50 Easy Ways You Could Make Extra Money This Month

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If you needed extra money, like, yesterday, you’ve come to the right spot.

Our team has compiled a list of creative opportunities. Certainly, there’s something here that fits your needs.

This is a long list, so don’t get overwhelmed. Go ahead, you can start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.

Without further delay, here are 50 money opportunities:

1. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

If you’re turning blue in the face waiting for a raise at work, it might be time to quit holding your breath and start speaking your mind to someone who wants to listen.

Brands want to hear your opinion to help inform their business decisions on everything from products and services to logos and ads — and they’re willing to pay you up to $140 a month for it.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

2. Stop Paying Your Credit Card Company 

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all.  Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

3. No Offense, But if You Don’t Use This Free Tool, You’re Overpaying on Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon and are about to overpay?

That’s exactly what this free service does. 

Just add it to your browser for free, and before you check out, it’ll check other websites to see if your item is available for cheaper. Let’s say you’re shopping for a new smart vacuum, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact vacuum is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $800 million.

You can get started in just a few clicks to see if you’re overpaying online.

4. Earn $500/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $500 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time. 

5. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.

6. Ask This Company to Reduce a Big Chunk of Your Credit Card Debt 

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt. 

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

7. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. 

Use a website called EverQuote to see all your options at once. 

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you. 

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

8. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

9. Get Paid up to $130/Month — Just for Sharing Your Opinion 

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

10. Cut $996 From Your Car Insurance Bill — In 5 Minutes

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

11. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation.

12. Access Up to $750 of Your Paycheck Before Payday 

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn, you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

13. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks. 

It takes just minutes to download the app and open an account.

14. Get up to $50,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But Fiona could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: Fiona can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/23, according to Forbes Advisor’s weekly credit card rates report.

15. Find Out If You Could Pay Less for a Better Cellphone Plan

Few things in life feel worse than buyer’s remorse. So, who’d blame you if you were reluctant to see just how much you’re overpaying for cellphone service?

If you’re feeling brave, we found a site that lets you compare over 200 wireless carriers’ prepaid and postpaid plans. With some plans, you can even get a free Samsung Galaxy or iPhone 15.

A tech site called Really has been helping people save up to 75% on monthly cell plans, with plans that start as low as $5 a month. 

You can compare various plans from various carriers like Verizon, T-Mobile, and AT&T, as well as all the prepaid carriers that use their networks. You can filter your search by price, data allowance, hotspot, and international coverage

If you already have a plan, you can switch online in as little as five minutes, and you can bring your phone number with you. 
It’s quick and easy to see how much you can save on reliable cellphone service.

16. Add an Extra $300 to Your Account Just By Making Qualifying Deposits

PSECU will give you $300 after just a few months of keeping your money there. 

  • Get your first $200 when you sign up with promo code RightNote and set up a direct deposit of at least $500 monthly.
  • Get another $100 if you maintain the minimum direct deposit amount for three months in a row. 

That’s $300 just for banking normally. 

Opening a checking account is free, and there’s no minimum deposit or fees. Plus, there are more than 70,000 surcharge-free ATMs and rebates for non-network ATMs. You’ll also get no-fee overdraft protection if you have a backup source of funds.

Credit unions sometimes have waitlists, but PSECU doesn’t right now. Apply to join PSECU here and start earning your $300 in free cash (offer ends Dec. 31, 2024 ).

17. Cut Your Unlimited Phone Bill in Half (without Compromising on Quality)

Smartphones. We all have ‘em, we all need ‘em. But it’s still pretty annoying when a huge chunk of your monthly budget goes straight toward phone bills.

Here’s an idea: a budget-friendly cellular service called Visible offers two plans with unlimited talk, text, data, and hotspot usage on Verizon’s award-winning networks — starting at just $25 a month.

You can choose from the Visible plan for $25 a month, or the Visible+ plan for $45 a month that comes with faster hotspot speeds, an additional smartphone service, and a complimentary Global Pass. No hidden fees and no contract necessary.

Visible carries the latest devices from Apple, Google, Samsung, Motorola, and more. When you switch to a Visible plan, you can use the trade-in value of your phone towards a new one!

Ready to free up some room in your monthly budget? Switch to Visible today and start enjoying your unlimited plan at a fraction of the cost

18. Get Paid to Participate in Research Studies — Up to $3,000

It can feel like the cards are stacked against you, especially if you have a health condition like depression, asthma, diabetes, migraines, or eczema. But here’s a wildcard: You can get paid up to $3,000 to join a clinical trial that could help you (and thousands of people just like you).

You don’t need health insurance to participate in most of them. You just need a matchmaker. One that’s relied on by leading pharmaceutical companies.

GoodLab is a free service that can match you to a clinic trial in your area. You can access cutting-edge treatment and get paid up to $3,000 for your participation.

Even if you’re healthy, there are studies that pay good money and need people like you.

Ready to help the world feel a little better? Just complete a quick online form to get matched to a clinical trial with GoodLab.

19. Slash Your Credit Card Debt — Unlock Up to 18 Months of No Interest Payments

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out. 

But where to even start?

If you have good to excellent credit, switching to one of these top-tier 0% intro APR cards from The Ascent’s carefully curated list could help you consolidate payments and cut your interest for up to 18 months. You could not only fast-track your debt repayment but also save thousands in interest.

The Ascent is picky, meaning they’ll only highlight cards that really stretch your dollar and cut down on costs. Plus, they break down everything you need to know: from intro-rate deals and welcome bonuses to rewards and fees — no surprises, just clear info.

So if you’re looking for a financial lifeline without the drag of accumulating interest, check out The Ascent’s list of best cards with 0% Intro APR offers, and wave goodbye to interest for up to 18 months.

20. Grow Your Money 9x Faster — Without Risking Any of It

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year. 

And you’re not alone. The national average interest rate for savings accounts is just 0.47%.

But there’s a way to grow your money 9 times faster than the national average—completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.25% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account. 

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either. 

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow.

21. Earn Up to $50 this Month By Answering Survey Questions About the News — It’s Anonymous

The news is a heated subject these days. It’s hard not to have an opinion on it.

Good news: A website called YouGov America will pay you up to $50 or more this month just to answer survey questions about politics, the economy, and other hot news topics. 

Plus, it’s totally anonymous, so no one will judge you for that hot take.

When you take a quick survey (some are less than three minutes), you’ll earn points you can exchange for up to $50 in cash or gift cards to places like Walmart and Amazon. Plus, Penny Hoarder readers will get an extra 500 points for registering and another 1,000 points after completing their first survey. 

It takes just a few minutes to sign up and take your first survey, and you’ll receive your points immediately. 

22. Let This App Spot You Up to $250 (with No Interest)

Even small financial missteps can come with painful consequences. Anybody who’s ever had an overdraft fee can tell you that.

That’s why we like a money app called Cleo — it can spot you up to $250 to avoid overdraft fees.* No interest, no credit check and no direct deposit required.

Cleo is a cheeky chatbot that’s also programmed to help track your spending and crush your bad money habits before they get serious. Cleo can round up your purchases to the nearest dollar and save the difference, or to “fine” you for overspending at Target. Whatever saving technique you choose, she’ll automatically transfer that money into your savings account each week. Just sit back and watch your savings grow.

Cleo has more than 5+4 million users and has 4.6 out of five stars with over 80 thousand reviews in the app store. Signing up only takes two minutes. 

Get the app and let it spot you up to $250* when you need it, so you never have to pay an overdraft fee again.

23. This AI App Analyzes All Your Investments at Once

We all want to grow our wealth. And we’re doing all the right things — we invest, we have retirement accounts. There’s just one problem: Most of us don’t see the full picture of our investments.

Without a full analysis of everything you’ve invested, you’re likely to miss key ways your investments are working against one another — or overlook ways they could work together.

An AI app called Magnifi can analyze all your brokerage and retirement accounts at once and then show you opportunities you may have never realized were possible. 

Are you paying too much in unnecessary fees? Do you have any hidden risk or overexposure? Magnifi will tell you right away.

The more accounts you link, the more Magnifi can help you manage — including 401(k)s, IRAs, individual stocks and ETFs held in almost any brokerage.
Want to see the opportunities you’re missing with your investments? Penny Hoarder readers can get started today worry-free, with plans starting as low as $1/month.

Here’s the deal: If you’re not banking with a credit union called PSECU, you’re missing out on extra cash. And who doesn’t want extra cash right now?

24. Earn up to $69/Hour Working From Home

We get it. There are kids to drop off at school, errands to run and dinner to cook, so the idea of getting a full-time job without any flexibility just doesn’t work for a lot of people.

Truth be told, life would be a lot easier if you could just make money without leaving the house. But that’s not something most employers offer. But have you considered bookkeeping? It’s the No. 1 most profitable business, according to an article in Inc Magazine.

And you could earn up to $69 an hour by starting your own bookkeeping business, according to Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to be successful at bookkeeping. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it even gives you the first three classes for free.

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran and former painter. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making $50,000 a year.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule, earns up to $69 an hour and is able to spend more time with his wife than ever.If you’re just a little curious, you just have to submit your email address here to take the first free class. If you stick with it, you could be running your own business in just a few months.

25. Get Paid for Your Opinion

Swagbucks is definitely a reader favorite, probably because of the wide variety of ways to make money beyond taking surveys. It’s also famous for handing out free rewards points (called SBs) at random just for being a member.

