Fairfield Funding Reviews

Fairfield Funding is a direct purchaser that works with customers who have structured settlements, annuities or lottery winnings who want to cash out for a lump sum. Fairfield pays all costs associated with the transaction, including the court filing fee and notary fees.

Customers can choose to sell all their payments or opt for just a portion. The team at Fairfield Funding works to get your cash where it needs to go, communicating with landlords, calling credit card companies, speaking with real estate agents and helping pay off judgments and liens.

Fairfield Funding provides no-interest cash advances and works to expedite all transactions. The company offers a 100% guarantee, covering four facets of service:

• Lowest price, or the company will pay you $500 (copy of competitor contract required)
• All customers are eligible for a cash advance in five days
• Any cash advance is interest-free
• Transactions close as quickly as the law allows in your state

Fairfield Funding purchases investment annuities, known as fixed annuities (not retirement). The transfer of an annuity permanently changes the owner and the payee on the annuity to the purchaser (in this case, Fairfield Funding). The process takes about four weeks and goes through your insurance company. Fairfield charges a percentage of the total.

If you won the lottery and did not choose a lump sum, your payments are structured over time and paid out by the State Lottery Corporation. Fairfield Funding drafts a contract to transfer your payments to the company, then a lawyer looks over the agreement. Fairfield Funding will file a petition in your state to ask a judge to approve the payment transfer. Once approved, Fairfield pays you a lump sum, minus the fee the company charges.

The transfer of a structured settlement is governed by state and/or federal law. Fairfield Funding can guide you through the legal process in your state. When the judge approves the transfer, you’ll receive your lump sum. Fairfield Funding’s fee is a percentage of the payout.

Fairfield Funding charges a percentage of the payout from the purchase of your structured settlement or annuity. If Fairfield’s fee isn’t the lowest you find when shopping around, the company will pay you $500. Contact the company for a quote based on your individual situation.

Fairfield Funding guarantees it will charge the lowest price to cash out your structured settlement or the company will pay you $500. If you need cash quickly, Fairfield Funding also guarantees its clients are eligible for a cash advance with no interest in as few as five days. A trained structured settlement specialist will guide you through the process according to the laws of your state. Although every financial situation is different and results depend on your individual circumstances, Fairfield Funding can help you cash out your annuity or structured settlement, and quotes are free.