounced the idea as a ''disease which spread downwards to the industrious poor from the idle rich.'' Over the years the Moores have diversified into real estate, mail order, and a chain of clothing stores (useful after you've lost the shirt off your back).

75 DHANIN CHEARAVANONT, 52 and family Bangkok THAILAND $2.6 Stakes in Charoen Pokphand Group: food processing, animal feed, chemicals, and telecommunications companies in Hong Kong, Indonesia, Portugal, Taiwan, and Turkey. Dhanin, the youngest of four brothers, runs the family business started by his oldest brother, Jaran. This is unusual in the Far East, where seniority counts. Charoen Pokphand has increased its business by catering to Occident-prone tastes; the group has the Sizzler franchise for Taiwan and operates 7-Eleven stores in Bangkok.

76 MARVIN DAVIS, 67 Los Angeles CALIFORNIA $2.6 Davis Cos.: Davis Oil Co.; Miller-Davis Co., real estate development; Davis Entertainment Co.; 31.7% of Spectradyne pay-per-view. This former oil and gas wildcatter goes through holdings the way most people toss out newspapers. His current prized bauble is the exclusive Sports Club/LA, whose members enjoy valet parking and a chance to pump iron with the likes of Sharon Stone.

77 WILHELM VON FINCK, 65 AUGUST VON FINCK, 63 and family Munich GERMANY $2.6 50.2% of Movenpick Holding AG, hotels and food; 34.5% of Isar-Amperwerke AG, power; majority stakes in Lowenbrau and Wurzburger Hofbrau breweries. It's hard to say which August loves more -- the soil (he grows his own vegetables) or the sky (he uses his helicopter to travel even short distances). He runs the companies and is always on the lookout for interesting investments. Brother Wilhelm, who holds vast tracts of forest and farmland around Munich, leads a quieter life.

78 REINHARD MOHN, 72 and family Gutersloh GERMANY $2.6 89.3% of Bertelsmann AG, the media and entertainment giant. Since he retired as chairman of the supervisory board two years ago, Mohn has been active with the Bertelsmann Foundation, which he founded in 1977. The man who learned American business ideas in his two years as a prisoner of war in Kansas continues to work for new forms of cooperation between capital and labor.

79 RUDOLF AUGUST OETKER, 76 and family Bielefeld GERMANY $2.6 100% of Oetker Group: food, shipping, breweries, sparkling wine, banking, insurance, real estate. This year the Oetker Group is cutting costs because of recession in Germany. That won't be tough for Rudolf, who travels second class and wears old shoes. Once when he traveled to Baden-Baden and his driver stopped at the luxurious Brenner's Park hotel, Oetker ordered the chauffeur to drive on. The hotel was too expensive for him, he said. Guess he forgot he owned it.

80 WALTER H. ANNENBERG, 85 Wynnewood PENNSYLVANIA $2.5 Cash; securities; real estate; impressionist and post-impressionist art. Several years ago Annenberg turned down a $1 billion offer from a Japanese syndicate for his magnificent art collection and promised it to the Metropolitan Museum at his death. He strongly believes the public should be able to view the trove he has had ''the luck to assemble.'' One of this year's fortunate acquisitions was van Gogh's Wheat Field With Cypresses, which he bought for $57 million and immediately donated to the Met.

81 JOHN PAUL GETTY, 60 Buckinghamshire ENGLAND $2.5 Trusts; inheritance; investment. What do you get the man who has everything? For his 60th birthday, the five children of John Paul Getty tracked down and restored the very sports car the art patron had tooled around California in as a youth. Much of his extended family, plagued by tragedy and discord over the years, gathered at Getty's home for the birthday festivities, making it the ''happiest summer since my boyhood.''

82 INGVAR KAMPRAD, 67 Lausanne SWITZERLAND $2.5 IKEA home furnishings. A winning furniture arrangement: stores that offer simple, Nordic-style merchandise at moderate prices, a supervised play area to leave the kids in, and $3.49 lunches of Swedish meatballs and lingonberries. Founded 50 years ago by Ingvar Kamprad, who is now a tax exile living in Switzerland, IKEA saw sales quintuple in the past decade. But the recession and aging consumers are flattening revenues.

83 VEHBI KOC, 92 Istanbul TURKEY $2.5 Koc Holding: 96 companies in appliances, food, banking, insurance, construction, and tourism. Born into poverty in turn-of-the-century Ankara, Vehbi Koc began selling sugar, cheese, and olives at the age of 16 from a room in his childhood home. Today Turks joke that there are three sectors of the economy: the state, the private sector, and Koc's vast empire.

