The Jaguar extended warranty can cover mechanical breakdowns due to defective parts for up to seven years or 100,000 miles past the car’s in-service date
Jaguar Extended Warranty
Buying a Jaguar extended warranty can provide protection against expensive repair bills and cover mechanical breakdowns before they occur. However, the British automaker’s vehicle protection plan is just one of many extended coverage options available for Jaguar models.
We at the MarketWatch Guides team wanted to see how the Jaguar extended warranty stacks up against the industry’s best car warranty companies. In this article, we’ll explore the cost, coverage and benefits of Jaguar’s plan and compare it to third-party options.
Key Takeaways:
- The Jaguar Vehicle Protection Plan only offers one level of coverage, making it impossible for drivers to customize coverage.
- The Jaguar extended warranty costs an average of $5,600 in total, though this depends on your car model, year and chosen coverage term.
- Jaguars are known to be unreliable and have expensive repair costs, making it smart for drivers to consider extended coverage.
Jaguar Vehicle Protection Plan
The Jaguar Vehicle Protection Plan is a contract that can extend your car’s coverage for up to a total of seven years or 100,000 miles. Note that Jaguar extended warranties only cover damages to your car that are caused by defective parts or faulty workmanship.
Although these vehicle service contracts are branded as Jaguar extended warranties, the automaker doesn’t actually administer them. Instead, third-party companies manage Jaguar’s warranty plans and handle claims on customers’ vehicles.
Jaguar Extended Warranty Terms and Conditions
Before you purchase a Jaguar extended warranty, be sure to familiarize yourself with how the automaker’s contract works. Below are key terms and conditions worth paying attention to as you consider the Jaguar extended warranty:
- Availability: Extended coverage is available for all Jaguar vehicles with at least one month and 1,000 miles remaining on their new vehicle limited warranties.
- Eligibility: Jaguar does not permit owners to add an extended warranty onto vehicles that have moved beyond bumper-to-bumper coverage, though third-party companies do.
- Benefits: The Jaguar extended warranty comes with trip interruption coverage, but 24-hour roadside assistance and towing services are only optional.
- Cancellation: If you’re unhappy with your Jaguar extended warranty coverage, it can be canceled at any point. After the first 30 days, cancellations must be submitted in writing to your policy administrator.
- Exclusions: As with most extended warranties, Jaguar doesn’t cover wear and tear items, routine maintenance services or damages caused by accidents or bad weather.
- Maintenance: Performing Jaguar’s regularly scheduled maintenance services as outlined in the owner’s manual is required to maintain warranty eligibility. If you fail to perform maintenance as suggested, the company may not replace a broken part.
- Repairs: You can take your car to any authorized Jaguar dealership or certified repair facility. There’s a $100 deductible if repairs are performed at a Jaguar retailer and a $250 deductible if services are done elsewhere.
- Transferability: Jaguar extended warranties are transferable to private buyers and may increase your vehicle’s resale value.
Jaguar Extended Warranty Coverage
The Jaguar extended warranty extends your initial coverage by up to seven years or 100,000 miles from the car’s in-service date. In other words, Jaguar’s vehicle service contract can add two years or 40,000 miles on top of your car’s factory warranty.
To know precisely what your car’s potential term and mileage limits are, contact a local Jaguar dealer. This is also the best way to find out potential pricing for your car’s contract.
What Does the Jaguar Extended Warranty Cover?
The Jaguar extended warranty takes care of almost the same covered components as the Jaguar EliteCare package, meaning that it offers extensive protection. Here are the primary parts and systems covered by the Jaguar extended auto warranty:
Covered Parts | |
---|---|
Drivetrain parts | • Propshaft
• Four-wheel drive transmission • Powertrain control unit • Engine components • Axles and transfer box • Starter motor • Manual or automatic transmission |
Performance and emissions parts | • Catalytic converter
• Fuel system • Cooling system • Diesel injection systems • Turbocharger or supercharger |
Steering and suspensions parts | • Steering components
• Braking system • Suspension |
Electrical and electronic parts | • Air conditioning
• Jaguar InControl® infotainment • Electrical components and systems |
Jaguar Roadside Assistance and Other Benefits
Roadside assistance and towing come with Jaguar’s new car warranty but are only add-ons to the company’s extended coverage plan. This is disappointing, especially since almost every other automaker and third-party provider includes these with extended protection.
