Best business credit cards for travel of April 2024

Why this card made the list

The American Express® Business Gold Card * The information for the American Express® Business Gold Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. (terms apply) offers the highest potential payout on business spending of any card on this list. Cardmembers earn 4 Membership Rewards points per $1 on up to $150,000 in combined purchases each calendar year on the 2 select categories your business spends the most each month, 3 points per $1 on flights and prepaid hotels booked on amextravel.com and 1 point per $1 for other purchases.

The Membership Rewards® program is one of the best out there for travel rewards, offering flexibility and a host of exceptional airlines and hotels you can transfer points to.

The Business Gold Card also includes eligibility for Amex Offers, a valuable program with discounts and deals at hundreds of merchants. It can potentially save you hundreds of dollars a year, possibly helping offset the card’s $375 annual fee. Not to be overlooked are the card’s travel protections like baggage¹ and trip delay insurance², along with secondary rental car coverage³. Cardmembers also qualify for hotel perks through The Hotel Collection, including an up to $100 stay credit and room upgrades.

• Annual fee: $375.
• Rewards: Earn 4 Membership Rewards points per $1 on up to $150,000 in combined purchases each calendar year on the 2 select categories your business spends the most each month, 3 points per $1 on flights and prepaid hotels booked on amextravel.com and 1 point per $1 for other purchases.
• Welcome bonus: Earn 70,000 Membership Rewards points after spending $10,000 on purchases in the first three months of card membership.
• Foreign transaction fees: None.

Why this card made the list

The United Club℠ Business Card * The information for the United Club℠ Business Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. is ideal for United flyers looking for premium travel perks. The card offers a generous 50,000 miles and 1,000 Premier qualifying points after spending $5,000 on qualifying purchases in the first three months of account opening. Beyond the welcome bonus, you’ll earn 2 miles per $1 on United purchases and 1.5 miles per $1 on all other purchases, which can add up substantially on business expenses. And, this card is one of the few that still offers price protection, which can save you a bundle if prices drop after you’ve purchased an item.

While you’re earning points on spending, you’ll also accrue 500 Premier Qualifying Points (PQP) for every $12,000 spent (up to 1,000 PQP per calendar year). The card has a $450 annual fee, which is steep, but the included annual United Club membership, which starts at $650, can make up for it if you frequent these lounges (note that this does not include access to the United Polaris Club lounges).

Cardholders also get complimentary United Club membership, Premier Access service, free checked bags, Premier upgrades on award tickets, 25% discount on in-flight purchases. Travel protections include trip cancellation and interruption insurance, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement and primary rental car insurance. The card also comes with Avis President’s Club membership and Luxury Hotel & Resort collection benefits.

Be aware that approval for the card is subject to Chase’s unwritten 5/24 rule, which means anyone who has opened five or more credit cards from any issuer in the past 24 months will likely be denied.

• Annual fee: $450.
• Rewards: Earn 2 miles per $1 on United purchases and 1.5 miles per $1 on all other purchases.
• Welcome bonus: Earn 50,000 miles and 1,000 Premier qualifying points after spending $5,000 on qualifying purchases in the first three months of account opening.
• Foreign transaction fees: None.

Why this card made the list

The World of Hyatt Business Credit Card * The information for the World of Hyatt Business Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. is ideal for business travelers looking to take advantage of the brand’s hotel portfolio at a discounted rate. Cardmembers save on hotel rates through the Hyatt Leverage program, and get a 10% rebate on award redemptions (on up to 200,000 points per year) after spending $50,000 on the card in a year. The card also comes with a $50 Hyatt credit issued twice a year to knock down the overall cost of a hotel stay.

Cardholders and up to five employees can get automatic Discoverist elite status, with the option to earn an additional five elite night credits for every $10,000 spent in a year. Plus the card comes with an array of travel protections, which is helpful when you’re on the move and want peace of mind.

• Annual fee: $199.
• Rewards: Earn 4 points per $1 at Hyatt hotels, 2 points per $1 on the top three spend categories each quarter through 12/31/24, then the top two categories each quarter, 2 points per $1 on fitness club and gym memberships and 1 point per $1 on all other purchases.
• Welcome bonus: Earn 60,000 points after spending $5,000 on purchases in the first three months of account opening.
• Foreign transaction fees: $0.

Why this card made the list

The Business Platinum Card® from American Express * The information for the The Business Platinum Card® from American Express has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. (terms apply) is one of the best premium business travel cards on the market, offering access to elite airport lounges and hundreds of dollars in annual business and travel credits. Big spenders will appreciate the elevated earning rate on eligible purchases over $5,000 (subject to an annual spending cap) while frequent travelers can accumulate substantial rewards by booking through Amex Travel.