You’ll get SBs for each survey you qualify for and complete that you can redeem for cash via Paypal or gift cards to a number of popular retailers, including Amazon.

Even better? You’ll earn a 500 SB (or $5) bonus when you sign up and earn 2,500 SB within your first 60 days.

26. Should You Cancel Your Homeowners Insurance?

If you’re a homeowner, you probably have home insurance that you hardly ever think about — which is great because that means you haven’t needed to use it. 

But if you’re not regularly reviewing your coverage and shopping around for competitive rates, you’re likely overpaying.

It’s super easy to find out, though. Provide Homeowners Savings will show you quotes and compare pre-qualified rates to make sure you’re getting the best price for your coverage. 

Homeowners can save hundreds of dollars when they cancel their current homeowners insurance and switch this way. It takes just two minutes to get quotes from multiple insurers, so you can see all your options side-by-side. Get started here to see how much you could save

27. Earn up to $25/Hour Delivering Food

Cities around the country are filled with two things: incredible restaurants and busy people.

You can help connect them by delivering food through Doordash.

As a “Dasher,” you’ll work as an independent contractor, setting your own hours and working as much or little as you want, meaning how much you can make is up to you.

You’ll earn a $6 fee for each delivery, plus keep 100% of your tips. Depending on the day, you could earn up to $25 an hour. If you drive full time, that’s $1,000 a week!

For a real-life case, Jose Neri, a former Dasher in California, reports earning $500 to $600 a week working just lunches and dinners. They could take about two-and-a-half deliveries an hour, and users would tip between 10% and 15%.

All you need to get started is an insured vehicle or a bicycle and a smartphone. You should be at least 18 years old and have a minimum two years’ driving experience.

If you’re interested in becoming a Dasher, you can learn more here.

28. See If You Can Get Car Insurance For as Low as $19/Month*

When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. 

If it’s been more than six months since your last car insurance quote, you should look again. 

And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*. 

It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe. 

The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance.

CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy.

29. Get Paid to Drink Beer

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

30. Get Paid to Drop a Few Pounds

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

31. Get Free Stock

Here’s the thing about investing: The sooner you start, the better. And we found a company that will give you free stock to get started. 

An investing app called Robinhood will give you free stock worth between $2.50 and $200 just for downloading its free app and funding your account. 

Yeah, you’ve probably heard of Robinhood. Both investing beginners and pros love it because it doesn’t charge commission fees, and you can buy and sell stocks for free — no limits. Plus, it’s super easy to use.

Whether you’ve got $5, $100 or $800 to spare, it takes just a couple of minutes to sign up, fund your account and get your free stock — a nice boost to help you build your investments.

32. Sell Your Friendship

Get paid to be someone’s buddy! We’re not kidding.

You can register to become a friend at RentAFriend.com, where paying users can contact you to attend concerts, sporting events, family functions, VIP events and more.

You can charge up to $50 an hour and set your own schedule.

Friends working full time (five days a week) earn up to $2,000 a week, plus free dinners and access to those events I mentioned.

What could you do as a friend for 40 hours a week?

First of all, the site clarifies that it is “solely a platonic friendship website” — beyond that, options are endless.

If you have a special skill, like cooking or speaking a foreign language, you could teach them. Some people traveling or new to an area hire a friend to show them the town.

Some people just want someone to talk to.

33. Let NASA Pay You to Stay in Bed All Day

Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

34. Answer the Phone

Have you ever considered doing customer service from the comfort of your home? An increasing number of companies are hiring work-from-home customer service reps, instead of running call centers.

These jobs can be full– or part-time and offer a variety of schedules, including daytime, evening and weekend shifts with a range of pay depending on the position and location.

Your job is usually to answer customer questions over the phone or via online chat. You may find sales positions that include higher pay and performance incentives; or technical support positions, which are best if you’re tech-savvy and have an interest in helping people understand technology.

You should enjoy helping people, though! You know how a bad customer service call can totally ruin your day? You don’t want to be the bad rep on the other end of that call.

35. Get Crafty (But Not Too Crafty, If You Don’t Want)

If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.

Those are a lot of potential customers.

If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.

36. Publish a Kindle Book

If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.

37. Swap Books for Amazon Gift Cards

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

38. Teach English as a Second Language

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

39. Become a Life Coach

According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.

40. Pretend to Be a Patient

Fake patients, more formally known as “standardized patients,” are used to train new doctors. It’s essentially an acting job, as explained in NPR’s profile of Gabrielle Nuki. The 16-year-old is paid $15 to $20 per hour to play different roles while medical students examine her.

If you can act and don’t mind being poked and prodded by aspiring doctors, you can look for this work at a number of medical schools.

41. Earn up to $30/Day Watching Movies

When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.

These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

42. Monetize Your Doodles

We talked to one guy who sells his art online and makes $2,000 a month.

His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.

Here are some tips to get started:

  • Start small.
  • Create marketable products.
  • Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.

43. Get the Props You Deserve for Being Active

If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities.

44. Do Odd Jobs

TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

45. Get Paid to Tutor Kids Online

Love kids but don’t want to commit to the classroom?

You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.

If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.

46. Sell Your Smartphone Photos

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

1. Download the free app and create an account.

2. Take a quality photo and upload it to Foap’s marketplace.

3. Someone buys the license to your photo for $10. You make $5.

If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

47. Rent out Your Old Baby Gear

Sharon Steinmann/The Penny Hoarder

Are you a mom?

You’ve probably got a lot of baby gear. Think: a crib, a car seat, a playset. Don’t let them collect dust when your kid starts growing out of all that stuff. You can rent out those old baby necessities to traveling parents. Because it costs how much to check a stroller on a plane?!

Check out this peer-to-peer rental site called goBaby. There, parents who are traveling can hit you up for that stroller or car seat so they don’t have to travel with the cumbersome gear.

And you can make some money. Sounds like a win-win.

48. Start Freelancing

Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary.

Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers.

49. Get Paid to Keep Kids Safe

Babysitting is all about connections and reputation. Once you build those relationships, babysitting can become a serious side gig.

One of the best ways to get started babysitting is to work on your reputation by proving you can be relied on in an emergency. The American Red Cross can help you with that.

The Red Cross offers first aid training, CPR classes and several babysitting courses to help prove you’re trustworthy and qualified to render aid, should a child in your care need it.

Babysitters in the U.S. earn an average of $19 an hour, according to 2022 data from Sitter City. But with strong references from people who know your work ethic, you can nurture your connections and command even higher rates.

50. Teach Chess

Love to play chess? Tutor other chess players online to make $35 to $50 per hour.

Tutoring sites like WyzAnt can take a big cut (40% until you hit 20 hours of tutoring!), but as an online tutor, you’ll get practice (and get paid) without leaving the house.

Even if you’re a lower-rated player, you can charge $20 per hour to work with beginners.

If you needed extra money, like, yesterday, you’ve come to the right spot.

Our team has compiled a list of creative opportunities. Certainly, there’s something here that fits your needs.

This is a long list, so don’t get overwhelmed. Go ahead, you can start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.

Without further delay, here are 50 money opportunities:

1. Killing Time? Earn up to $107 Per Win Playing Solitaire on Your Phone

There’s nothing wrong with killing a little free time on your phone. A lot of us pull up a mobile game on our break, on the couch or on long drives. But we found a game that will actually pay you to do it.

A free iPhone app called Solitaire Smash will pay you up to $107 per win just for playing Solitaire online.

It works just like the card game you already know, but it adds a timer to mix, and you’ll play against other players at your same skill level. The top three players win a prize. You can play casually for gems or compete for real money prize pools — up to $107 per win. Plus, they have a 4.9 star rating on the App Store. 

Ready to earn some money in your free time? Just download Solitaire Smash to get start playing and see how much money you can win.

2. Earn $500/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $500 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos, and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time. 

3. Get paid up to $200 every time you win playing Bingo

We all have our go-to time-killers on our phone. But this one actually gives you the chance to win up to $200 every time you play.

It’s a free app called Bingo Cash, and right now you could octuple your money — as in 8x — when you play. Right now, when you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $200. 

You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $200.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you could turn your $10 deposit into $200 in winnings? Just download the free app and start playing your first game immediately.

4. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

5. Stop Paying Your Credit Card Company 

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all.  Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

6. This Game Will Pay You If You Play Your Cards Right

Got 10 minutes to burn during lunch? How about making a quick buck or two by playing this game?

A mobile game called Solitaire Master has something for every type of person. 

You can relax with a classic game or solitaire, climb the leaderboards for fame and virtual currency, or play online for a chance to multiply your money. 

Solitaire Master will give you $15 to start your competitive Solitaire career. And with any of their cash tournaments, you can win as much as 10 times the entry fee.

When you play online, you’ll be matched with players of a similar skill level— no card sharks allowed!

The more you win, the more you progress. As you level up, so will the competition, unlocking more opportunities to compete for prize pots brimming with thousands of dollars in real money (up to $5,000).

See what you can do with your $15 bonus. Just download the Solitaire Master app to get started.

7. Get a Free $80 for Playing This Cell Phone Game

Lots of us already play games on our phones for fun or just to pass the time. Want to see if you can win money at it?

There’s a free app called Bubble Cash that pays you for popping bubbles!

The game is based on a classic bubble-shooter format, and you’ll battle it out against other players within your skill level to see who can clear the board fastest. Everyone gets the same layout, so winning is totally a matter of skill. The top three players who clear their board fastest can win real money — anywhere from $1 to $83.