The Jaguar extended warranty plan only offers one standard perk, a trip interruption benefit. Jaguar will arrange and pay for alternative transportation if you find yourself stranded over 50 miles from home. You’ll also be reimbursed for lodging and meals while your car is in the shop.
Jaguar Extended Warranty Exclusions
On its website, Jaguar mentions that covered components will likely vary by location. However, the parts listed above will likely be covered by any Jaguar extended warranty sold at a local dealership.
On the other hand, the following items and services receive coverage under almost no extended warranty plans:
- Accident-related damages: Car warranties cover repairs caused by mechanical breakdowns. If a covered component is damaged in a car accident, due to severe weather or in an instance of theft or vandalism, it’ll be your car insurance company’s responsibility to pay for necessary repairs.
- Maintenance services: Routine maintenance services such as wheel alignments, oil changes and tire rotations are rarely covered by vehicle service contracts.
- Wear and tear items: Parts that need to be replaced regularly like windshield wiper blades and brake pads won’t be covered by your Jaguar extended warranty.
Jaguar Extended Warranty Cost
Like most carmakers, Jaguar doesn’t display the price of extended coverage online. However, our research team found that the company’s extended warranty generally costs a total of $5,600. This price is extremely high, even for a luxury vehicle. However, it’s possible that your rate could be different based on car model and coverage terms.
Two deductible options are available if you need to take your car in for a repair covered under warranty — $100 and $250. You’ll pay the higher deductible if you choose to take your vehicle to any repair facility that’s not an authorized Jaguar dealership.
Jaguar Extended Warranty Prices
Jaguar Vehicle Protection Plans range in price from $2,300 up to $10,000. Coverage for higher-end models may cost more since performance cars use specialized components and have higher car repair costs.
Below is a price breakdown for Jaguar extended warranties across several models:
Jaguar Model | Mileage | Coverage Term | Price |
---|---|---|---|
2020 Jaguar F-Pace | 36,000 | 3 years/36,000 miles | $2,280 |
2020 Jaguar F-Pace | 36,000 | 6 years/100,000 miles | $4,522 |
2020 Jaguar XF | 28,000 | 3 years/36,000 miles | $3,720 |
2020 Jaguar XF | 28,000 | 5 years/45,000 miles | $5,075 |
2020 Jaguar I-Pace | 28,000 | 6 years/70,000 miles | $6,142 |
2020 Jaguar I-Pace | 28,000 | 8 years/100,000 miles | $10,054 |
Jaguar Extended Warranty Cost Factors
Jaguar extended warranty costs vary because of several variables that change between vehicles. Below are the main factors that determine Jaguar extended car warranty costs:
- Jaguar model: Less expensive models such as the Jaguar E-Pace will cost less to cover than pricier ones like the Jaguar F-Type.
- Dealer fees: Jaguar dealerships make a profit on extended vehicle warranties by charging a fee on top of the plan’s actual cost. This fee typically costs a few hundred dollars, but you may be able to negotiate the rate down.
- Vehicle age: Because older vehicles are prone to having mechanical issues, providers often charge more as cars age. The longer you wait to buy a warranty, the more you’ll probably end up spending for coverage on an older model.
- Mileage: The higher the mileage on your vehicle’s odometer, the more you could end up paying for its extended auto warranty.
Do You Need a Jaguar Extended Warranty?
There’s no guarantee that you’ll use the Jaguar extended warranty, but it could also pay more in repairs than its out-of-pocket cost. While you can’t predict the future, it’s smart to look at the probability of needing repairs down the line to see how much they could cost you.
Are Jaguars Reliable?
