Foreclosure can be a convoluted nerve-wracking pursuit, particularly in judicial foreclosure states. New York, for example, tends to be near the top in time-consuming litigation.

One additional problem beyond time generally is that the consequences of a mistake can be so critical. If, for example, a foreclosure might consume two years (or much longer), an initially unnoticed error at the inception could condemn the foreclosing party right back to a beginning stage of the action—certainly a bungle of some dismaying significance.

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