Over on the App Store, it has more than a million downloads and more than 12,500 ratings, averaging 4.6 stars (out of 5).

To get started, just download the free app and start playing your first game immediately.

8. Ask This Company to Reduce a Big Chunk of Your Credit Card Debt 

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt. 

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

9. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

10. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

11. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation.

12. Get up to $50,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But Fiona could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: Fiona can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/23, according to Forbes Advisor’s weekly credit card rates report.

13. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. 

Use a website called EverQuote to see all your options at once. 

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you. 

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

14. Access Up to $750 of Your Paycheck Before Payday 

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn, you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

15. Find Out If You Could Pay Less for a Better Cellphone Plan

Few things in life feel worse than buyer’s remorse. So, who’d blame you if you were reluctant to see just how much you’re overpaying for cellphone service?

If you’re feeling brave, we found a site that lets you compare over 200 wireless carriers’ prepaid and postpaid plans. With some plans, you can even get a free Samsung Galaxy or iPhone 15.

A tech site called Really has been helping people save up to 75% on monthly cell plans, with plans that start as low as $5 a month. 

You can compare various plans from various carriers like Verizon, T-Mobile, and AT&T, as well as all the prepaid carriers that use their networks. You can filter your search by price, data allowance, hotspot, and international coverage

If you already have a plan, you can switch online in as little as five minutes, and you can bring your phone number with you. 
It’s quick and easy to see how much you can save on reliable cellphone service.

16. Add an Extra $300 to Your Account Just By Making Qualifying Deposits

Here’s the deal: If you’re not banking with a credit union called PSECU, you’re missing out on extra cash. And who doesn’t want extra cash right now?

PSECU will give you $300 after just a few months of keeping your money there. 

  • Get your first $200 when you sign up with promo code RightNote and set up a direct deposit of at least $500 monthly.
  • Get another $100 if you maintain the minimum direct deposit amount for three months in a row. 

That’s $300 just for banking normally. 

Opening a checking account is free, and there’s no minimum deposit or fees. Plus, there are more than 70,000 surcharge-free ATMs and rebates for non-network ATMs. You’ll also get no-fee overdraft protection if you have a backup source of funds.

Credit unions sometimes have waitlists, but PSECU doesn’t right now. Apply to join PSECU here and start earning your $300 in free cash (offer ends Dec. 31, 2024 ).

17. Cut Your Unlimited Phone Bill in Half (without Compromising on Quality)

Smartphones. We all have ‘em, we all need ‘em. But it’s still pretty annoying when a huge chunk of your monthly budget goes straight toward phone bills.

Here’s an idea: a budget-friendly cellular service called Visible offers two plans with unlimited talk, text, data, and hotspot usage on Verizon’s award-winning networks — starting at just $25 a month.

You can choose from the Visible plan for $25 a month, or the Visible+ plan for $45 a month that comes with faster hotspot speeds, an additional smartphone service, and a complimentary Global Pass. No hidden fees and no contract necessary.

Visible carries the latest devices from Apple, Google, Samsung, Motorola, and more. When you switch to a Visible plan, you can use the trade-in value of your phone towards a new one!

Ready to free up some room in your monthly budget? Switch to Visible today and start enjoying your unlimited plan at a fraction of the cost

18. Get Paid to Participate in Research Studies — Up to $3,000

It can feel like the cards are stacked against you, especially if you have a health condition like depression, asthma, diabetes, migraines, or eczema. But here’s a wildcard: You can get paid up to $3,000 to join a clinical trial that could help you (and thousands of people just like you).

You don’t need health insurance to participate in most of them. You just need a matchmaker. One that’s relied on by leading pharmaceutical companies.

GoodLab is a free service that can match you to a clinic trial in your area. You can access cutting-edge treatment and get paid up to $3,000 for your participation.

Even if you’re healthy, there are studies that pay good money and need people like you.

Ready to help the world feel a little better? Just complete a quick online form to get matched to a clinical trial with GoodLab.

19. Slash Your Credit Card Debt — Unlock Up to 18 Months of No Interest Payments

Struggling with credit card debt? You’re likely also dealing with high-interest charges that can significantly impact your financial situation — it’s a tough problem to sort out. 

But where to even start?

If you have good to excellent credit, switching to one of these top-tier 0% intro APR cards from The Ascent’s carefully curated list could help you consolidate payments and cut your interest for up to 18 months. You could not only fast-track your debt repayment but also save thousands in interest.

The Ascent is picky, meaning they’ll only highlight cards that really stretch your dollar and cut down on costs. Plus, they break down everything you need to know: from intro-rate deals and welcome bonuses to rewards and fees — no surprises, just clear info.

So if you’re looking for a financial lifeline without the drag of accumulating interest, check out The Ascent’s list of best cards with 0% Intro APR offers, and wave goodbye to interest for up to 18 months.

20. Earn up to $200 Every Time You Win This Viral Game

Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?

A free app called Solitaire Cash lets you play for real money — up to $200 per win.

For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.

You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account. 

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.

21. Cut $996 From Your Car Insurance Bill — In 5 Minutes

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

22. This Free Debit Card Gives You Cash Back on Every Purchase

Wouldn’t it be nice if you got special treatment wherever you went? You can actually get rewards wherever you shop, using this free debit card from Discover.

You’ll earn 1% cash back on every single purchase you make using your Discover® Cashback Debit account, on up to $3,000 monthly.* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. You can also get paid sooner with Early Pay direct deposit, protect against overdrafts and access to over 60,000 ATMs without fees. You can handle all of your banking needs through the app and connect a virtual wallet like Apple Pay to amplify your rewards. And on top of all that, checking-account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 

*See website for details.

23. Get Paid up to $130/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

24. Let This Free App Save You $40/Month on Gas

How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it?

An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.

People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks. 

Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time. 

You can cash out any time, and you’ll get your money within two days of initiating a transfer. 

How many free tanks of gas can you get with an average of $148 in annual earnings?

Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.

25. Stop Overpaying for Your Car Insurance

It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.

Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.

Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*

Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.

26. Quit Your Job and Make $69/Hour

Are you tired of your job, but not sure how to venture out and start your own business? Look into bookkeeping. It’s the No. 1 most profitable business, according to an article in Inc. And you can earn up to $69 an hour, reports Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to start your own bookkeeping business, either. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it’ll even give you the first three classes for free.

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran in his 30s. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making around $50,000 a year keeping track of business expenses for his 10 clients.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule and is able to spend more time with his wife than ever.

If you’re just a little curious, you just have to submit your email address here to take the first free classes. If you stick with it, you could be running your own business in just a few months.

27. Earn 4.25% Interest on Your Savings and Still Access Your Money Any Time

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year. 

And you’re not alone. The national average interest rate for savings accounts is just 0.47%.

But there’s a way to grow your money 9 times faster than the national average—completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.25% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account. 

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either. 

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow.

28. This AI App Analyzes All Your Investments at Once

We all want to grow our wealth. And we’re doing all the right things — we invest, we have retirement accounts. There’s just one problem: Most of us don’t see the full picture of our investments.

Without a full analysis of everything you’ve invested, you’re likely to miss key ways your investments are working against one another — or overlook ways they could work together.

An AI app called Magnifi can analyze all your brokerage and retirement accounts at once and then show you opportunities you may have never realized were possible. 

Are you paying too much in unnecessary fees? Do you have any hidden risk or overexposure? Magnifi will tell you right away.

The more accounts you link, the more Magnifi can help you manage — including 401(k)s, IRAs, individual stocks and ETFs held in almost any brokerage.
Want to see the opportunities you’re missing with your investments? Penny Hoarder readers can get started today worry-free, with plans starting as low as $1/month.

29. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks. 

It takes just minutes to download the app and open an account.

30. Start Freelancing

If you have a way with words, consider freelancing. As a freelance blogger, you can work as much or little as you want, so this makes for a nice side gig.

To get started, check out these blogs that pay $100 or more per post.

Want to share your parenting expertise? Check out these parenting blogs and magazines looking for writers.

31. Pocket up to $300 Opening a New Bank Account

Yep, some banks will pay you to open an account with them.

We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!

It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.

You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.

32. Get Paid to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.

With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you. 

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week. 

33. Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.

Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.

Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.

34. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news.

35. Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

36. Get Paid While You’re Already Out Driving (Cash Out Today)

When we mention driving for Uber, we know the first thing that probably runs through your head: Drunken strangers piling into your car, loudly reminding you “This is the best night of my life!” — and maybe even vomiting in your back seat.

Gross. We know. 

But we’ve talked to several Uber drivers who told us a different story. For them, Uber is the perfect way to make some extra money — on their own terms.

One driver, Nureka Chapman-Henderson, a mother of five in Humble, Texas, says she started driving for Uber because of its flexibility. As a chef and restaurant owner, she doesn’t exactly have a lot of free time. 

“I turn the Uber app on when I’m running errands,” she says. That way she can make some extra money while she’s already out and driving.

Driving for Uber remains one of the most legitimate, flexible ways to make some serious extra money. And with its Instant Pay feature, you can cash out up to five times a day. 

Plus, it takes just four minutes to sign up — fill out a couple quick boxes and you’re done. So if you’ve ever been curious about driving for Uber, see how much you could earn in your city.

37. Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)

Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?

Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase. 

All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account. 

