Allstate Auto Insurance

Allstate Auto Insurance Reviews

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About Allstate Auto Insurance

Allstate is an auto insurance company with a large network of agents throughout the country. It offers online quotes and provides coverage for cars, motorcycles and ATVs. You can file claims with Allstate online, and the company extends discounts for bundling multiple insurance policies.

Pros & Cons

Pros
  • Coverage in all states
  • Various discount programs
  • Innovative technological resources
Cons
  • Premium increases after first term
  • Ride for Hire not in all states

Featured Reviews

Verified
San Diego, CA

I have been a customer of Allstate for over 30 years.My agent Jordie ** and Assistant Dee makes sure I have the best coverage. When I had an accident, the claim was processed quic...

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Verified
Gilbert, AZ

...after my agent retired, I started shopping around and found an Allstate agent who introduced me to a whole new world in insurance needs… Allstate's customer service has been gr...

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About Allstate auto insurance

Allstate offers auto, home, renters, term life, condo, motorcycle and business insurance, as well as other coverage options. Allstate’s agents give auto policyholders personalized help and technological tools like Drivewise, and the company also offers specialty policies — e.g., classic car insurance and auto coverage for travel to Mexico.

Allstate extends its specialized packages to teen drivers, students and rideshare operators. Its policies include rewards, a safe driving bonus, accident forgiveness and new car replacement. Accident forgiveness coverage ensures a driver’s rates remain the same after an accident even if it’s their fault.

Allstate auto insurance coverage

To get a quote for Allstate’s car insurance, you’ll need to provide your name, date of birth and address, as well as the year, make and model of your vehicle. You can file a claim and track it through the client portal. You’ll pick the type of coverage you want, choosing from:

  • Collision
  • Comprehensive
  • Liability
  • Medical payments
  • Sound system
  • Roadside
  • Personal umbrella
  • Uninsured
  • Rental reimbursement
  • Personal injury protection

After choosing your coverage, you’ll set coverage limits and select deductibles (make sure you take your state laws into consideration). Policyholders have access to resources like Drivewise and rideshare insurance, and some qualify for price cuts including new car and multipolicy discounts.

Allstate auto insurance rates

Average Allstate car insurance rates vary from around $1,770 to $1,983 per year. You can claim new car, multipolicy or teen driver discounts, and the company rewards good drivers with points that are redeemable for gift cards, sweepstakes and daily deals.

Allstate’s accident forgiveness policy ensures your rates won’t increase after an accident even if it’s your fault, and its Deductible Rewards program takes $100 off deductibles after sign-up and a further $100 off each year for safe driving (up to $500). Its Ride for Hire rideshare program provides deductible gap coverage for damages up to $2,500 but isn’t available in every state.

Allstate auto insurance FAQ

How much does Allstate car insurance cost?
Cost depends on various factors, including the driver’s age and car model. For example, a 25-year-old driver will pay between $2,000 and $2,100, a 35-year-old driver will pay around $1,850 and a 60-year-old will pay about $1,750. The average cost per annum is $1,880.
Does Allstate have comprehensive car insurance coverage?
Yes. Its comprehensive coverage is for damage related to vandalism, hail, fallen trees, theft and other circumstances.
How far back in your driving record does Allstate look?
In most cases, Allstate checks your record up to five years prior.
How can I lower the price of my Allstate car insurance?
You should avoid getting speeding tickets, consider changing your coverage and focus on safe driving. You might qualify for bonus rewards, which reduce rates for responsible drivers. You can also get discounts for signing multiple policies, buying a new car or achieving good grades. Setting higher deductibles or parking your car in a garage will also lower your premiums.

Is Allstate car insurance good?

Allstate offers an easy-to-file claims process, and its services are available nationwide. While its rates can be a bit costly compared to competitors’, Allstate’s auto insurance is a solid option for drivers looking for convenient and accessible coverage with several policy options and flexible add-ons.

Allstate Auto Insurance Reviews

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Page 1 Reviews 0 - 10

Reviewed April 24, 2024

This is the one of the garbage insurance that you will experience in your life. You have to wait minimum two hours just to get the quote imagine how long you have to wait when you file claim. Don't go with insurance.

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Customer ServiceCoverageStaff

Reviewed April 22, 2024

I applied online Oct 2023, 3 days later found out I was denied and had to go with another insurance company so I did. I never received any documentation, ID cards, or anything from Allstate the whole month of Oct. Nov. 2023 I received a notification from my bank that allstate withdrew money from my account, I then received an email saying "Congratulations" I was a "member" and they sent me the ID cards and everything. The next day I find out they was canceling my coverage that I did not reapply for on the 22nd. They then was asking for another payment for the month of October when I never had coverage that whole month. I disputed the transaction for November 2023 through my bank and they agreed to my reasoning and they even stated that, that was fraudulent for them to do.

I highly DO NOT recommend allstate because who knows how many people they have done this too and got away with it. I spoke to the manager and seemed so incompetent and the way she was talking was like she was using illicit drugs so the call didn't get anywhere. She also stated that every insurance company is similar whereas if your insurance application gets denied doesn't mean your not covered, which is very odd to me and I know for a fact that other insurance companies is nothing like that. But please go with a different insurance company, one that won't lie and use your information fraudulently!

