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About The Home Service Club
The Home Service Club, also known as HSC Warranty, sells home warranties in all 50 states and Washington, D.C. The company offers standard coverage, comprehensive coverage and optional add-ons. The Home Service Club doesn’t require home inspections, and there’s no age limit on covered systems and appliances.
Pros & Cons
- 24/7 customer service
- No age limit on covered items
- Available nationwide
- High premiums
Featured Reviews
I submitted a claim online for a leaking pipe that was flooding a bedroom. I got one email that said they would be in touch about a technician, but HSC couldn't find a technician ...
Read full reviewI put in a claim with HSC on Dec 27th to repair my water heater. They ended up assigning two different vendors which did not show up or call me to cancel. I called HSC numerous ti...
Read full reviewThe Home Service Club coverage
The Home Service Club offers two plans to choose from, along with a wide variety of add-on options and utility line coverage that can customize your protection.
Standard Coverage
This includes the following systems and appliances:
- Refrigerators
- Ovens/ranges/cooktops
- Dishwashers
- Washing machines
- Clothes dryers
- Free-standing ice makers
- Built-in microwave ovens
- Trash compactors
- Built-in food centers
- Air conditioning systems
- Heating systems
- Electrical systems
- Water heaters
- Plumbing systems
- Garbage disposals
- Garage door openers
- Ceiling fans
- Central vacuums
Comprehensive Coverage
This includes everything under Standard Coverage plus:
- Plumbing stoppages
- Ductwork
- Gas leaks
- Pest control
- Whirlpool coverage
- Alarm wiring
- Telephone wiring
- Smoke detectors
- Exhaust/attic fans
- Sump pumps
- Doorbells
- Hot water pumps
- Hot/cold water dispensers
Utility Line Coverage
This is available as an add-on. It covers:
- Outside water lines
- Outside electric lines
- Outside sewer lines
- Outside gas lines
- Sprinkler systems
- Grinder pumps
Add-on options
The following add-on options can expand your coverage for an added fee:
- Sprinkler systems
- Pools and spas
- Water softeners
- Roofs
- Jetted bathtubs
- Free-standing freezers
- Built-in refrigerators with dual compressors
- Sewage ejector pumps
The Home Service Club cost
There are many factors that can affect the cost of your home warranty plan, including the size of your home, where you live and which plan you choose. The following prices are quotes for a home under 5,000 square feet in Houston.
Plan | Annual cost |
---|---|
Standard coverage | $649.95 |
Comprehensive coverage | $799.95 |
We’ve also listed some annual costs for coverage add-ons below based on the same home in Houston:
- Plumbing sprinkler: $114.95
- Roof coverage: $199.95
- Pools or spa equipment: $199.95
- Additional refrigerators: $59.95
- Spas and spa heaters: $199.95
- Sewage ejector pumps: $99.95
- Refrigerator dual compressor: $225.95
- Free-standing freezers: $59.95
- Well pumps: $129.95
- Additional water heaters: $149.95
- Water softeners: $159.95
- Additional ovens/ranges/cooktops: $59.95
- Additional dishwashers: $59.95
- Jetted bathtubs: $199.95
- Additional microwaves: $59.95
- Additional freezers: $59.95
You can obtain a home warranty quote from The Home Service Club by entering basic personal and home information on its website and choosing a plan and any desired add-ons.
The Home Service Club’s service fees range from $65 to $125 and vary by plan, but average around $95.
The Home Service Club coverage exclusions
The Home Service Club covers specific items in your home against mechanical failure caused by normal wear and tear.
According to the company’s sample contract, some exclusions include all piping and plumbing outside the perimeter of the foundation or below the lowest floor of a home, as well as damage caused by freezing or roots.
You can read more about the company’s exclusions in the sample contract provided on its website.
The Home Service Club claims
Customers can call The Home Service Club during business hours to file a claim or visit its website at any time. When submitting a claim, you will need to provide necessary information, including contact details, policy number and a description of the issues you’re experiencing with your system or appliance.
Once your claim has been submitted, you will receive an email confirmation with your claim number. The company’s response team will dispatch a local service contractor who will contact you and schedule an appointment for service.
Coverage limits
Coverage maximums from The Home Service Club vary depending on your location. Per-unit caps range between $300 and $2,000, and the annual maximum is between $6,000 and $9,000.
The Home Service Club FAQ
Is The Home Service Club legit?
We think The Home Service Club is worth it for many consumers. The Home Service Club tends to have higher prices than its competitors, but consumer reviews mention an easy claims process and quick repairs. We like that its customer service is always available and that there’s no age limit for covered systems and appliances.
What is The Home Service Club?
The Home Service Club, also known as HSC Warranty, sells home warranties in all 50 states and Washington, D.C.
How does The Home Service Club work?
The Home Service Club offers two plans along with add-ons for utility line coverage and other home appliances and systems. The Home Service Club works with a network of more than 10,000 technicians across the U.S. to offer service in every state.
Where is The Home Service Club available?
The Home Service Club is available in all 50 states and Washington D.C.
Does The Home Service Club require a home inspection?
No, The Home Service Club doesn’t require a home inspection or home inspection report.
What is The Home Service Club’s recall period?
The Home Service Club has a 30-day recall period for parts and a 90-day recall period for labor.
Does The Home Service Club have age limits for coverage?
No, The Home Service Club covers systems and appliances regardless of age.
Can I cancel a The Home Service Club home warranty?
Yes. Customers who cancel in the first 30 days receive a full refund, minus a $45 processing fee. After 30 days, customers who cancel receive a prorated refund, minus the $45 processing fee.
How does The Home Service Club compare?
Rating | 1.1 | 4.2 | 4.0 | 3.4 | 3.9 |
---|---|---|---|---|---|
# of reviews | 791 | 101,024 | 61,006 | 734 | 10,923 |
Covered systems | 10 | 10 | 9 | 6 | 10 |
Available plans | 2 | 3 | 2 | 3 | 3 |
Covered appliances | 12 | 9 | 8 | 9 | 12 |
Roof leak repairs | Yes | Add-on | Add-on | Add-on | No |
Starting cost | $649.95 | $29.99/month | $46.67/month | $49.99/month | $30.99/month |
Service fee | $65 - $125 | $100 or $125 | $85 | $65 to $125 | $100, $125 or $150 |
Read Reviews | Read Reviews | Read Reviews | Read Reviews | Read Reviews |
The Home Service Club Reviews
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The Home Service Club Company Information
- Company Name:
- The Home Service Club
- Company Type:
- Private
- Year Founded:
- 2008
- Formerly Named:
- The Home Service Club
- Address:
- 305 Broadway 9th Floor
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10007
- Country:
- United States
- Website:
- www.hscwarranty.com
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