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

38. Get Paid to Drop a Few Pounds

A woman swims in a pool.
Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

39. Let NASA Pay You to Stay in Bed All Day

amenic181/Getty Images

Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

40. Sell Your Smartphone Photos

A person takes a photo of a Christmas tree outside.
Tim Snell under Creative Commons

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

1. Download the free app and create an account.

2. Take a quality photo and upload it to Foap’s marketplace.

3. Someone buys the license to your photo for $10. You make $5.

If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

41. Teach English as a Second Language

A woman uses hand puppets to teach a class online.
Photo courtesy of Angela Brumbaugh

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

42. Become a Life Coach

Two women sit together and discuss materials appearing on a laptop and a mobile device.
Drazen_/Getty Images

According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.

43. Earn up to $30/Day Watching Movies

andresr/Getty Images

When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.

These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

44. Monetize Your Doodles

A woman holds two illustrations behind her back. One is of a shark wearing a dress and the other is a t-rex wearing heels.
Getty Images

We talked to one guy who sells his art online and makes $2,000 a month.

His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.

Here are some tips to get started:

  • Start small.
  • Create marketable products.
  • Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.

45. Get the Props You Deserve for Being Active

A man jogs with his dog attached to a leash in a park.
Getty Images

If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”

46. Do Odd Jobs

A man wearing glasses sits on his couch while going over paperwork.
Getty Images

TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

47. Work from Someone Else’s House

Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country.

Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away.

If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House.

48. Get Paid to Tutor Kids Online

A woman works from home as she rubs the her daughter's head.
Getty Images

Love kids but don’t want to commit to the classroom?

You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.

If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.

49. Cash in on Your Dollar Bills

Specifically, dollar bills with strange serial numbers — ones that aren’t easy to come by. The collectors at CoolSerialNumbers.com have created a list of their most-wanted serial numbers, and you might have a bill with one of these sequences on it in your wallet.

Turns out antique coins aren’t the only currency worth cash to collectors.

Check out the full list to see if you’ve got any of these rare bills, but here’s a rundown of the sort of serial numbers these collectors are looking for:

  • 7 repeating digits in a row on $1 Federal Reserve Notes (i.e. 09999999, 77777776)
  • 7 of a kind on $1 Federal Reserve Notes (i.e. 00010000, 99999099)
  • Super repeaters on $1 Federal Reserve Notes (i.e. 67676767)
  • Double quads on $1 Federal Reserve Notes (i.e. 00009999)
  • and more!

50. Teach Chess

Love to play chess? Tutor other chess players online to make $35 to $50 per hour.

Tutoring sites like WyzAnt can take a big cut (40% until you hit 20 hours of tutoring!), but as an online tutor, you’ll get practice (and get paid) without leaving the house.

Even if you’re a lower-rated player, you can charge $20 per hour to work with beginners.

http://www.nmlsconsumeraccess.org/

*EarnIn is a financial technology company, not a bank. Subject to your available earnings, Daily Max and Pay Period Max.Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.

**EarnIn does not charge hidden fees for use of its services. EarnIn does not charge interest on Cash Outs. Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.

If you needed extra money, like, yesterday, you’ve come to the right spot.

Our team has compiled a list of creative opportunities. Certainly, there’s something here that fits your needs.

This is a long list, so don’t get overwhelmed. Go ahead, you can start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.

Without further delay, here are 50 money opportunities:

1. Get paid up to $200 every time you win playing Bingo

We all have our go-to time-killers on our phone. But this one actually gives you the chance to win up to $200 every time you play.

It’s a free app called Bingo Cash, and right now you could octuple your money — as in 8x — when you play. Right now, when you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $200. 

You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $200.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you could turn your $10 deposit into $200 in winnings? Just download the free app and start playing your first game immediately.

2. Earn $500/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $500 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time. 

3. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to$1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.
Sign up here to see how much you could earn.

4. Stop Paying Your Credit Card Company 

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all.  Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

5. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

6. Earn up to $200 Every Time You Win This Viral Game

Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?

A free app called Solitaire Cash lets you play for real money — up to $200 per win.

For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.

You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account. 

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.

7. Ask This Company to Reduce a Big Chunk of Your Credit Card Debt 

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt. 

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

8. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

9. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation.

10. This Free Debit Card Gives You Cash Back on Every Purchase

Wouldn’t it be nice if you got special treatment wherever you went? You can actually get rewards wherever you shop, using this free debit card from Discover.

You’ll earn 1% cash back on every single purchase you make using your Discover® Cashback Debit account, on up to $3,000 monthly.* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. You can also get paid sooner with Early Pay direct deposit, protect against overdrafts and access to over 60,000 ATMs without fees. You can handle all of your banking needs through the app and connect a virtual wallet like Apple Pay to amplify your rewards. And on top of all that, checking-account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 

*See website for details.

11. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. 

Use a website called EverQuote to see all your options at once. 

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you. 

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

12. Access Up to $750 of Your Paycheck Before Payday 

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn, you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

13. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks. 

It takes just minutes to download the app and open an account.

14. Cut $996 From Your Car Insurance Bill — In 5 Minutes

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

15. Find Out If You Could Pay Less for a Better Cellphone Plan

Few things in life feel worse than buyer’s remorse. So, who’d blame you if you were reluctant to see just how much you’re overpaying for cellphone service?

If you’re feeling brave, we found a site that lets you compare over 200 wireless carriers’ prepaid and postpaid plans. With some plans, you can even get a free Samsung Galaxy or iPhone 15.

A tech site called Really has been helping people save up to 75% on monthly cell plans, with plans that start as low as $5 a month. 

You can compare various plans from various carriers like Verizon, T-Mobile, and AT&T, as well as all the prepaid carriers that use their networks. You can filter your search by price, data allowance, hotspot, and international coverage

If you already have a plan, you can switch online in as little as five minutes, and you can bring your phone number with you. 
It’s quick and easy to see how much you can save on reliable cellphone service.

16. Add an Extra $300 to Your Account Just By Making Qualifying Deposits

Here’s the deal: If you’re not banking with a credit union called PSECU, you’re missing out on extra cash. And who doesn’t want extra cash right now?

PSECU will give you $300 after just a few months of keeping your money there. 

  • Get your first $200 when you sign up with promo code RightNote and set up a direct deposit of at least $500 monthly.
  • Get another $100 if you maintain the minimum direct deposit amount for three months in a row. 

That’s $300 just for banking normally. 

Opening a checking account is free, and there’s no minimum deposit or fees. Plus, there are more than 70,000 surcharge-free ATMs and rebates for non-network ATMs. You’ll also get no-fee overdraft protection if you have a backup source of funds.

Credit unions sometimes have waitlists, but PSECU doesn’t right now. Apply to join PSECU here and start earning your $300 in free cash (offer ends Dec. 31, 2024 ).

17. Cut Your Unlimited Phone Bill in Half (without Compromising on Quality)

Smartphones. We all have ‘em, we all need ‘em. But it’s still pretty annoying when a huge chunk of your monthly budget goes straight toward phone bills.

Here’s an idea: a budget-friendly cellular service called Visible offers two plans with unlimited talk, text, data, and hotspot usage on Verizon’s award-winning networks — starting at just $25 a month.

You can choose from the Visible plan for $25 a month, or the Visible+ plan for $45 a month that comes with faster hotspot speeds, an additional smartphone service, and a complimentary Global Pass. No hidden fees and no contract necessary.

Visible carries the latest devices from Apple, Google, Samsung, Motorola, and more. When you switch to a Visible plan, you can use the trade-in value of your phone towards a new one!

Ready to free up some room in your monthly budget? Switch to Visible today and start enjoying your unlimited plan at a fraction of the cost

18. Get Paid to Participate in Research Studies — Up to $3,000

It can feel like the cards are stacked against you, especially if you have a health condition like depression, asthma, diabetes, migraines, or eczema. But here’s a wildcard: You can get paid up to $3,000 to join a clinical trial that could help you (and thousands of people just like you).

You don’t need health insurance to participate in most of them. You just need a matchmaker. One that’s relied on by leading pharmaceutical companies.

GoodLab is a free service that can match you to a clinic trial in your area. You can access cutting-edge treatment and get paid up to $3,000 for your participation.

Even if you’re healthy, there are studies that pay good money and need people like you.

Ready to help the world feel a little better? Just complete a quick online form to get matched to a clinical trial with GoodLab.

19. Get Paid up to $130/Month — Just for Sharing Your Opinion

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

20. Let This Free Financial Plan Save You Up to $3,500/Year

You feel like you’ve always been on top of your investments, and you’re proud of how far you’ve come. But you may still be wondering if you’re actually doing enough to fully secure that rich retirement you know you deserve. 

That’s why having a financial plan in place is one of the smartest decisions you could make. 

With The Penny Hoarder, you can get a customized financial plan for free. Anyone is eligible for a free financial plan, but if you have $10,000 or more in investments (or $200,000 if you are retired), you could qualify to connect with a personal financial advisor for an in-depth review of your finances and to confidently plan your next money moves. 

All you have to do is answer a few questions, and you’ll get your free, custom financial plan. 

The best part? This could save you up to $3,500 per year. And it’s completely free — and totally anonymous. You won’t be bombarded with ads or sales pitches. 

There’s literally no catch. Just sound financial advice customized for you. Get your free financial plan here.

21. Get up to $100,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But Fiona could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: Fiona can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/23, according to Forbes Advisor’s weekly credit card rates report.

22. Quit Your Job and Make $69/Hour

Are you tired of your job, but not sure how to venture out and start your own business? Look into bookkeeping. It’s the No. 1 most profitable business, according to an article in Inc. And you can earn up to $69 an hour, reports Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to start your own bookkeeping business, either. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it’ll even give you the first three classes for free.

