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About Liberty Debt Relief
Based in California, Liberty Debt Relief is a debt settlement company that helps consumers settle their unsecured debt for less than the full amount owed. It also offers help with private student loan debt and offers a debt consolidation program for clients who want to roll their debts into one manageable bill. It is an accredited member of the American Fair Credit Council (AFCC).
Pros & Cons
- Available for private student loans
- Free consultation
- Accredited by AFCC
- Not available in all states
- High fees
Featured Reviews
“Liberty Debt Relief has helped me in so many ways to get me out of the debt I was in. I would definitely recommend them to anyone looking to get out of debt. Customer service is ...
Read full review“Liberty was easy to talk with and they made me feel very comfortable. Everything went really smoothly during the enrollment. … They have an online dashboard that I can look up an...
Read full reviewWhat is Liberty Debt Relief?
Founded in 2013, Liberty Debt Relief helps clients get out of debt through debt settlement and debt consolidation. It does not work with secured debt (debt that is backed by collateral, such as mortgage debt or vehicle debt). The company offers services for private student loan debt, but it cannot help with federal student loans. It offers 24/7 support.
As a client, you will receive access to an online portal that allows you to track the progress of your account, as well as communicate with your debt specialist directly.
How does Liberty Debt Relief work?
The process for each service varies slightly, but every Liberty Debt Relief client must request a free assessment. This free assessment will evaluate which debt can be enrolled into services and which service is the best match for you. You should also receive more information about the service terms, too, including the cost and how long it will take.
Liberty Debt Relief products and services
Liberty Debt Relief offers two main services: debt settlement and debt consolidation. Requesting a free consultation can help you better understand how the company performs each of these services.
Debt settlement
Debt consolidation
Liberty Debt Relief fees
Exact fees with Liberty Debt Relief vary depending on your debt situation. Liberty Debt Relief does not charge any fees upfront. The company charges up to 29% of the debt to be collected after a debt is settled, and fees can vary depending on your state. The company does not publish its fees for debt consolidation.
Liberty Debt Relief FAQ
Does Liberty Debt Relief have a money-back guarantee?
Liberty Debt Relief does not guarantee its services or offer a money-back guarantee.
Will using Liberty Debt Relief hurt my credit score?
If you use the debt settlement program, it can hurt your credit score, since debt settlement usually requires clients to stop paying creditors. Debt consolidation generally has significantly less impact on your credit because you pay off debts using a loan.
Is Liberty Debt Relief legit?
Liberty Debt Relief is a legitimate company and is an accredited member of the AFCC, which sets professional standards for its members. You can start by contacting the company for a free debt relief consultation and find out if you’re eligible for its services.
Liberty Debt Relief Reviews
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Liberty Debt Relief Company Information
- Company Name:
- Liberty Debt Relief
- Company Type:
- Private
- Year Founded:
- 2013
- Address:
- 333 City Blvd W Fl 17TH
- City:
- Orange
- State/Province:
- CA
- Postal Code:
- 92868
- Country:
- United States
- Fax:
- (949) 835-0390
- Website:
- www.libertydebtrelief.com