Jaguar ranked 26th out of 31 car brands in the J.D. Power 2023 U.S. Vehicle Dependability Study℠. The report found that the average Jaguar model had 229 problems per 100 vehicles, which was well above the industry average of 186 problems per 100 cars.
RepairPal gives Jaguar a reliability rating of 2.5 out of 5.0 across its models, ranking it as only the 29th most reliable brand of 32. Unfortunately, this makes Jaguar one of the least-dependable car brands on the market today.
The following table shows how Jaguar’s reliability factors compare to averages across all auto brands on RepairPal:
RepairPal Reliability Factor | Jaguar Average | Industry Average |
---|---|---|
Frequency of repair visits | 0.6 times per year | 0.4 times per year |
Probability of a repair being severe | 14% | 12% |
Jaguar Maintenance Costs
Another way to judge the value of Jaguar’s vehicle service contract is by comparing your expected cost of repairs against how much you’d pay for coverage. According to RepairPal, the average cost of fixing up a Jaguar is $1,123 annually. This is 72% pricier than the industry average of $652 per year and is even higher than annual repair costs for BMW, Audi and Mercedes-Benz.
Jaguar Repair Costs
Jaguar repair costs range from a few hundred dollars for minor repairs to a couple thousand dollars for major fixes. The table below shows typical auto repair costs for a few Jaguar models:
Jaguar Model | Common Repair | Repair Cost |
---|---|---|
2021 Jaguar F-Type | Axle shaft seal replacement | $322 to $395 |
2021 Jaguar F-Type | Heater hose replacement | $692 to $741 |
2020 Jaguar XF | Valve cover gasket replacement | $756 to $915 |
2020 Jaguar F-Pace | Alternator replacement | $1,166 to $1,295 |
2020 Jaguar XF | Catalytic converter replacement | $2,321 to $2,368 |
Jaguar owners are likely to spend far more money on car repairs and maintenance than the average car owner, giving them a better chance to save money through the Jaguar extended warranty.
Is My Jaguar Still Under Warranty?
The last factor to consider is whether your car is still covered by the Jaguar manufacturer’s warranty. Every new Jaguar comes with a 5-year/60,000-mile new vehicle limited warranty called EliteCare. Jaguar’s bumper-to-bumper warranty is much longer than for most luxury carmakers.
Below is the standard warranty coverage on new Jaguar models:
Warranty Type | Coverage Term |
---|---|
New vehicle limited warranty | 5 years/60,000 miles |
Scheduled maintenance coverage | 5 years/60,000 miles |
Parts and accessories warranty | 1 year/unlimited miles |
Paint and corrosion warranty | 6 years/unlimited miles |
High-voltage battery warranty | 8 years/100,000 miles |
Roadside assistance | 5 years/60,000 miles |
The best way to find out if you have coverage left on your Jaguar factory warranty is by contacting a local dealership.
Jaguar Certified Pre-Owned Warranty
Used Jaguar vehicles that are less than five years old with fewer than 60,000 miles on them are eligible for Jaguar’s CPO warranty, which extends factory coverage up to seven years or 100,000 miles. Perks of this warranty include 24/7 roadside assistance and no deductible.
Jaguar Extended Warranty Reviews
The Jaguar extended warranty covers nearly all components, from essential powertrain parts to the car’s electrical and audio systems. However, it only adds a few years of coverage at best and doesn’t give Jaguar owners the chance to customize coverage. It also costs an exorbitant amount, especially compared to coverage from independent warranty providers.
Jaguar Extended Warranty Complaints
Jaguar is owned by Jaguar Land Rover North America, which receives an F rating from the Better Business Bureau (BBB). While this score is based on the company as a whole, it shows that there’s plenty of work to be done in responding to customer complaints.
Many of Jaguar Land Rover North America’s complaints were related to slow claims processes, long wait times for covered repairs and communication issues between Jaguar and customers. We reached out to Jaguar for comment about its low scores but haven’t received a response.
