JG Wentworth Structured Settlements

JG Wentworth Structured Settlements Reviews

JG Wentworth Structured Settlements Reviews
3.8(472)

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About JG Wentworth Structured Settlements

JG Wentworth offers lump-sum cash alternatives to structured settlements or annuity payments. Whether the payments are from settlements, annuities or casino and lottery winnings, the company provides fast cash buyouts and flexible options for each customer. The company offers signing bonuses and cash advances and includes a best-price guarantee with all purchases.

Pros & Cons

Pros
  • Best-price guarantee
  • Customized options
  • Free quotes
Cons
  • Payments may take up to three weeks
  • Credit score impact

Featured Reviews

Verified
Morton, MS

I have been working with Tim over the past couple of months, almost a year. My experience has been wonderful so far. If I have to make any other arrangements with anything, I will...

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Verified
Bridgewater, SD

My worker or agent was very good at keeping me up to date and helping me with any questions and whatever I had along the way to get thru the whole process..You couldn't ask for a ...

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How does JG Wentworth work?

JG Wentworth offers lump-sum payments to people who receive installment payments through a structured settlement or annuity. Structured settlements or annuities may have payouts lasting 30 years or more — JG Wentworth offers cash buyout alternatives that give customers immediate funds.

Call or fill out a form on the company’s website, and a representative will contact you within 24 hours. The JG Wentworth agent will help you arrange a lump-sum payment if you’re interested in cashing in a settlement. Its representatives help draw up the terms of your contract before having it approved by a judge. You typically receive your funds within two to three weeks after the contract is finalized.

How much does JG Wentworth charge?

The cost of selling your annuity or settlement to JG Wentworth varies based on the details of the agreement. Typically, JG Wentworth's fees range from 9% to 15% of the asset's total value. Its representatives provide free quotes over the phone to help you evaluate the cost of cashing in your structured settlement, winnings or annuity.

The company also offers a best-price guarantee to ensure you’re getting a good value for your assets.

JG Wentworth FAQ

How much money does JG Wentworth take from settlements?

JG Wentworth fees can range from 9% to 15%, depending on the details of your structured settlement or annuity. You can request a free quote for an exact estimate.

Is JG Wentworth worth it?

If you need cash quickly or would prefer to receive your payments as a lump sum, JG Wentworth may be worth the cost for immediate funding. During your initial consultation, the representative walks you through the asset’s cash value and fees.

Is JG Wentworth trustworthy?

JG Wentworth has worked with clients for more than 25 years and has many satisfied customers. Read reviews and complaints of current and former clients for a deeper look at its trustworthiness.

How long does it take to get your money from JG Wentworth?

It typically takes two to three weeks to receive your funds. Payment can sometimes be expedited to take as little as three days, but it depends on your contract.

Is JG Wentworth legit?

JG Wentworth is a reputable, reliable provider of lump-sum buyouts for annuity or structured settlement payments. It offers free, no-obligation quotes. Fees typically range from 9% to 15%, depending on the settlement’s value and the terms of your contract. Contact JG Wentworth online or over the phone for a personalized quote.

JG Wentworth Structured Settlements Reviews

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Page 1 Reviews 0 - 5
Verified purchase
Customer Service

Reviewed Dec. 1, 2023

The customer support with JG Wentworth is 85% impressive. Everything's handled and explained. However, there was something that was said but not delivered. There's supposed to be a sign-on bonus but I've never seen one. Since the deal, I've asked them about it but I haven't gotten a response. Also, once you are signed up and a major portion of the deal is done, you get a sense of them stepping back a little bit. I don't know what's going on. In between some of those portions of the deal, keeping in touch a little bit more would be good. When they keep in touch, some politeness in the emails could be better. With some of the younger guys that are involved now, when they're asking if you're interested in doing a deal and you tell them you're not interested, they hang right up without even saying anything. You'll also get an email, and it's like a text from a friend. There's no "Good morning" or "How you doing?" It's not even addressed or signed off.

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Hi Mark! We are pleased to hear that your program has been going so well - we are excited to be on this journey toward the financial future you deserve!

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    Verified purchase
    Customer ServicePunctuality & SpeedProcess

    Reviewed Oct. 4, 2023

    I reached out to JG and we worked out a good number or time period. It was very quick. They streamlined everything easily for me. They sent me the paperwork and I read through it. They needed me to sign some paperwork that I thoroughly went through and then I went through all the dates. They laid out the dates and the payments so you could see everything very clearly and understand what you are doing. They wanna make sure that you understand that. They wait for a court date and you meet up with the judge. You have your case and either approve it or don't. The communication was very good and there was a lot of it. It was also via text, which I prefer. If I reached out, they would text me back, "Can you talk?" And they would call me. It was very easy. The process took two to three months. It was great quality service and they send you a lot of stuff.

