First American Home Warranty Reviews
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About First American Home Warranty
First American Home Warranty is a home warranty company that’s been in business for over 35 years. Its plans protect homeowners' budgets from unforeseen expenses due to normal wear and tear of a home's major systems and appliances.
Pros & Cons
- Roof coverage
- HVAC tuneup
- Not available in all states
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Read full reviewFirst American Home Warranty coverage
First American Home Warranty covers essential appliances and systems through its three plans. Its Premium Plan offers the most comprehensive coverage, while the Essential Plan is the most popular.
Across its plans, First American Home Warranty offers coverage for the following items. Note that not every item is available on every plan:
- Dishwasher
- Ceiling fans
- Garbage disposal
- Instant hot water dispenser
- Microwave (built-in only)
- Trash compactor
- Oven/range/cooktop
- Water heater
- Air conditioning and heating
- Attic and exhaust fans
- Central vacuum system
- Electrical
- Garage door opener
- Plumbing system
- Plumbing stoppages
Plans
In business for more than 35 years, First American Home Warranty offers comprehensive plans that protect homeowners’ budgets when critical home systems and appliances break down. When it comes to systems and appliances, there are no age limits. First American Home Warranty will cover a system or appliance provided it is in safe working order at the start of your contract, no matter how old it is.
- Starter Plan: Covers essential kitchen appliances, plus some plumbing and electrical.
- Essential Plan: Covers washer and dryer, A/C and water heaters.
- Premium Plan: Includes everything covered by the Starter and Essential plans, plus more expansive coverage for home systems such as heating, electrical and plumbing.
First American Home Warranty cost
First American Home Warranty pricing ranges from $47 per month to $87 per month. Prices can vary based on your service call fee as well as home size and location, so it’s best to request a quote directly from the company to get a true picture of the cost to cover your house. You choose your service call fee of $75, $100 or $125, which you’ll pay each time First American sends a technician to your home.
Below are prices that were quoted for a home in Houston, Texas, with a $125 service fee.
Coverage plan | Cost |
---|---|
Starter Plan | $47 per month |
Essential Plan | $57 per month |
Premium Plan | $72 per month |
First American Home Warranty exclusions
Coverage exclusions will be outlined in your contract and usually pertain to circumstances outside of normal wear and tear.
Item parts that are deemed nonessential to the core functioning of the appliance or system may also be excluded from coverage. For example, First American Home Warranty will cover your plumbing system but will not cover fixtures, faucets, filters or showerheads. You can find a full list of exclusions via First American's sample contract for Texas.
First American Home Warranty coverage limits
First American Home Warranty places dollar limits on certain items. This is the total amount it will pay to access, diagnose, repair and/or replace items covered in your contract. Coverage limits range from $500 to $2,500 per item, which is comparable to the industry average home.
Item | First American Home Warranty coverage limit |
---|---|
Concrete-encased plumbing and ductwork | $500 |
Steam, heated water or glycol heating | $1,500 |
Kitchen refrigerator | $2,500 |
Additional refrigeration | $500 |
Seller’s heating, central air conditioning and ductwork | $1,500 |
Septic tank system | $500 |
First American Home Warranty FAQ
Is First American Home Warranty legit?
First American Home Warranty provides coverage for all your essential home systems and household appliances. Overall, the price for homebuyers and homeowners not in a real estate transaction is on the lower side compared with the rest of the industry. We think First American offers good coverage at a decent price.
What is First American Home Warranty?
First American is a home warranty company that offers three different coverage plans.
How does First American Home Warranty work?
First American service contracts typically last for one year and protect a home’s systems and appliances from unexpected repair or replacement costs caused by normal wear and tear.
Where is First American Home Warranty available?
First American Home Warranty is available in 35 states:
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Florida
- Georgia
- Idaho
- Iowa
- Indiana
- Kansas
- Kentucky
- Maryland
- Michigan
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Jersey
- New Mexico
- North Carolina
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- West Virginia
- Wyoming
Does First American Home Warranty require a home inspection?
No, a home inspection is not required to get coverage from First American Home Warranty, but preexisting conditions are generally not covered.
Can I cancel First American Home Warranty before my contract is up?
You can cancel your warranty within seven days of the contract effective date (generally 30 days after purchase). After that period, the contract is considered non-cancelable. A written request must be made for cancellation (dependent on approval). If approved, you will get a prorated refund and be charged a $50 administrative fee.
First American Home Warranty Reviews
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First American Home Warranty Company Information
- Company Name:
- First American Home Warranty
- Year Founded:
- 1984
- City:
- Santa Rosa
- State/Province:
- CA
- Website:
- homewarranty.firstam.com