84 EDMOND J. SAFRA, 61 Geneva SWITZERLAND MOISE SAFRA, 59 Sao Paulo BRAZIL JOSEPH SAFRA, 55 Sao Paulo BRAZIL $2.5 29% Republic New York Corp.; 20.8% Safra Republic Holding; Banco Safra SA; First International Bank; cash. The globally minded Safras are expanding in papermaking in Brazil and in banking in Israel. In the U.S., Republic New York won approval last October to start a full-service brokerage business. The man who runs it is Peter Cohen, who, like Edmond Safra, had an unhappy experience with American Express. Don't cry for us, Jimmy Robinson.

85 WERNER OTTO, 83 MICHAEL OTTO, 50 Hamburg GERMANY $2.4 65% of Otto Versand, the world's largest mail-order company; 100% of Schwab Versand; Otto-Sumisho (Japan), mail order; 40 shopping centers. The fall of the Wall brought boom times to Otto Versand, and sales grew 67%. Last year revenues were up only 5%, but the company is hiring, a rarity in today's Germany. Now growth comes from places like the U.S., where customers love their Spiegel catalogues.

86 SILVIO BERLUSCONI, 56 Milan ITALY $2.3 100% of Fininvest Group: TV networks, publishing, real estate; 45% of Standa department stores. Berlusconi -- who transformed the construction company he started into a conglomerate -- plans to take a substantial part of the group public this year. High-profile holdings like the RTI television network, which is burning up the ratings, should help the group clear up some of its debt. The exercise will also be good training for Silvio's kids, Marina, 26, and Pier, 24, who sit on the board.

87 CHAN TING-WAH, 70 HONG KONG $2.3 100% of Nan Fung Development: textiles and real estate. Chan took his textile business public in 1970, 25 years after founding it. The capital he raised went into Hong Kong real estate. He has since developed huge -- and valuable -- land holdings in the New Territories, but now he's sitting tight and cultivating his mainland connections as 1997 approaches.

88 GERALD GROSVENOR, DUKE OF WESTMINSTER, 42 Chester ENGLAND $2.3 Inherited real estate holdings in London, including 100 acres of Mayfair and 200 acres of Belgravia; properties in Hawaii, Chicago, Boston, and San Francisco. The duke's wealth has shrunk as property values have fallen, but he did raise $315,000 by holding a high-class tag sale last fall. One lucky buyer got an 18th-century ducal chimney piece for a mere $37,000.

89 JAY PRITZKER, 70 ROBERT PRITZKER, 66 and family Chicago ILLINOIS $2.3 100% of Hyatt Corp.; Marmon Group; 85% of Ticketmaster; Conwood tobacco products. The extremely private Pritzkers are embroiled in a very public court battle in which New Jersey businessman Paul S. Dopp claims that Jay reneged on an oral contract concerning two luxury hotels in the Caribbean. Dopp won the first round in 1990, but the Pritzkers are appealing. Wanna bet talk will not prove cheap?

90 MARC RICH, 58 Meggen SWITZERLAND $2.3 40% of Marc Rich & Co., commodities trading; 53% of Sudelektra; investments; real estate. Survival is Rich's chief commodity. When there was dissension at his firm 18 months ago, he cut his holding back from a majority to 40%, admitted a younger generation of traders to partnership, and lured back his departed second-in-command, Willy Strothotte. Now Rich is coming up on his 11th year as a U.S. tax fugitive. Watch out, Marc. The proper gift for an 11th anniversary is steel -- as in handcuffs.

91 GODTFRED KIRK KRISTIANSEN, 73 KJELD KIRK KRISTIANSEN, 46 Bilund DENMARK $2.2 100% of Lego Group. In an industry where today's success is tomorrow's Cabbage Patch doll, Lego building blocks just keep gaining popularity, brick by plastic brick. Last year 11 billion bricks were sold in more than 100 countries. Founded in the 1930s by Danish carpenter Ole Kirk Christiansen -- the name is now spelled with a K -- Lego (a contraction of leg godt, ''play well'') is run by his son and grandson.

92 GEORGE P. LIVANOS New York NEW YORK $2.2 Seagroup, Unisea, Seres, and Ceres Hellenic shipping companies; cash. The owner of the largest Greek fleet is not resting on his trawlers. Ceres Hellenic has formed a partnership with Caspian Shipping, a newly independent Russian company, to build multipurpose bulk carriers. At a recent industry conference in Cyprus, the forward-looking Livanos envisioned a future when rockets would replace cargo ships.

93 LAURENCE ALAN TISCH, 70 Rye NEW YORK PRESTON ROBERT TISCH, 67 and family Harrison NEW YORK $2.2 29.5% of Loews Corp.: includes 23% of CBS; 50% of the New York Giants; investments. CBS Chairman Larry Tisch didn't get to take over London's huge Canary Wharf development, but he got just about everything else he wanted this year. CBS is once again high in the ratings, David Letterman signed on as a late-night host, and the network received $49.5 million worth of incentives from New York City and State to stay in Gotham. That should help pay Dave's gigamundo $14 million salary.