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    Hi Ismael! It is so nice to hear that everything has been going well with your program - thanks for sharing!

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2023

    Steven was very helpful and answered any of my calls when I needed him. When I needed some of the money before my court, they were nice enough and they talked to other people in order to get me that money. It was a good service and they were kind, respectful, and helped me out with whatever I needed. But I just got a call from someone saying that they could have offered me 18,000 instead of 16,500 because they fund with their money and not like JG Wentworth who gets money from someone else. Other than that, I would tell others to ask for Steven as a consultant and that JG Wentworth will help them out very good and satisfy all their needs.

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    Hi Zakary! It is so nice to hear you had such a positive experience with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Customer ServiceStaff

    Reviewed June 1, 2023

    The customer service was a lot better than what I expected. They stayed helpful and stayed in contact through everything. If I wasn't getting phone calls, I was getting a text. The lady that I spoke to originally was Grace and she took the time to relate to where I was coming from and understand what I needed. That was pretty great. A lot of people like to use big words to throw up a bunch of smoke to get you to look away from what's actually going on but JG Wentworth was clear-cut. I expressed my concerns with them and we found the middle ground to stand on and something that worked for both of us. Their payout as opposed to what they take is still kind of high. If they could bring down those percentages and you get more bang for your buck, they'd be pretty solid. But I would use them again.

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    Response from JG Wentworth Structured Settlements
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    Hi Diego! We are so happy that your experience with us has been so positive - thanks for sharing!

    Verified purchase
    Staff

    Reviewed May 4, 2023

    JG Wentworth has been wonderful. They check in several times a week when we get going through the process. As the process gets closer to the court, they check in once a week to make sure everything is going well and that I'm not changing anything that I want in the contract. Their rep logan contacted me after the settlement was paid out to make sure I was happy with their services. It was very nice.

    But JG Wentworth started the bid very low and told me that was the best they could do. Genex came up with a better deal and JG Wentworth was able to find money somewhere in la-la land and put a better deal together. That's how we went back and forth. JG Wentworth went up significantly by almost $15,000 on that first transaction that supposedly wasn't available. I understand that they wanna make money but I don't particularly like being lowballed especially when it's $15,000 less.

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    Hi Amanda! We are so happy to hear you had such a positive experience with our team to find the best path for you - thanks for sharing!

    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 9, 2024

    I needed to be able to purchase a home and moving. JG Wentworth helped me with moving costs and their reps were very good. They took their time about getting the money to me but it came within the expected time. But the fees were up there, so I wasn't happy about all that.

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    Hi Ira! It is so nice to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Customer ServiceStaff

    Reviewed April 9, 2024

    JG Wentworth's reps were good and they were never pushy. When I asked them not to call me all the time, they didn't. There are other companies that did. We paid off everything and I'm very satisfied with the service from JG Wentworth.

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    Hi Jennifer! It is so nice to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

    Verified purchase
    Customer ServicePricePunctuality & SpeedStaff

    Reviewed April 4, 2024

    My husband had a problem with JG Wentworth because they didn't send his money out and were giving him a hard time. But he ended up cussing them out and they sent him his money. They’re also annoying. They’re always calling and trying to get quotes. He just did a transaction and they're already trying to get him to do another one for a life contingent payment. They have my number, so they call me. They push me and won’t take no for an answer. They bring your personal life into it.

    Every time we work with JG Wentworth, it’s because we're getting something. The last time, we had to buy a new car for the kids. Our family had gotten bigger. We only had one kid when we first worked with JG Wentworth. But now we need an SUV. We moved with the money. So, it was always beneficial. But we would rather have it when we wanted to do it. They always check in or send $25, $50, or $75 in the mail and tell us to call them for a quote. They try to get you to sell your money that way. But we always just tell them not right now. When we're ready, we’ll do it but they’re always trying for it to be on their time. But the customer service reps are cool after you sign and say you're ready to do a transaction. They start being all nice.

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    Verified purchase

    Reviewed March 28, 2024

    Their customer support was very helpful. I needed to know how to prepare for court ‘cause I was very nervous. The rep made it so I didn't think too hard. Everything was wonderful.

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    Hi Faith! It is so nice to hear how much of a positive experience you had with our team - thanks for sharing!

    Verified purchase

    Reviewed March 27, 2024

    I stuck with JG Wentworth because I trusted them. They helped me through everything and explained things I didn't understand to me explicitly. Also, their customer support helped me out a lot. My life changed a lot for the better working with them. I got to do the things I wanted to do and didn't have to wait to do them. I'd tell others to go to JG Wentworth because they would help with every step of the way.

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    Hi Tracey! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

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    JG Wentworth Structured Settlements Company Information

    Company Name:
    JG Wentworth Structured Settlements
    Website:
    www.jgwentworth.com