Is a Jaguar Extended Warranty Worth It?
Jaguar owners take more trips to the repair shop than the typical car owner, and needed repairs have a greater likelihood of being severe. Compared to the average manufacturer, you have a higher chance of using extended coverage on a Jaguar, making it a worthwhile investment.
The Jaguar extended warranty may be right for some Jaguar owners, but it’s not the only choice on the market. If you keep your Jaguar beyond its factory warranty, getting a third-party warranty could help you save money and gain more flexible coverage.
Best Extended Warranty for Jaguar
After over 500 hours of research, our team found that Endurance, CarShield and Carchex offer some of the best extended warranties available. Endurance offers six different coverage options which generally come at much cheaper rates than Jaguar’s own extended warranty.
To learn more about Endurance and a few other reputable extended warranty companies, read our thorough reviews below:
Advantages of Third-Party Extended Warranties
Compared to Jaguar, independent providers generally offer more coverage options, additional benefits and lower prices on used car warranties. Here are some third-party warranty company perks that a Jaguar extended warranty is unlikely to give you:
- More coverage choices: The Jaguar extended warranty only has one plan. While it does offer comprehensive coverage, independent providers offer more coverage levels — giving you greater control over what you want to protect.
- Extensive repair network: With Jaguar’s warranty, you’re limited to certified Jaguar repair centers unless you want to pay a higher deductible. With third-party extended warranties, you can take your vehicle to nearly any certified repair facility.
- Easier to purchase: You need to visit a Jaguar dealership if you want to buy the company’s own extended warranty. Third-party warranty providers instead let you purchase coverage online or over the phone, reducing hassle in the shop.
- Limitless purchasing period: If you want to buy the Jaguar extended warranty, you must get coverage before the end of your car’s factory warranty. Independent providers, on the other hand, give owners a much bigger window for buying coverage.
- Greater benefits: Only travel protection is included as a standard benefit with Jaguar’s extended service plan. Many third-party providers package additional benefits like roadside assistance and rental car reimbursement with their coverage plans.
Jaguar Extended Warranty: The Bottom Line
While Jaguar offers a comprehensive extended warranty, it’s not customizable and usually comes with a high sticker price. On top of that, you’ll have to pay extra for roadside assistance or to have repairs done somewhere other than at a Jaguar dealership.
Since Jaguar doesn’t list its prices online, the best way to get quotes is by contacting a local dealership. Be sure to carefully consider third-party warranty providers as you shop around. There’s a strong chance that you’ll end up finding more affordable Jaguar extended coverage with extra perks, more flexibility and greater peace of mind.
Jaguar Extended Factory Warranty: FAQ
Below are some frequently asked questions about the Jaguar extended warranty:
Yes, Jaguar offers an extended warranty plan but states that actual coverage may vary by location and car model. There are also plenty of third-party Jaguar extended warranty options.
Based on reports from Jaguar owners, the company’s extended warranty typically costs around $5,600 in total. Exact prices will change based on where you live and which model you drive.
Tires, brake pads and other wear and tear items aren’t covered under the Jaguar extended warranty. However, some extended coverage providers offer maintenance packages that may include protection for tires and other wear and tear parts.
Our Methodology
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best extended car warranty companies. We collected data on dozens of auto warranty providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.
Here are the factors our ratings take into account:
- Reputation: Our research team considers availability, ratings from industry experts and years in business when conferring this score.
- Coverage: Companies that offer a variety of choices for warranty coverage, long contract terms and added benefits are more likely to meet consumer needs.
- Cost: Auto warranty companies with affordable rates and multiple deductibles scored highest in this category.
- Transparency: This score is based on contract transparency and the availability of a money-back guarantee.
- Customer experience: Based on customer satisfaction ratings and our extensive shopper analysis, we consider the responsiveness, friendliness and helpfulness of each warranty company’s customer service team.
Our credentials:
- 500+ hours researched
- 50 companies reviewed
- 2,000+ consumers surveyed
*Data accurate at time of publication.