94 HENRI ANDRE, 55 and family Prilly SWITZERLAND $2.1 Andre & Cie.: agribusiness, commodity trading, tool manufacturing. The Andres live in a modest house in a blue-collar district. Few crumbs of information exist about grain czar Henri because his family is so secretive. Though Andre & Cie. controls Garnac, one of the world's top five grain traders, the man responsible for most of the bread on Swiss tables will not publicly acknowledge owning it.

95 SRICHAND P. HINDUJA, 58 London ENGLAND GOPICHAND P. HINDUJA, 53 London ENGLAND PRAKASH P. HINDUJA, 48 Geneva SWITZERLAND ASHOK P. HINDUJA, 43 Bombay INDIA $2.1 100% of Hinduja Group: trades in steel, ores, fertilizers; oil; investment banking; chemical and pharmaceutical manufacturing. Reputed to be the world's wealthiest Indian family, the four brothers expanded the Bombay company started in 1914 by their father, who traded teas, textiles, and spices in the Persian Gulf. Since the suicide a year ago of Srichand's son, the Hindujas have kept a low profile. But they have recently decided to talk more about their businesses because they want to tap capital markets and perhaps start a bank.

96 MONGKOL KANJANAPAS, 72 ANANT KANJANAPAS, 51 KEREE KANJANAPAS, 43 Bangkok THAILAND $2.1 58% of Bangkok Land Co. Ltd; Seiko watch distribution; watch manufacturing in Hong Kong and Switzerland; financial services; cable television; urban transportation systems. The Kanjanapas fortunes took a beating in the recent slowdown of the Thai economy. Bangkok Land wound up selling some property rather than developing it, and the price of certain company shares fell by as much as 50%. But time, as in Seiko watches, may be on the brothers' side.

97 ANDRONICO LUKSIC ABAROA, 66 ANDRONICO LUKSIC CRAIG, 38 GUILLERMO LUKSIC CRAIG, 37 JEAN-PAUL LUKSIC FONBONA, 29 and family Santiago CHILE $2.1 Stakes in Banco O'Higgins; Antofagasta Holdings PLC; Banco de Santiago; Cia. Cervercerias Unidas; Madeco, copper mining. Descended from Croatian immigrants, the Luksics are the Rumpelstiltskins of finance, spinning ordinary assets into gold. Witness their Chili-Bolivia Railway, which runs alongside Chile's copper mines. Or their copper mines themselves, now a handy source of telephone wire for their fledgling telecommunications network. Madeco will begin trading on the New York Stock Exchange in June.

98 CARGILL MacMILLAN JR., 66 Palm Springs CALIFORNIA WHITNEY MacMILLAN, 63 Wayzata MINNESOTA PAULINE MacMILLAN KEINATH, 58 and family St. Louis MISSOURI $2.1 8% of Cargill Inc.; 11% of the Minnesota Vikings football team. Many family businesses worry about succession, but few of them have sales of $47 billion. When Whitney, the great-grandson of founder W.W. Cargill, retires next year, a nonfamily member -- heavens! -- will likely be named CEO. That's the second time in 128 years that the company has been forced to turn to an outsider. Perhaps in preparation, the agribusiness has added five outside directors to the board. What is going on up there in Minnetonka, Minnesota?

99 YASUO TAKEI, 63 and family Tokyo JAPAN $2.1 81.6% of Takefuji, one of Japan's largest consumer lending companies. When Japan's financial bubble burst, the banks were bruised. Not so Takefuji, which is experiencing double-digit revenue growth. It's still cheaper for consumers to borrow at Takefuji's dizzying 13.5% to 29% rates than to go to a bank that charges 35%. The company's lending officers are also ready to listen. ''If a customer is not complaining,'' Takei says, ''he's started to do most of his business elsewhere.''

100 BARON HANS-HEINRICH THYSSEN-BORNEMISZA DE KASZON, 72 Madrid SPAIN $2.1 100% of Thyssen-Bornemisza Group; art. Last year the baron lent 800 Old Master and impressionist paintings to the city of Madrid (hometown of fifth wife Tita). Now he appears ready to sell them to the Spanish government at a bargain price for the set -- an estimated $400 million. The rest of his collection remains in Villa Favorita, the Baron's Swiss residence. Managed by his daughter Francesca, something of a playgirl who recently married into the ancient Hapsburg dynasty, the villa is becoming a mecca for lovers of modern art.

101 Y.C. WANG, 76 Y.T. WANG, 71 and family Taipei TAIWAN $2.1 45% of First International Computer Corp.; 25% of Formosa Chemical & Fibre Corp.; 15% of Nan Ya Plastics Corp.; 9.4% of Formosa Plastics Corp.; 10% of Formosa Taffeta. Ground is about to be broken on Y.C. Wang's long-awaited petrochemical complex (price tag: $3 billion) in southern Taiwan. Since the Taiwanese government wants to keep Wang's focus at home, it has nixed his plans for a similar complex in China. Y.C. hates to spend money on himself, so his wife sneaks new clothes into his closet.