1. Mortgage League of America
22121 Canyon Crest Drive, Mission Viejo; 949-632-4347; mortgageleagueofamerica.com
Mortgage League of America is a full-service mortgage broker company with expertise in all areas of mortgage lending, including mortgage refinancing. James W. Gordon, Jr. started it in 1987, eight years after he got into the mortgage business himself. Now, he and his staff work with Orange County residents to find loans with the best rates, costs and terms for their specific needs. Clients can then expect regular updates and progress reports throughout the process.
Whether it’s senior citizens looking for reverse mortgages to improve their cash flow or improve their IRA, first-time homebuyers who are trying to figure out the process or seasoned borrowers/buyers who need an update on the latest regulations, Gordon says he educates his clients and never sees them as a number. He also meets personally with every single one, so they can have a chance to get to know him as more than a voice on the phone.
Gordon is not one to brag (“Do Well, and Let Them Say” is his motto), but having owned medium-sized mortgage companies, he says he is familiar with most products out there.“I specialize in what the client actually needs now, show them how to attain the loan and most times, think outside the box,” he said. “I tell my kids, if someone has real estate, I can fund them.”
2. Sun West Mortgage Company
6131 Orangethorpe Ave., Suite 500 Buena Park; 800-453-7884; swmc.com
Sun West Mortgage Company was founded and HUD approved in 1980 and has since made its name throughout U.S. as one of the top lenders and top places to work. The company, headquartered in Buena Park, is licensed in 48 states, US Virgin Islands and Puerto Rico and as of last year, operated more than 80 branches. According to its website, it is “one of the largest privately owned mortgage-backed originators and servicers” and can work with its clients on just about any type of loan, including fixed mortgages, VA loans, reverse mortgages, small business loans, renovation financing and more.While the process of selecting and securing a loan can be a complicated and confusing one, Sun West’s website has a comprehensive breakdown of the different types of loans, giving its clients a good starting point. The online glossary and frequently asked questions could also be helpful for the less experienced borrowers.
3. OC Mortgage Solutions, Inc.
600 Anton Blvd., Costa Mesa; 714-496-9619; ocmortgagesolutions.com
Real Estate Broker and Mortgage Broker Pam Nguyen founded OC Mortgage Solutions, Inc. almost a decade ago with the goal of helping her clients get homes of their dreams through affordable loans and a promise of honesty, integrity, quality service and individual attention. Now, she works with each customer’s unique needs to secure a loan that best suits them, whether they’re buying a house or refinancing. The company works with multiple lenders to secure competitive pricing and a variety of options.
With so many loans available out there, OC Mortgage Solutions provides an online overview of the most popular ones, such as FHA home loans, VA loans, USDA loans, jumbo loans, and works with the clients on finding the best kind, rates and terms. The company’s online resource section also is a helpful place to start for those who are new to the process of securing the loan.