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    Customer ServiceStaff

    Reviewed April 17, 2024

    Disgusting customer service! They can’t even speak English and do not understand what is being asked! Will never go back. Had a horrible experience with this terrible company. Money hungry and very shrewd practices! Not professional at all.

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    Claims Handling

    Reviewed April 5, 2024

    The termination of my insurance policy by Allstate was purportedly based on the fact that I filed a claim for damages resulting from the aforementioned incident. It is deeply concerning and distressing to realize that Allstate would penalize a loyal customer for exercising their right to make a legitimate claim under their insurance policy. Such actions not only violate the principles of fairness and integrity but also undermine the trust and confidence that policyholders place in their insurance providers.

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    Coverage

    Reviewed April 4, 2024

    We hit a deer and filed a claim on our comprehensive. After getting an estimate with the bodyshop they sent an adjuster from All-State. The body shop used new Toyota parts instead of aftermarket. All-State refuses to pay full for the new parts and now we are stuck paying the difference. I feel an agreement on the total should be made before final repairs are done so the customer has an option as to what they can do. I am not faulting All-State totally, but they need to be more transparent on what they cover.

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    Claims HandlingStaff

    Reviewed April 4, 2024

    I have been a devoted customer of Allstate for 20-plus years, but I was greatly upset with the last encounter that I had. While I have maintained a healthy business relationship with your company for years, it is now extremely strained as a result of the financial hardship. I think you will agree it is not up to your regular standards. I do not like complaining about things at all, but something had to be said in this situation because if this level of quality continues, I will no longer be able to continue this relationship. I can also speak for other people who have recently conducted business with you, as they have not been happy with their recent business dealings either.

    The fact of the matter is that your company is beginning to slip and, therefore, something needs to be done about it. I don't know the specifics of what is going on behind the scenes there, but something needs to change internally within your company if you want to keep your customers happy. While I wish to stay loyal to your insurance as I have done throughout the years, you need to understand that I expect a certain level of resources in return for my money, and when situations occur Allstate are no longer providing that. Especially (Jonathan **) claim adjuster. If I can give a negative zero I will.

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    CoverageStaff

    Reviewed April 3, 2024

    WORST OF THE WORST!!! While buying a new car at dealership I was offered to switch to ALLSTATE. I was promised a much better deal than I had with PEMCO at the time, and my premium did go down by $30, but only for a few months, and then it went up by $60. Then I had a water leak at my house and two water damage certified third party companies confirmed it was a short term damage, whereas Allstate adjuster Nikolas and his manager Ross insisted it was long term and didn’t cover the damage. HORRIBLE COMPANY AND PEOPLE.

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    Customer ServiceClaims HandlingCoverageStaff

    Reviewed April 3, 2024

    I have never been a customer of Allstate but the problems were created by Allstate. During the end of 2023 my insurance premium with Progressive increased. When I asked why they stated that Lexis Nexis reporting found an at-fault accident from 2022. I have never been in an accident during the reported time. I requested an investigation through Lexis Nexis, which took 30 days and I had to wait for a letter in the mail which then stated that AllState verified the information. I then proceeded to call AllState and spoke to a claims representative who reported that he could not find why this William's information was on my driving report as an accident. He immediately sent a report to "higher up" for it to be investigated on their end. Mind you someone at Allstate has already reported that this was correct to Lexis Nexis.

    I called again by the date a result was to be given (April 3rd) and I was told that I had to resubmit another statement and was not able to talk to someone "in that department" who was making this request. The infamous "those people in that department" who have no phone number or contact information. The representative from April 3rd helped reach out to "that department" who did not respond and the "adjuster" who was assigned (who was not in the office and apparently the only person who could answer why another statement was needed even though all the information is in the documentation and their calls are recorded) and her manager. Again am not blaming the reps. But these "departments" have no contact information (sneaky).

    At least the manager of the rep from April 3rd gave some response, but as they continue to "review" I am still stuck paying for a higher premium for an accident I was not ever present at not was anyone that is covered by my insurance. It was in a completely different state! So check your records for accuracy people. The matter as of today remains unresolved.

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    Customer ServiceStaff

    Reviewed April 2, 2024

    Victoria located in Texas is very incompetent and racist. She is a very poor representation of this company. I requested to speak to her supervisor, she lied and said she was at home, not available. I was only calling to renew my policy. It was a day late and she stated due to IL law I was unable to renew. Then she refused to put my spouse on my insurance. After she got done with her rant she told me I can renew it myself online and hung up on me. All State really need to do better with their hiring. Victoria had absolutely no customer service skills, was not competent in her job duties, and refuse to escalate the call to her supervisor. I can imagine how much money All State lose out on due to a worker that’s only at work for a check.

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    Staff

    Reviewed April 1, 2024

    Allstate - you are not in good hands. I was not at fault for my accident - they would not pay my medical bills - they would not pay for $2K of my car to be fixed and I had to pay that out of pocket. Luckily the collision center had a heart and gave me back that $2K. Allstate is cold and will not have your back. My father has been a member since 1991 and I got him to leave this awful insurance company that does nothing to help when they are at fault.

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    Allstate Auto Insurance Company Information

    Company Name:
    Allstate Auto Insurance
    Website:
    www.allstate.com