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran in his 30s. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making around $50,000 a year keeping track of business expenses for his 10 clients.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule and is able to spend more time with his wife than ever.

If you’re just a little curious, you just have to submit your email address here to take the first free classes. If you stick with it, you could be running your own business in just a few months.

23. Earn 4.25% Interest on Your Savings and Still Access Your Money Any Time

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year. 

And you’re not alone. The national average interest rate for savings accounts is just 0.47%.

But there’s a way to grow your money 9 times faster than the national average—completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.25% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account. 

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either. 

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow.

24. Stop Overpaying for Your Car Insurance

It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.

Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.

Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*

Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.

25. Let This Free App Save You $40/Month on Gas

How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it?

An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.

People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks. 

Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time. 

You can cash out any time, and you’ll get your money within two days of initiating a transfer. 

How many free tanks of gas can you get with an average of $148 in annual earnings?

Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.

26. This App Can Help Save You Up To $720 This Year

Keeping track of your monthly bills and subscription services can feel like a game of whack-a-mole. And just when you think you’ve got a handle on it, another random charge pops up on your bank statement. $5 here, $10 there… it can seriously add up. 

Luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves its members an average of $720 per year.

The app is super simple to use. You can use it to easily hunt down and cancel unwanted subscriptions and even help negotiate lower monthly rates with your internet company, phone company and other bills  — on average, they can help lower your bills by about 20%. 

Rocket Money’s app has saved its 5 million-plus users about $500 million in canceled subscriptions. 

It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank accounts, then sit back while Rocket Money goes to work.

27. Pocket up to $300 Opening a New Bank Account

Yep, some banks will pay you to open an account with them.

We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!

It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.

You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.

28. Get Paid to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.

With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you. 

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week. 

29. Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.

Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.

Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.

30. Deliver with Uber Eats and Earn on Your Schedule

Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?

People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.

With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.

What are you waiting for? Click here to start delivering with Uber Eats!

31. Start Freelancing

If you have a way with words, consider freelancing. As a freelance blogger, you can work as much or little as you want, so this makes for a nice side gig.

To get started, check out these blogs that pay $100 or more per post.

Want to share your parenting expertise? Check out these parenting blogs and magazines looking for writers.

32. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news.

33. Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

34. Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)

Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?

Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase. 

All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account. 

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

35. Get Paid to Drop a Few Pounds

A woman swims in a pool.
Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

36. Let NASA Pay You to Stay in Bed All Day

amenic181/Getty Images

Unfortunately, we haven’t found a way to get paid as a professional napper, but this opportunity is pretty darn close: NASA will pay volunteers to take part in bed rest studies.

Yup — you turn yourself into a test subject and spend 60 days in bed, all in the name of science.

It might be tougher than you think, though. You’ve got to shower, dress, exercise and eat… all from your bed.

The good news is the gig pays. One of the more recent calls for volunteers offered $19,000 for 60 days.

37. Get Crafty (But Not Too Crafty, If You Don’t Want)

Michael House for The Penny Hoarder

If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.

Those are a lot of potential customers.

If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.

38. Publish a Kindle Book

A woman lays down on her couch as she plays on her tablet.
Getty Images

If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.

39. Work from Someone Else’s House

Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country.

Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away.

If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House.

40. Swap Books for Amazon Gift Cards

A person opens up their phone that is resting on two books.
Getty Images

Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

41. Teach English as a Second Language

A woman uses hand puppets to teach a class online.
Photo courtesy of Angela Brumbaugh

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

42. Become a Life Coach

Two women sit together and discuss materials appearing on a laptop and a mobile device.
Drazen_/Getty Images

According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.

43. Earn up to $30/Day Watching Movies

andresr/Getty Images

When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.

These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

44. Monetize Your Doodles

A woman holds two illustrations behind her back. One is of a shark wearing a dress and the other is a t-rex wearing heels.
Getty Images

We talked to one guy who sells his art online and makes $2,000 a month.

His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.

Here are some tips to get started:

  • Start small.
  • Create marketable products.
  • Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.

45. Get the Props You Deserve for Being Active

A man jogs with his dog attached to a leash in a park.
Getty Images

If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”

46. Do Odd Jobs

A man wearing glasses sits on his couch while going over paperwork.
Getty Images

TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

47. Get Paid to Tutor Kids Online

A woman works from home as she rubs the her daughter's head.
Getty Images

Love kids but don’t want to commit to the classroom?

You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.

If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.

48. Cash in on Your Dollar Bills

Specifically, dollar bills with strange serial numbers — ones that aren’t easy to come by. The collectors at CoolSerialNumbers.com have created a list of their most-wanted serial numbers, and you might have a bill with one of these sequences on it in your wallet.

Turns out antique coins aren’t the only currency worth cash to collectors.

Check out the full list to see if you’ve got any of these rare bills, but here’s a rundown of the sort of serial numbers these collectors are looking for:

  • 7 repeating digits in a row on $1 Federal Reserve Notes (i.e. 09999999, 77777776)
  • 7 of a kind on $1 Federal Reserve Notes (i.e. 00010000, 99999099)
  • Super repeaters on $1 Federal Reserve Notes (i.e. 67676767)
  • Double quads on $1 Federal Reserve Notes (i.e. 00009999)
  • and more!

49. Sell Your Smartphone Photos

A person takes a photo of a Christmas tree outside.
Tim Snell under Creative Commons

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

1. Download the free app and create an account.

2. Take a quality photo and upload it to Foap’s marketplace.

3. Someone buys the license to your photo for $10. You make $5.

If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

50. Teach Chess

Love to play chess? Tutor other chess players online to make $35 to $50 per hour.

Tutoring sites like WyzAnt can take a big cut (40% until you hit 20 hours of tutoring!), but as an online tutor, you’ll get practice (and get paid) without leaving the house.

Even if you’re a lower-rated player, you can charge $20 per hour to work with beginners.

*EarnIn is a financial technology company, not a bank. Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.

**EarnIn does not charge hidden fees for use of its services. EarnIn does not charge interest on Cash Outs. Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.

If you needed extra money, like, yesterday, you’ve come to the right spot.

Our team has compiled a list of creative opportunities. Certainly, there’s something here that fits your needs.

This is a long list, so don’t get overwhelmed. Go ahead, you can start now, but be sure to bookmark this post so you can easily return later. We’ll keep it updated as offers change or expire.

Without further delay, here are 50 money opportunities:

1. Earn $500/Month by Reviewing Games and Products You Love

This is the new normal. Everything just costs more now, so that means we have to find ways to earn more.

But there’s a way you can mix work with play and earn an extra $500 a month while doing it.

All you need to do is register on a website called Kashkick with your phone or computer. Kashkick will then show you all sorts of money-making tasks you can do to pad your bank account.

You’ll earn various dollar amounts for answering survey questions, playing games, watching videos and reviewing things — you pick which opportunities you want.

You can get your money quickly and securely, and you don’t need to earn a lot before you can collect it. You can cash out via PayPal with as little as $10 in earnings.

Ready to give yourself a raise? Sign up for Kashkick and start earning money whenever you have a little free time. 

2. Stop Paying Your Credit Card Company 

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmOne wants to help.

If you owe your credit card companies $100,000 or less, AmOne will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmOne rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all.  Plus, AmOne keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmOne a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

3. Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

4. This Free Debit Card Gives You Cash Back on Every Purchase

Wouldn’t it be nice if you got special treatment wherever you went? You can actually get rewards wherever you shop, using this free debit card from Discover.

You’ll earn 1% cash back on every single purchase you make using your Discover® Cashback Debit account, on up to $3,000 monthly.* There’s no impact on your credit score for signing up and no minimum balance requirements ever.

Need groceries? Tap your card for cash back. You can also get paid sooner with Early Pay direct deposit, protect against overdrafts and access to over 60,000 ATMs without fees. You can handle all of your banking needs through the app and connect a virtual wallet like Apple Pay to amplify your rewards. And on top of all that, checking-account deposits are FDIC-insured up to the maximum amount allowed by law. 

Does your bank do all that? If not, open a free Discover checking account to get special treatment from a bank that will actually put money back into your account. 
*See website for details.

5. Get Paid Up to $140/Month Just for Sharing Your Honest Opinion

It sounds strange, but brands want to hear your opinion. It helps them make business decisions, so they’re willing to pay you for it — up to $140 a month.

A free site called Branded Surveys will pay you up to $5 per survey for sharing your thoughts with their brand partners. Taking three quick surveys a day could earn up to $140 each month.

It takes just a minute to create a free account and start getting paid to speak your mind. Most surveys take five to 15 minutes, and you can check how long they’ll take ahead of time. 

And you don’t need to build up tons of money to cash out, either — once you earn $5, you can cash out via PayPal, your bank account, a gift card or Amazon. You’ll get paid within 48 hours of your payout being processed, just for sharing your opinions.

They’ve already paid users more than $20 million since 2012, and the most active users can earn a few hundred dollars a month. Plus, they’ve got an “excellent” rating on Trustpilot.

It takes just a minute to set up your account and start getting paid to take surveys. Plus, right now, you’ll get a free 100-point welcome bonus just for becoming part of the community.

6. Ask This Company to Reduce a Big Chunk of Your Credit Card Debt 

Not trying to be dramatic, but card debt is like a dark, suffocating abyss that swallows your finances and leaves you feeling trapped and helpless. 

So, what if you could just… get rid of credit card debt that’s weighing you down? 

