Personal loan interest rates today descended, with fixed rate averages for 3- and 5-year terms hitting 15.04% and 20.28%, respectively. Especially creditworthy applicants (those with credit scores of 780 or higher) were being quoted the best personal loan rates, with averages of 12.49% for three years and 18.30% for five years.

While the Federal Reserve doesn't directly set mortgage rates, these are hugely influenced by the central bank's decision to hike or cut interest rates. The Fed left rates unchanged in March and is considered unlikely to cut them this month considering the latest data on inflation.

The rate on a 30-year fixed refinance slipped today. The current 30-year, fixed-rate mortgage refinance rate is averaging 7.66%, according to Curinos, while 15-year, fixed-rate refinance mortgages average of 6.