In Part IV we looked at some sample portfolios built from the three key Index Funds I favor, plus cash. Those four are what we call investments. But in our complex world we must next consider where to hold these investments. That is, in …
Thrift Savings Plan
If you buy a stock and its value goes to zero, don't look to the SIPC to bail you out, because it won't. Managing risk with your IRA investing To keep your IRA safe, you'll have to take a smart approach to your investing decisions. There are …
Some of that depends on how much you plan to contribute annually. If you plan to contribute $5,500 or less in 2015 (or $6,500 or less if you are 50 or older), then you could just as easily use an IRA. However, if you plan to contribute more …
With several stock indices below their peaks this year, now may be a good time for federal employees to convert some of their traditional individual retirement arrangements (IRAs) to Roth IRAs. This column explains why now may be a good …
Roth IRA
The main benefit of trading using your individual retirement account, or IRA, is that your gains do not have to be reported on your taxes. On the other hand, IRA brokerage accounts have restrictions against the use of strategies and tactics that …
Stock
It’s time to take a close look. Nearly two out of three IRA owners have extreme stock and bond allocations, a new study by the Employee Benefit Research Institute (EBRI) found. In 2010 and 2012, 33% of IRA savers had no money in stocks, …
Making Money
2. You’ve decided that it’s appropriate for you to have more retirement assets in a Roth IRA. 3. You own a stock in your traditional IRA that you anticipate could be a candidate for higher-than-average gains. For example, let’s assume you …
Huntington
Instead of paying taxes on these dividends every year, dividend payments are left in the Roth IRA. They can (and should be) reinvested either into the stock that payed them (called DRIPing) or into other high quality dividend growth stocks. …
Roth IRA
Most financial experts agree that opening an IRA account can be a smart way to save for retirement ... including mutual funds, annuities, CDs, stocks and bonds, and exchange-traded funds. IRAs are also a great alternative for those unable …
Traditional IRA
If so, that would cut the taxes you owe on the stock. The one tool you have left to reduce your overall taxes would be to open a tax-deductible individual retirement account, or IRA, for the 2007 tax year. You can do this at a mutual fund …