The Business Platinum Card also provides the most comprehensive airport lounge benefits of any business card on the market, which includes access to Amex’s Global Lounge Collection, which includes Priority Pass Select and the exclusive Centurion lounge network. Plus, through American Express Fine Hotels & Resorts, cardholders can secure benefits on hotel stays that are typically reserved for elite members like complimentary breakfast, discounted stays, late checkout, resort credits and more. Enrollment is required for some benefits.

You can redeem points for statement credits, travel bookings or maximize their value by transferring them to nearly two dozen airline and hotel loyalty programs for premium award redemptions.

• Annual fee: $695.
• Rewards: Earn 5 Membership Rewards® points per $1 on flights and prepaid hotels through American Express Travel, 1.5 points per $1 at U.S. construction material & hardware suppliers, electronic goods retailers and software and cloud system providers, shipping providers, and purchases of $5,000 or more on up to $2 million per calendar year and 1 point per $1 on other eligible purchases.
• Welcome bonus: Earn 150,000 Membership Rewards® points after spending $20,000 on eligible purchases in the first three months of card membership.
• Foreign transaction fees: None.

Why this card made the list

If Delta is your preferred airline, the Delta SkyMiles® Reserve Business American Express Card * The information for the Delta SkyMiles® Reserve Business American Express Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. (terms apply) offers premium travel perks with the airline plus a pathway to elevate your elite status. Cardholders receive $2,500 Medallion® Qualification Dollars each qualification year with MQD Headstart. Additionally, cardholders can earn $1 MQD for each $10 of eligible purchases each calendar year.

Cardholders also get an annual companion certificate, complimentary upgrades, priority boarding, free checked bags, and an up to $100 Global Entry or TSA PreCheck statement credit to reimburse the program application fee. Plus, enjoy complimentary access to Delta Sky Club*, Amex Centurion and Escape Lounges when flying Delta. The Centurion lounge access alone is substantial, considering this is one of a very select lineup of cards to offer such access.

• Annual fee: $650.
• Rewards: Earn 3 Delta SkyMiles per $1 spent on eligible Delta purchases, 1.5 miles per $1 on eligible transit, U.S. shipping, and U.S. office supply store purchases, 1 mile per $1 on other purchases. After spending $150,000 in a calendar year, earn 1.5 miles per $1 on eligible purchases for the rest of the year.
• Welcome bonus: Earn 75,000 miles after spending $10,000 in purchases in the first six months of card membership.
• Foreign transaction fees: None.

*Effective 2/1/25, Reserve card members will receive 15 visits per year to the Delta Sky Club; to earn an unlimited number of visits each year starting on 2/1/25, the total eligible purchases on the card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 visits have been used, eligible card members may purchase additional Delta Sky Club visits (including grab and go) at a per-visit rate of $50 per person using the card.

Why this card made the list

The Ink Business Preferred® Credit Card * The information for the Ink Business Preferred® Credit Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. offers a substantial welcome bonus, though you can squeeze more value out of it by transferring points to one of more than a dozen Chase travel airline and hotel partners The card also earns a generous reward rate on common business spending categories (subject to an annual spending cap) making it easy to quickly earn points for travel.

Aside from earning rewards, the card provides valuable travel protections when you hit the road. Primary rental car insurance is a useful perk, as is trip cancellation and interruption insurance. The card’s cellphone protection is also top-notch, providing up to $1,000 worth of coverage per claim in exchange for a $100 deductible.

• Annual fee: $95.
• Rewards: Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per $1 on all other purchases.
• Welcome bonus: Earn 100,000 points after spending $8,000 on purchases in the first three months of account opening.
• Foreign transaction fees: $0.

Why this card made the list

Wyndham Rewards is a great loyalty program for business travelers who want the option to book multiple rooms without forking over tons of points. Free nights at Wyndham start at just 7,500 points per bedroom. This means you can book entire apartments at eligible timeshare properties and pay per room, which often works out cheaper compared to booking multiple rooms with other hotel programs.

The Wyndham Rewards Earner® Business Card * The information for the Wyndham Rewards Earner® Business Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. also comes with valuable perks like Diamond elite status and discounts on award and paid nights. The $95 annual fee is partially offset by a 15,000-point annual renewal bonus, no foreign transaction fees and cellphone protection.

• Annual fee: $95.
• Rewards: Earn 8 points per $1 spent on Hotels By Wyndham and gas purchases, 5 points per $1 on marketing, advertising and utility purchases and 1 point per $1 on all other purchases.
• Welcome bonus: Earn 50,000 points after spending $4,000 on purchases in the first 90 days plus an additional 50,000 points after spending $15,000 on purchases within the first 12 months of account opening. Free nights can require up to 30,000 points per bedroom at participating properties and are subject to availability. Resort fees may apply and cannot be paid with points.
• Foreign transaction fees: 0% of each transaction in U.S. dollars.