A company called Freedom Debt Relief could help you do just that. Its negotiators could work directly with your credit card companies to reduce your overall credit card debt.

It’s free to talk with a Freedom Debt Relief debt consultant to determine the best strategy for your situation. You’ll need to show why you’re struggling to make your payments and tell them a little bit about your finances. 

Then, Freedom Debt Relief will work out just how much of your debt they could reduce — they’ve already helped over 850,000 people settle over $15 billion in debt. 

Once enrolled in the program, Freedom Debt Relief will negotiate a settlement with your creditor, and if you approve the offer they come back with, you’ll pay off that reduced balance though a monthly program deposit.

It’s free to see just how much of your debt you can get rid of

7. Cancel Your Car Insurance

Here’s the thing: your current car insurance company is probably overcharging you. But don’t waste your time hopping around to different insurance companies looking for a better deal. 

Use a website called EverQuote to see all your options at once. 

EverQuote is the largest online marketplace for insurance in the US, so you’ll get the top options from more than 175 different carriers handed right to you. 

Take a couple of minutes to answer some questions about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.

8. Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

9. $10K or More in Debt? Most People Don’t Realize This Option Exists

You’re not an extravagant spender. That’s why it feels so surreal to be in so much debt. 

But with higher inflation and rising costs of everyday purchases, so many of us have had to rely more and more on credit cards just to keep up with just our basic needs.

The good news is, a company called National Debt Relief wants to help by negotiating with your creditors to resolve your debt.

If you owe at least $10,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts can set you up with a realistic timeframe and payment plan that works for you.

As your monthly payments with the National Debt Relief program add up, they’ll negotiate with your creditors to settle your accounts. You will have to pay a percentage of debt settled, but it’ll still be way less than your original debt.

On average, you could resolve your debts in as little as 24 to 48 months. 

National Debt Relief is one of the largest debt settlement companies in the nation, and has already helped more than 500,000 people. 

Find out what your best options are for taking control of your debt and re-establishing your financial stability. It only takes a few minutes to sign up for a free consultation.

10. Cut $996 From Your Car Insurance Bill — In 5 Minutes

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $996 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

Tired of overpaying for car insurance? It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

11. Access Up to $750 of Your Paycheck Before Payday 

You’re putting in the hours at your job, but waiting to get paid every two weeks means you can’t pay the bills until your paycheck hits. It’s infuriating.

Wouldn’t it be easier if you could get paid as soon as you earned your money? You’d have the financial flexibility to pay bills on time, have gas money for work, and even build an emergency fund.

You can! With an app called EarnIn, you can get early access to your pay. You don’t pay interest and there aren’t any mandatory fees — you can access up to $750 per pay period*.

To get started, simply link your bank account to verify you’re employed with a consistent paycheck, and then you’re good to go. You can transfer up to $100 a day (or up to $750 per pay period) to your linked bank account. When your payday comes, whatever you transferred from EarnIn is automatically repaid, plus optional tips and fees. You won’t be charged any interest, and there are no mandatory fees**. 

Over $15 billion in earned wages have been accessed through EarnIn, helping countless hard-working people bridge the gap between pay periods without resorting to debt. 

End the paycheck-to-paycheck grind. Download the EarnIn app today and access your hard-earned money when you need it the most.

12. Own Slices of Fortune 500 Companies, Invest in Music Royalties and Other Assets

Can you believe it? Most new millionaires didn’t inherit their wealth. Still think it’s too late for us 9-to-5ers to build real wealth and comfort?

These new money millionaires invest in different ways and some invest in different types of stocks, which can be pricey if you don’t have much money to invest in the beginning.

We found an app called Public, which is free to download, that lets you own slices of stocks, so you can invest in companies without having to pay for an entire share — that makes it easy to invest in more than one thing.*

And now you can even diversify by owning slices of the Shrek Franchise Original Music, which includes over 700 songs. You may earn royalties anytime Shrek movies are streamed, aired or used at theme parks. 

It takes just minutes to download the app and open an account.

13. Get up to $50,000 From This Company

Every month, you make payments toward your credit card debt. But you never seem to make a dent. It’s because of those sky-high interest rates — as much as 24% interest. It can feel impossible to get ahead.

But Fiona could help you find offers to cut your interest rate by 70% as soon as tomorrow. 

Here’s how it works: Fiona can match you with new loan offers at a lower interest rate — as low as 5.20% APR*. That’s 70%* lower than the average credit card interest rate. And it’s the key to finally getting ahead.

You can use this new loan to pay off all your existing credit card debt, then you’ll be left with one (cheaper) monthly payment that will help you get out of debt faster.

If you have a credit score of at least 620, you could get up to $100,000. With no collateral. And terms go up to 144 months.

Worried you won’t qualify? Take two minutes to check online and see if you could cut your credit card interest rate by 70%.

*Based on creditworthiness. Average credit card interest rate is 24.72% as of 8/14/23, according to Forbes Advisor’s weekly credit card rates report.

14. Get Paid up to $130/Month — Just for Sharing Your Opinion 

Taking surveys might not sound like the best way to make money, but if you’re just vegging out on the couch — or pretending to be interested in your partner’s new favorite show — why not click a couple buttons? It could earn you up to $130 a month. Seriously.

There are a bunch of paid survey sites out there, but one of the best we’ve found is Survey Junkie

You’ll get asked questions like, what kind of laundry detergent you use, or if you prefer Pepsi or Coke. You get points for answering, and many people accumulate enough points to request a check within a few hours. 

Completing three surveys a day can add up to $100 each month. Or, complete four or more surveys a day and earn as much as $130 a month!

With over $55,000 paid to Survey Junkie users daily, it’s not hard to see why there are already over 20 million active, lifetime members.

Give it a try by visiting Survey Junkie and clicking the “Join Now” button. It’s free.

15. Find Out If You Could Pay Less for a Better Cellphone Plan

Few things in life feel worse than buyer’s remorse. So, who’d blame you if you were reluctant to see just how much you’re overpaying for cellphone service?

If you’re feeling brave, we found a site that lets you compare over 200 wireless carriers’ prepaid and postpaid plans. With some plans, you can even get a free Samsung Galaxy or iPhone 15.

A tech site called Really has been helping people save up to 75% on monthly cell plans, with plans that start as low as $5 a month. 

You can compare various plans from various carriers like Verizon, T-Mobile, and AT&T, as well as all the prepaid carriers that use their networks. You can filter your search by price, data allowance, hotspot, and international coverage

If you already have a plan, you can switch online in as little as five minutes, and you can bring your phone number with you. 
It’s quick and easy to see how much you can save on reliable cellphone service.

16. Add an Extra $300 to Your Account Just By Making Qualifying Deposits

Here’s the deal: If you’re not banking with a credit union called PSECU, you’re missing out on extra cash. And who doesn’t want extra cash right now?

PSECU will give you $300 after just a few months of keeping your money there. 

  • Get your first $200 when you sign up with promo code RightNote and set up a direct deposit of at least $500 monthly.
  • Get another $100 if you maintain the minimum direct deposit amount for three months in a row. 

That’s $300 just for banking normally. 

Opening a checking account is free, and there’s no minimum deposit or fees. Plus, there are more than 70,000 surcharge-free ATMs and rebates for non-network ATMs. You’ll also get no-fee overdraft protection if you have a backup source of funds.

Credit unions sometimes have waitlists, but PSECU doesn’t right now. Apply to join PSECU here and start earning your $300 in free cash (offer ends Dec. 31, 2024 ).

17. Cut Your Unlimited Phone Bill in Half (without Compromising on Quality)

Smartphones. We all have ‘em, we all need ‘em. But it’s still pretty annoying when a huge chunk of your monthly budget goes straight toward phone bills.

Here’s an idea: a budget-friendly cellular service called Visible offers two plans with unlimited talk, text, data, and hotspot usage on Verizon’s award-winning networks — starting at just $25 a month.

You can choose from the Visible plan for $25 a month, or the Visible+ plan for $45 a month that comes with faster hotspot speeds, an additional smartphone service, and a complimentary Global Pass. No hidden fees and no contract necessary.

Visible carries the latest devices from Apple, Google, Samsung, Motorola, and more. When you switch to a Visible plan, you can use the trade-in value of your phone towards a new one!

Ready to free up some room in your monthly budget? Switch to Visible today and start enjoying your unlimited plan at a fraction of the cost

18. Get Paid to Participate in Research Studies — Up to $3,000

It can feel like the cards are stacked against you, especially if you have a health condition like depression, asthma, diabetes, migraines, or eczema. But here’s a wildcard: You can get paid up to $3,000 to join a clinical trial that could help you (and thousands of people just like you).

You don’t need health insurance to participate in most of them. You just need a matchmaker. One that’s relied on by leading pharmaceutical companies.

GoodLab is a free service that can match you to a clinic trial in your area. You can access cutting-edge treatment and get paid up to $3,000 for your participation.

Even if you’re healthy, there are studies that pay good money and need people like you.

Ready to help the world feel a little better? Just complete a quick online form to get matched to a clinical trial with GoodLab.

19. Earn 4.25% Interest on Your Savings and Still Access Your Money Any Time

You’ve been with the same bank for years, and how do they repay your loyalty? With a measly 65 cents in earned interest every year. 

And you’re not alone. The national average interest rate for savings accounts is just 0.47%.

But there’s a way to grow your money 9 times faster than the national average—completely risk-free.

When you sign up for a Capital One 360 Performance Savings Account, you’ll earn 4.25% APY on your account balance. Just to be clear, that’s almost 10 times the national average on a regular savings account. 

There’s no minimum deposit to open and keep your account. And you’ll never pay any monthly or maintenance fees, either. 

You also don’t need to worry about accessing your savings—you can withdraw your money at any time with no penalties. Plus, all your money is FDIC-insured, which basically just means it’s super safe.

Signing up for your Capital One 360 Premier Savings Account only takes a few minutes. After that, you can sit back and watch your savings grow.

20. Quit Your Job and Make $69/Hour

Are you tired of your job, but not sure how to venture out and start your own business? Look into bookkeeping. It’s the No. 1 most profitable business, according to an article in Inc. And you can earn up to $69 an hour, reports Intuit, the creator of QuickBooks.

You don’t have to be an accountant or good at calculus to start your own bookkeeping business, either. As long as you’re motivated, a company called Bookkeepers.com will teach you everything you need to know. It’s one of the leading training courses in the field, and it’ll even give you the first three classes for free.

It’s helped thousands of people launch their own businesses, including Daniel Honan, a military veteran in his 30s. He never considered starting his own company, but he signed up for Bookkeepers.com, and now he’s making around $50,000 a year keeping track of business expenses for his 10 clients.

It only took him three months to get started, taking one class a week. Oh, and he makes his own schedule and is able to spend more time with his wife than ever.

If you’re just a little curious, you just have to submit your email address here to take the first free classes. If you stick with it, you could be running your own business in just a few months.

21. Stop Overpaying for Your Car Insurance

It’s true what they say. You can’t just trust your car insurance provider to do the right thing and keep your prices competitive. You have to see what’s out there.

Now you can use NerdWallet to see several of your top options all at once — and let car insurance companies pitch you a good price.

Did you move? Get a new car? Get a little older? You could save money by using NerdWallet to compare car insurance rates from insurers across the country.*

Just take a few minutes to answer some questions about your automobile and driving record to see why it’s probably way past time you canceled your current car insurance.

22. Let This Free App Save You $40/Month on Gas

How far out of your way should you drive to find a great price on gas? At what point are the savings no longer worth it?

An app called Upside makes saving on gas straightforward with cashback offers that don’t involve any mental math. It maps out participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.

People who use the app regularly save as much as $40 a month. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks. 

Here’s how to pay less for gas: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready to fill up, claim an offer, tap “Check In” when you’re at the pump and pay with your linked card — easy money for a few seconds of your time. 

You can cash out any time, and you’ll get your money within two days of initiating a transfer. 

How many free tanks of gas can you get with an average of $148 in annual earnings?

Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.

23. See If you Can Get Car Insurance For as Low as $19/Month*

When was the last time you compared car insurance rates? Chances are you’re seriously overpaying with your current policy. 

If it’s been more than six months since your last car insurance quote, you should look again. 

And if you look through a website called CheapRatesOnline, you could save yourself up to $500 a year*. 

It takes just two minutes to answer some questions, and CheapRatesOnline’s smart matching technology will show you the insurance providers that are the best fit for you. And don’t worry — CheapRatesOnline uses advanced data security and encryption technology, so all your details are safe. 

The website is free to use and can even save you up to an additional 20% if you add another vehicle to your policy. You could be paying as little as $19 a month* for car insurance.

CheapRatesOnline has already helped millions of people find affordable car insurance. See how much money you could save with a new policy.

*average expenditure $88/mo.

24. This App Can Help Save You Up To $720 This Year

Keeping track of your monthly bills and subscription services can feel like a game of whack-a-mole. And just when you think you’ve got a handle on it, another random charge pops up on your bank statement. $5 here, $10 there… it can seriously add up. 

Luckily, an app called Rocket Money can show you exactly where you’re wasting money on forgotten subscriptions and bills that are overcharging you. It saves its members an average of $720 per year.

The app is super simple to use. You can use it to easily hunt down and cancel unwanted subscriptions and even help negotiate lower monthly rates with your internet company, phone company and other bills  — on average, they can help lower your bills by about 20%. 

Rocket Money’s app has saved its 5 million-plus users about $500 million in canceled subscriptions. 

It takes just a few minutes to get started and see how much you could save this year. Just register an account and link your bank accounts, then sit back while Rocket Money goes to work.

25. Pocket up to $300 Opening a New Bank Account

Yep, some banks will pay you to open an account with them.

We’ve put together a list of our favorite bank promotions happening right now. These banks will pay you up to $300 just to open a new account!

It’s up to you to decide how to manage several bank accounts. But we find when you’re saving for something it’s helpful to have multiple places to “hide” money so you’re less likely to spend it.

You could always open an account, collect the bonus, and close it when you’re no longer using it — just make sure you read the details and know the requirements you need to meet to earn the bonus.

26. Get Paid to Drop off Starbucks

Your city is filled with two things: Starbucks, and people who want Starbucks.

An app called Doordash will pay you to pick up and deliver an extra latte when you’re already out and getting your caffeine fix. And it’s not just coffee. You can deliver from Chipotle, Chick-fil-A, Five Guys and hundreds of other restaurants in your area.

With Doordash, you set your own hours and work as much or little as you want, meaning how much you make is up to you. 

You’ll earn money for each delivery, plus tips. Jose Neri, from California, reports earning $500 to $600 a week working just lunches and dinners.

The best part? No passengers — that grande, no-whip macchiato will be the only thing to hear your beautiful singing voice.

If you sign up for Doordash now, it’s possible to get your first paycheck this week. 

27. Share What’s in Your Fridge

Remember the Nielsen company? The one that’s always tracked TV ratings? Well, now it wants to know what’s in your fridge.

Once you sign up to be on the Nielsen Consumer Panel, you’ll gain access to the NCPMobile app. (If you don’t have a smartphone, Nielsen will send you a scanner.) As you unload your groceries after your next shopping trip, simply use the app to scan items’ barcodes.

Nielsen will reward you with points, which you can redeem for free gift cards, electronics (new TV, anyone?) and household items. The longer you stay on the panel, the more opportunities you have to earn.

Applying to become a panel member is straightforward. You’ll answer some basic questions about you and your household, then Nielsen reviews your application and will contact you when you’re eligible to join.

28. Get Paid to Drink Beer

Carmen Mandato/The Penny Hoarder

The craft beer industry is hoppin’, so take advantage of it by, well, getting paid to visit breweries.

When you sign up as a mystery shopper, it’s your job to go to a grocery store, gas station, restaurant or, in this case, a breweries, and provide anonymous feedback.

Now, you can get paid to mystery shop — and drink — at breweries in your area through Secret Hopper. (Clever, right?)

The company is looking for detail-oriented beer-drinkers to hop around to different breweries and objectively rate and review their experiences. One Penny Hoarder gave the gig a try. He paid $16 on his visit to a local brewery. Secret Hopper paid him $20 via PayPal within a few days.

So, no, you’re not going to get rich, but you will get free beer, and that makes us hoppy.

All you have to do is sign up, then it’ll contact you when you’re needed.

29. Deliver with Uber Eats and Earn on Your Schedule

Getting paid to drive is the perfect sidekick to your main hustle, whether it’s a full-time job, seasonal work, or other gig opportunities. If you’re already zipping around town with other delivery services, why not amp up your earnings with Uber Eats?

People from all walks of life—every background and industry imaginable—are choosing to deliver with Uber Eats. You can set your own hours, making the app work for you rather than the other way around. Your car, your schedule.

With Uber Eats, you’ll never have to wait for payday again. Just tap a button, and you get paid. Your earnings land in your bank account weekly, and if you’re in a pinch, Instant Pay lets you cash out up to five times a day.

What are you waiting for? Click here to start delivering with Uber Eats!

30. Add $225 to Your Wallet While Watching the News

It’s been a historic year in the news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves a constitutional scholar or a foreign policy expert.

That might not be the best news for your dinner conversations — but it’s great news for your wallet. You could add up to $225 a month to your pocket by signing up for a free account with Swagbucks. They’ll present you with short surveys to choose from every day, which you can fill out while you watch tonight’s broadcast.

You just have to answer honestly, and Swagbucks will continue to pay you every month. This might sound too good to be true, but it’s already paid its users more than $429 million. We talked to one user in Pennsylvania, 52-year-old Carolinda Hendrickson, who earned $1,200 in a year.

It takes about one minute to sign up, and start getting paid while you watch the news.

31. Get Cash Back Every Time You Shop at Your Favorite Stores (Get $5 Right Now)

Finding the best grocery deals online is getting more complicated every day. With thousands of coupon sites and referral codes out there, how do you know you’re getting the best deal?

Leave it to Tada to find you the best cash-back opportunities. When you shop at Walmart, Target, Kroger or any of the other thousands of stores Tada partners with, you’ll see all available coupons and get cash back on your purchase. 

All you have to do is clip deals from your favorite stores and add them to your app’s virtual grocery list before you shop. You can also scan a receipt after shopping in-store. You’ll see your cash rewards in your account in just a few days, then you can redeem them for gift cards or transfer the balance straight into your PayPal account. 

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

It takes just a few minutes to sign up and get your $5 first shop bonus after your first receipt upload.

32. Get Paid to Drop a Few Pounds

A woman swims in a pool.
Heather Comparetto/The Penny Hoarder

Bottom line: HealthyWage will literally pay you for losing weight.

Not only are you getting more healthy, you’re also making some money. How’s that for motivation?

Here’s how it works:

  1. Read more about HealthyWage, and sign up.
  2. Define a goal weight and the amount of time you’ll give yourself to achieve it.
  3. Place a bet on yourself ranging from $20 to $500 a month.

Depending on how much you have to lose, how long you give yourself to do it and how much money you put on the table, you could win up to $10,000!

Wondering if it can really work? We talked to one woman, Christina Castro, who lost 84 pounds — and made $1,191.

33. Stream on Twitch

Chris Zuppa/The Penny Hoarder

Your mom was wrong. Playing video games might not be a waste of your time after all.

Cory Michael started streaming his gaming sessions and over four years attracted 29 million people to watch him tackle Destiny and other multiplayer online games. As a result, Twitch accepted his partnership application and agreed to pay him to play.

How much money can you make? Michael explained to The Penny Hoarder that there are three ways to make money streaming on Twitch: tipping, ad revenue and subscriptions. Top Twitch streamers can earn hundreds of thousands of dollars per month.

34. Get Paid to Be a Mermaid

We went for a swim with the real-life mermaids of Weeki Wachee Springs in Florida to find out how they get paid to slip into fins and perform for kids (and kids at heart).

This job isn’t exactly a day at the beach, but if you can keep up, it’s every bit as magical as you’d imagine.

35. Create and Sell Courses

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Are you a self-taught coder with a knack for simplifying instructions? You could create an online course about it. Maybe you’re an expert at finger-picking techniques on acoustic guitar; you could make a course about that, too.

If you’re good at explaining whatever it is you specialize in, people out there are eager to learn, and with Udemy, you can create and host online courses — no master’s degree required.

36. Get Crafty (But Not Too Crafty, If You Don’t Want)

Michael House for The Penny Hoarder

If you’re a creative, consider selling your art on Etsy. Although there are some fees, including the 5% transaction charge, the marketplace connects with more than 33 million buyers globally.

Those are a lot of potential customers.

If you aren’t necessarily the artsy type, you could still make money on Etsy by selling craft supplies. For example, Penny Hoarder contributor Janet Berry-Johnson made about $200 a month selling needlecraft kits and patterns.

37. Publish a Kindle Book

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If you’re a subject-matter expert or have an intriguing life experience, you could write a book. But there’s no need to send it off to all the major publishing houses in New York City.

You can publish ebooks through Amazon’s Kindle Direct Publishing platform. Penny Hoarder contributor Steve Gillman wrote a book in a week. Note: Ebooks don’t have be hundreds of pages long. Gillman found many books as short as 6,000 words.

After publishing on Amazon, he started making $350 a month. The best part? He continued to make money, even months and years later. He outlines exactly how he did it and the best tips and tricks for you.

38. Swap Books for Amazon Gift Cards

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Have old college textbooks taking up valuable shelf space? You could host a garage sale or sell them on Craigslist, but one of the easiest ways to get rid of them is through Amazon.

With Amazon Trade-In, you can trade in your used textbooks, plus other items, like electronics, in exchange for an Amazon gift card.

Enter the item’s information on Amazon’s Trade-In page to see how much you could pocket. Shipping is free.

39. Teach English as a Second Language

A woman uses hand puppets to teach a class online.
Photo courtesy of Angela Brumbaugh

If a classroom full of grimy squealing kids isn’t your scene… we get it. You can still work as a teacher. Better yet: You work as a teacher, set your own hours and work from home.

There are several online-learning platforms focused on teaching English as a second language to students in other countries.

Angela Brumbaugh is a QKids teacher. She teaches 36 half-hour sessions a week and makes up to $20 an hour.

“The curriculum is set for you before class, and your job is to simply guide the children through the lesson, offering guidance, smiles and tons of encouragement,” she says. That’s a big perk for many: No lesson planning.

“The students are hard-working, curious and light up the classroom with their smiles,” she says. “Class time actually goes by fast, and the only con I can see is sometimes I wish I had more time to spend with them!”

40. Become a Life Coach

Two women sit together and discuss materials appearing on a laptop and a mobile device.
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According to a Forbes’ article on surprising six-figure jobs, about 20% of life and business coaches top $100,000 annually.

The article notes that “No special degree or training is required,” but if you want, you can get certified by the Universal Coach Institute. You can coach your clients by phone and email from the comfort of your home.

41. Earn up to $30/Day Watching Movies

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When he was just getting started, The Penny Hoarder CEO Kyle Taylor used to get paid to attend movie premieres. He got $30 to see a Harry Potter premiere! (He would have totally gone for free.)

Theaters and movie studios want to collect data about the audience that attends their movie premieres. They want to know how many people buy tickets on opening day, which screening time is most popular and which previews are being shown. And they want independent data from third party evaluators — that’s where you come in.

These are known as “in-theater checks” and to apply, you’ll need to fill out an application with one of the largest mystery shopping companies, Certified Field Associates. The application is just a few questions long and nearly everyone in the United States and Canada is eligible to be hired.

In-theater checks don’t have huge paydays attached to them, but you can usually expect to make between $10 to $20 per hour.

42. Monetize Your Doodles

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We talked to one guy who sells his art online and makes $2,000 a month.

His whole life, he always doodled in the corners of notebooks and napkins, but he never imagined he could make a living from it. Now he sells his imaginative drawings of pizza and sharks and dinosaurs.

Here are some tips to get started:

  • Start small.
  • Create marketable products.
  • Push yourself. Look for opportunities to get better in your own work, even if it’s just watching YouTube tutorials.

43. Get the Props You Deserve for Being Active

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If you live an active lifestyle (or need an incentive to become more active), the Achievement app will reward you for making healthy moves, including upping your step count and logging your sleep.

Achievement connects to your phone’s health apps and runs in the background, so it works passively. Many users report being happily surprised when logging on and checking their progress.

Once you earn 10,000 points, you’ll score $10, which you can deposit directly into your bank account.

Pro tip: Achievement connects to more than 30 Android and iOS health-related apps, including MyFitnessPal and Garmin. The more apps you connect, the more earning opportunities..’”

44. Do Odd Jobs

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TaskRabbit helps you connect with people in your area who need help getting things done — anything from picking up dry cleaning to calling customer service and tolerating the hold music.

Keep an eye out for virtual tasks, which are mostly centered around personal assistance, administrative work or research help. You can do those an earn money without even walking out your door.

Rest assured you won’t be getting paid pennies to solve someone’s Excel woes. Check out these tips from users who make more than $2,000 a week through the app.

45. Work from Someone Else’s House

Working from home is wonderful, but sometimes it’s nice just to experience a new space — perhaps in a new town or a new country.

Consider house sitting. People will pay you big bucks to look after their house (and maybe a pet or two) while they’re away.

If you’re not sure where to find these types of gigs, there are tons of websites out there that’ll help, including House Sitters America and Mind My House.

46. Get Paid to Tutor Kids Online

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Love kids but don’t want to commit to the classroom?

You can get paid to tutor students online. Take notes from this former teacher, who makes up to $75 an hour.

If you’re not sure where to start, we’ve rounded up a list of companies hiring online tutors.

47. Cash in on Your Dollar Bills

Specifically, dollar bills with strange serial numbers — ones that aren’t easy to come by. The collectors at CoolSerialNumbers.com have created a list of their most-wanted serial numbers, and you might have a bill with one of these sequences on it in your wallet.

Turns out antique coins aren’t the only currency worth cash to collectors.

Check out the full list to see if you’ve got any of these rare bills, but here’s a rundown of the sort of serial numbers these collectors are looking for:

  • 7 repeating digits in a row on $1 Federal Reserve Notes (i.e. 09999999, 77777776)
  • 7 of a kind on $1 Federal Reserve Notes (i.e. 00010000, 99999099)
  • Super repeaters on $1 Federal Reserve Notes (i.e. 67676767)
  • Double quads on $1 Federal Reserve Notes (i.e. 00009999)
  • and more!

48. Sell Your Smartphone Photos

A person takes a photo of a Christmas tree outside.
Tim Snell under Creative Commons

If you have a smartphone and a photographic eye, making money may have just gotten a lot easier. Oh – you’ll also need access to marketable scenery.

An app called Foap lets you turn your smartphone photos into cash.

Here’s how it works:

1. Download the free app and create an account.

2. Take a quality photo and upload it to Foap’s marketplace.

3. Someone buys the license to your photo for $10. You make $5.

If your photo sells 20 times, you make $5 each time and end up with $100 in your pocket — all for about five minutes of work. Pretty cool, right?

49. Start Freelancing

A woman talks on the phone while working on her laptop outside,
Carmen Mandato/The Penny Hoarder

Making a living as a freelance writer, editor or both is possible. Just take notes from Jamie Cattanach, who, in her first year as a full-time freelancer, made more than $50,000. That was several thousand more than she made while working full time on a salary.

Starting her freelance business wasn’t exactly a breeze, so she offered some advice to budding freelance writers.

50. Teach Chess

Love to play chess? Tutor other chess players online to make $35 to $50 per hour.

Tutoring sites like WyzAnt can take a big cut (40% until you hit 20 hours of tutoring!), but as an online tutor, you’ll get practice (and get paid) without leaving the house.

Even if you’re a lower-rated player, you can charge $20 per hour to work with beginners.

*EarnIn is a financial technology company, not a bank. Subject to your available earnings, Daily Max and Pay Period Max. Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.

**EarnIn does not charge hidden fees for use of its services. EarnIn does not charge interest on Cash Outs. Restrictions and/or third-party fees may apply, see EarnIn.com/TOS for details.

*Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.